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Old 07-29-2011, 11:54 PM   #21
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general sales tax (H2)<br />An INDIRECT TAX levied on the sales of most consumer goods and services, usually expressed as a percentage of the value of the purchases.<br /><em>See also:</em> expenditure tax
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loanshark (G2, K4)<br />A person lending money at exorbitant rates of interest usually to borrowers with no collateral and no access to conventiona l lenders such as ba n ks. This form of lending has long been a major activity of organized crime.
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<strong>MODEL Direct</strong> – A web loan delivery product offered by the MDHE and developed by ASA, the MDHE' s servicer. MODEL Direct allows schools and lenders to inquire on loans or borrowers, submit change transactions, manage files, and guarantee new loans within a real-time environment. See http://www.dhe.mo.gov/model.shtml for more information.

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Old 07-30-2011, 01:59 AM   #22
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impost (H2) A tax or duty.
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<strong>Funds</strong> – Any monies or commitment to provide money, including checks, electronic transfers via ACH or wire.
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<strong>Delinquency</strong> – A period that begins on the day after the due date of a loan payment when the borrower fails to make the equivalent of at least one full payment.
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second market (G1)<br />UNLISTED SECURITIES MARKET (UK). In France, a second market was established in 1983 to allow smaller companies to go public with lower costs and small share issues.
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Old 07-30-2011, 04:28 AM   #23
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infant industry (LO)<br />A new industry with a low output and high average cost. As it is usually uncompetitive relative to producers in other countries it often attracts assistance under an IN;us. TRIAL POLICY or through PROTECTION.<br /><em>See also:</em> tariff
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<strong>MCCA</strong> – Missouri Community College Association. May be found on the world wide web at www.mocca.org.
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debt finance (G2)<br />Short- or long-term fixed interest finance that does not involve the transfer of ownership but usually requires collateraL Whatever the financial success or failure of an enterprise the commitment to servicing the debt remains. It is contrasted with EQUITY finance.

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Old 08-01-2011, 07:28 PM   #24
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capital theory (D2, E2)<br />A theory which links the theories of production, growth, value and distribution to explain why capital produces a return which keeps capital intact but yields interest (or profit) which is permanent. Over the past 200 years the notion of capital has varied greatly: to many of the CLASSICAL ECONOMISTS it was to a large extent the raw materials and the WAGES FUND; later it was viewed as a physical INTERMEDIATE good. To MARX capital was a social mode

<strong>Permanent resident of the United States</strong> – A person who meets certain requirements of the U.S. Citizenship and Immigration Services (USCIS), a division of the Department of Homeland Security (DHS). (Formerly known as the INS. On March 1, 2003, the INS transitioned into the DHS and was renamed the USCIS.)
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Old 08-01-2011, 07:53 PM   #25
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<strong>COOL</strong> – College Opportunities OnLine, a college locator tool offered online by the U.S. Department of Education' s National Center for Education Statistics. The site is located at the following url: http://www.nces.ed.gov/ipeds/cool/.

<strong>Online MDHE: A resource for financial aid officers</strong> – a guide for getting the most out of the MDHE' s Web tools and resources. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.

<strong>MIBA</strong> – Missouri Independent Bankers Association. May be found on the world wide web at www.miba.net.

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Old 08-01-2011, 08:17 PM   #26
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new home economics (D1)<br />The study of the reasons for the creation of families. It is argued that people's behaviour is a function of their needs and propensities.<br /><em>See also:</em> home economics <br /><em>Reference</em><br />Becker, G. (1991) A Treatise on the Family, Cambridge, MA: Harvard University Press.

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Old 08-01-2011, 08:41 PM   #27
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<strong>Federal Work-Study Program (FWS)</strong> – A campus-based Title IV student employment program administered by the school. FWS is a need-based program.

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Old 08-01-2011, 09:06 PM   #28
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<strong>AL</strong> – Alternative loan, the CommonLine loan type code used to identify any non federal student loan, also referred to as “private loan.”
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European option (G1)<br />An OPTION that can only be exercised on its expiry date.
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<strong>POP3</strong> – Post Office Protocol Version 3, a method to permit workstations on the internet to access a mailbox server.
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<strong>R record</strong> – Response record, a record type included in CommonLine response files. An “R record” is sent to the original source of a change transaction send file.
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Old 08-01-2011, 09:33 PM   #29
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<strong>Transfer</strong> – For student loan servicing purposes, a transfer is any action, such as the sale of a loan, that results in a change of the system used to service a loan.
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optimal rate of pollution (Q2)<br />The rate of pollution at which the marginal

<strong>Electronic Standards Committee (ESC)</strong> – A committee sponsored by NCHELP through which CommonLine and other electronic file formats and methods are determined.

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Old 08-01-2011, 09:59 PM   #30
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churning (G1)<br />1 Cancelling an existing insurance policy and purchasing a new one as a replacement.<br /> 2 Frequent changes in a portfolio of securities. Commission-hungry life insurance agents and stockbrokers often propose a rapid turnover of this kind.
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<strong>Reallocation</strong> – A change transaction performed when a student' s eligibility changes, requiring an increase (or decrease) in the subsidized portion of a Stafford Loan and a corresponding decrease (or increase) in the unsubsidized portion. Within CommonLine file specifications, reallocations are requested by submitting the CTSF @1-13 and @1-14 transactions.

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tional trade', Journal of International Economics 9: 469-79.

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