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<strong>PT</strong> – Part time, a term used to describe students attending school with less than a full-time academic workload, as defined by the school.
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<strong>UNCF</strong> – United Negro College Fund. May be found on the world wide web at www.uncf.org.

<strong>Federal Reserve</strong> – The Federal Reserve Act established 12 banks for holding government reserve funds. The banking industry uses the Federal Reserve system for transferring funds electronically via an overnight process. (See also ACH.)

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Projectors have ripen into an required device award hand-me-down during the submission of tenders, training, trade shows, seminars and conferences. Are also familiar to trail processes and reflectivity measurements, and performance facilities: bars, discos, cinema (HD projectors and projectors Generous HD)
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Multimedia Projector (also called multi-media projector and video projector) is a gambit worn to pomp an picture on the shroud based on the received signal. The roots of this signal may be a desktop, laptop, VCR, camcorder, DVD player or right-hand man tuner, etc.
Best of joining the projector to the post, lyceum or haunt theater projector to avail attention to the five principal parameters: counterpart processing technology, resolution, brightness, discriminate and lamp life. Other parameters that brook the emblem to chosen the sterling bigness of the projected tiki, blueprint rigidity, necessity redress, noise and weight.

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front-end loading (G2)<br />The inclusion of administrative charges into the first payment by a customer. This can apply to a unit trust price, an insurance premium or interest on a loan.
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jobs-based analysis (JO)<br />A mixed approach to the study of work, wages and labour markets using a cluster of theories, including TOURNAMENT MODELS, hierarchies, HEDONIC WAGE analysis, job investment, insurance and work sharing.<br /><em>Reference</em><br />Lazear, E.P. (1995) 'A jobs-based analysis of labor markets', American Economic Review 85: 260-5.

<strong>Online MDHE: A resource for financial aid officers</strong> – a guide for getting the most out of the MDHE' s Web tools and resources. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.

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golden share (Gl, Ml)<br />A voting share in a company, especially one which has been privatized, which can prevent the company from being taken over and gives the holder the power to insist that the company be run in a prescribed way. The UK government retained such shares when it privatized NATIONALIZED INDUSTRIES.<br /><em>See also:</em> privatization

<strong>School as Lender (SAL)</strong> – A school, other than a correspondence school, that has been approved to act as a lender under the FFEL Program for its graduate and professional students. (Note: to participate as an SAL, the school had to be participating as of April 1, 2006. No new schools are being approved to act as their own lender.)

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future goods (DO)<br />The product of INVESTMENT. By the sacrifice of present consumption, it is possible to devote resources to capital goods which by a ROUNDABOUT METHOD OF PRODUCTION create a greater volume of future goods than the present goods not available for consumption today.<br /><em>See also:</em> Bohm-Bawerk
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contingency claims contracting (J3) see employment contract

National Income and Product Accounts (EO)<br />The national income accounts of the USA which began in 1947; earlier estimates had been produced by the US Department of Commerce with the advice of KUZNETS but they lacked an expenditure breakdown of the national product. The need for better economic information in the Second World War prompted the creation of this new accounting framework. The new accounts had the aims of providing a consistent and interrelated system, improving statistical procedures for estimating all series using the latest data and incorporating changes in basic aggregates to make the definitions used more useful.<br /> The basic table is

<strong>MOBIUS</strong> – Missouri Bibliographic Information User system, a consortium of academic libraries. May be found on the world wide web at http://mobius.missouri.edu/.
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<strong>OELA</strong> – Office of English Language Acquisition, a division of the U.S. Department of Education devoted to promoting high quality education for English Language Learners (ELLs). The OELA administers Title III of the No Child Left Behind Act of 2001.
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<strong>Refund</strong> – The difference between the amount the student paid toward school charges and the amount the school can retain under a refund policy. The federally mandated calculation is referred to as R2T4. (See also Return of Title IV funds.) Within CommonLine file specifications, refunds are requested by submitting the CTSF @1-11 transaction.
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<strong>Need cutoff</strong> – The need amount that students had to demonstrate to qualify for the Gallagher and College Guarantee Programs through the 2006-07 academic year. The MDHE estimated the need cutoff in the spring of each year before final appropriations and student eligibility was known. The actual need cutoff was then determined prior to setting spending authority in FAMOUS.
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lender of last resort (E5)<br />The chief function of a CENTRAL BANK - to guarantee the LIQUIDITY of a banking system by always being the ultimate source of credit. Thus in the UK, the BANK oF ENGLAND is always prepared to lend to the money market by discounting the bills held by the discount houses; in the USA, the twelve FEDERAL RESERVE BANKS Will discount the bills of member banks.

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Member states play a lesser role in the ILO than in many other international organizations because of the workers and employers representatives. National Ministries of Labour have been accorded an enhanced and international importance through the existence of the ILO. The Nobel Peace Prize was awarded to it in 1969 in recognition of its efforts. By 1988, it had 150 members.

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goldilocks economy (NO, PO)<br />The US economy in the late 1990s when it enjoyed high growth without inflationary pressures. It was noted for its low rate of household saving and rising trade deficit.<br /><em>See also:</em> soft landing

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real exchange rate (F3)<br />A currency's value in terms of its real purchasing power. A basket of goods and services representative of an average consumer's purchasing is valued in the two currencies. This calculation is often made to show the relative cost of living for executives moving between the major cities of the world or to establish the real value of investment projects.<br /><em>See also:</em> purchasing power parity
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diminishing marginal utility law (D1) This states that the amount of satisfaction derived from the consumption of successive units of the same good or service will decline. The law is used to explain the

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