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Old 08-01-2011, 08:45 PM   #21
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Old 08-01-2011, 09:05 PM   #22
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<strong>Interest rate</strong> – The maximum rate of interest that is charged on student loans is defined within federal statutes. In the FFEL Program, lenders often reduce the interest rate from the statutory maximum during the in-school or repayment periods for borrowers who pay on time or who meet specified eligibility requirements.
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conditionality (F3)<br />Lending to a debtor on condition that the loan is used for a specific purpose so that there is less risk of default in servicing the loan. It is argued that the INTERNATIONAL MONETARY FUND and WORLD BANK in making this stipulation make 'conditionality' a PUBLIC GOOD.
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Koopmans, Tjalling Charles, 191 0-84 (B3)<br />Dutch econometrician and economist who shared the NOBEL PRIZE FOR ECONOMICS with KANTOROVICH in 1975 for his work On LINEAR PROGRAMMING. Although educated in mathematics and physics at the Universities of Utrecht and Leiden, he turned to econometrics and economics when he worked at the League of Nations in Geneva from 1936 to 1940. Subsequently, he was at the COWLES COMMISSION, University of Chicago, from 1944 to 1955 and a professor at Chicago from 1946 to 1955 and then Yale from 1955 to 1984. His major contributions to activity analysis (operations research) were used to solve transport problems in the Second World War and during the 1948 Berlin airlift.<br /><em>Reference</em><br />Koopmans, T.C. (1937) Linear Regression of Economic Time Series, Haarlem: De Aerren F. Bohn.<br /> - (1957) Three Essays on the State of Economic Science, New York: McGrawHill.
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Old 08-01-2011, 09:09 PM   #23
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Old 08-01-2011, 09:32 PM   #24
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merger (G3)<br />An amalgamation of two or more firms into a new firm. A vertical merger occurs when firms in industries at different stages of bringing a good to the final consumer i.e. extractive, ma nufacturing or distribu tion, join together. If the firms are in the same industry, there is a horizontal merger. A CONGLOMERATE MERGER is an amalgamation of firms with dissimila r activities. Mergers often come in waves, particularly in times of general economic depression as a way of reducing costs, e.g. in the USA in 19031 and in the UK in the 1920s. As a high proportion of conglomerate mergers fail to make efficiency gains in RESEARCH AND DEVELOPMENT, production or marketing, it is a rgued that they are without
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<strong>E-distribution list</strong> – The Missouri Department of Higher Education' s electronic news service. To sign up for this service, visit http://www.dhe.mo.gov/mdhedigest/signup.shtml.
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<strong>Add Loan</strong> – Application processing feature within MODEL Direct. The Add Loan process provides a realtime guarantee for loan applications.

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Old 08-01-2011, 09:58 PM   #25
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contingent commodity (DO)<br />A new commodity resulting from the occurrence of a particular event.

Bordo, M. (1991) Financial Crises, Aldershot: Edward Elgar.<br /> Galbraith, J.K. (1955) The Great Crash, Boston, MA: Houghton Millin. Kindleberger, C.P. (1978) Manias, Panics and Crashes, London: Macmillan; New York: Basic Books.<br /> Kindleberger, C.P. and Laffargne, J.P. (eds) (1982) Financial Crises: Theory, History and Policy, Cambridge: Cambridge University Press.

<strong>American College Testing (ACT, Inc.)</strong> – An independent not-for-profit organization that provides assessment, research, information, and program management services in the areas of educational testing and planning, career planning, and workforce development.

being adjusted for INFLATION.<br /> 2 The increase of tax revenue at a faster rate than public expenditure.

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Old 08-01-2011, 10:22 PM   #26
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national income (EO)<br />1 The money value of the goods and services resulting from the economic activities of the residents of a country over a time period, usually of a quarter or whole year.<br /> 2 A monetary flow showing net additions to wealth.<br /> 3 The sum of FACfOR INCOMES.<br /> 4 The net national product (gross national product less depreciation) because income is a FLOW coNCEPT showing net additions to wealth over a time period. <br />Different countries have varying views on what constitutes 'an economic activity' so differ in what they include in their national income accounts. However, there is conceptual accord that national income, national product and national expenditure are identical because there is in every economy a CIRCULAR FLOW of income: an economic activity produces an output which, when sold, constitutes expenditure and creates incomes for the factors of production that have made it. The national income at market prices includes in the valuation of economic activities indirect taxes net of subsidies; the valuation at factor cost does not.<br /> Rough estimates of the national income were made as early as the seventeenth century by PETIY and Gregory King, but fairly accurate national income accounting is a product of the macroeconomic revolution in economic thinking in the 1930s: CLARK and STONE in the UK and KUZNETS in the USA laid the foundations for today's national accounting. International comparisons of different countries' national incomes should be treated with caution. Apart from different statistical conventions from country to country, there is also the problem of translating income estimates in one currency into those of another, often the US dollar. In general, measures of the national income usually exclude non-market activities, leisure and environmental social costs, making them inaccurate as measures of ECONOMIC WELFARE.<br /><em>See also:</em> accounts; European system of accounts; measure of economic welfare; National Income and Product Accounts; net economic welfare; physical quality of life; purchasing power parity; System of National Accounts <br /><em>Reference</em><br />Beckerman, W. (1966) International Comparisons of Real Income, Paris: OECD.<br /> - (1980) An Introduction to National Income Analysis, 3rd edn, London: Weidenfeld & Nicolson.<br /> Kravis, LB. (1978) International Comparisons of Real Product and Purchasing Power, Baltimore, MD: published for the World Bank by Johns Hopkins University Press.<br /> Shaikh, A.M. and Tonak, EA (1994) Measuring the wealth of nations: the political economy of national accounts, Cambridge, New York and Melbourne: Cambridge University Press.<br /> United Nations International Comparison Project (1978) Phase II.
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Old 08-01-2011, 10:46 PM   #27
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announcement burden of a tax (H2)<br /> The loss of PRODUCER'S and CONSUMER'S SURPLUSES as a consequence of a tax change. The announcement has the effect of adjusting taxpayers' behaviour, e.g. in supplying labour.<br /> <br /><em>Reference</em><br />Pigou,A.C. (1928)A Study in Public Finance, Part 11, ch. 5, London: Macmillan.
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Old 08-01-2011, 11:09 PM   #28
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International Trade Commission (F1) An independent, quasi-judicial US federal agency which advises the US Congress and Executive on trade matters and directs actions against unfair trade practices.

Soviet-type economy (P2)<br />A CENTRALLY PLANNED ECONOMY of the kind set up under the five-year plans of the 1920s and 1930s which was adopted by most East European economies after 1948 and increasingly abandoned after 1989.<br />This economy was based on a one-party state, largely organized in state-owned enterprises reporting in vertical hierarchies to industrial ministries which handed down detailed orders on every aspect of production within the framework of fiveyear and annual operational plans. TRADE UNIONS, also organs of the state, were given the tasks of overseeing the welfare of workers and contributing to the audit of individual enterprises. When the system failed to be efficient and supply the needs of consumers, reforms were attempted. These included devolving more decision making to individual enterprises, allowing them to trade directly with each other and with foreign enterprises, allowing more incentives to managers and workers to encourage better use of resources, and more flexible pricing including MARGINAL COST PRICING.<br /><em>Reference</em><br />Ellman, M. (1979) Socialist Planning, Cambridge and New York: Cambridge University Press.

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Old 08-01-2011, 11:32 PM   #29
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<strong>SLAP</strong> – St. Louis area group of financial aid professionals.

<strong>MODEL Direct</strong> – A web loan delivery product offered by the MDHE and developed by ASA, the MDHE' s servicer. MODEL Direct allows schools and lenders to inquire on loans or borrowers, submit change transactions, manage files, and guarantee new loans within a real-time environment. See http://www.dhe.mo.gov/model.shtml for more information.
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apprenticeship (J2)<br />A period of training in a firm which enables a trainee to learn a craft under the supervision of a skilled worker. The trade to trade and country to country.<br /> Adam SMITH noted that in ancient times the period was commonly seven years, even in universities for studying for a Master of Arts degree. Apprenticeships have long provided technological education and transmitted sophisticated manual skills from one generation to another. But critics have viewed them as a union restrictive practice for they have been used to limit the number in a trade, and hence to increase average earnings. Recurrent skilled labour shortages in engineering have been attributed to the system.
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Old 08-01-2011, 11:55 PM   #30
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<strong>DE</strong> – U.S. Department of Education, which may also be referred to as ED, USDE, or simply the Department.

Great Depression (N1)<br />1 The period 1873-96 in the English economy when agriculture was especially depressed.<br /> 2 The period 1929-36 when world trade, partly through PROTECTION and the cautious FISCAL POLICIES of national economies, suppressed the level of economic activity.<br /><em>See also:</em> beggar-my-neighbour policy; depression; recession; slump <br /><em>Reference</em><br />Bernstein, M.A. (1988) The Great Depression, New York and Cambridge: Cambridge University Press.<br /> Friedman, M. and Schwartz, A.I. (1966)<br />The Great Contraction, Princeton, NJ: Princeton University Press.<br /> KindJeberger, C.P. (1986) The World in Depression, 1929-39, London: Allen Lane (reprinted Harmondsworth: Penguin, 1987).<br /> Saul, S.B. (1969) The Myth of the Great Depression, London and Basingstoke: Macmillan.<br /> Temin, P. (1976) Did Monetary Forces Cause the Great Depression?, New York: WW Norton.
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