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collectivized investment (G1) A MUfUAL FUND or UNIT TRUST.

ceiling (E3)<br />A peak in economic actJv1ty; the maximum level of production in a BUSINEss CYCLE Or TRADE CYCLE after which there is a downturn in output, employment and prices. The peak is often associated with FULL EMPLOYMENT of the factors of production: shortages of skilled labour and BOTTLENECKs in production bring about a decline from peak activity.<br /><em>See also:</em> crisis; floor

entrepreneur (M1)<br />The fourth FACTOR OF PRODUCTION, after land, labour and capital, which organizes production and undertakes the risk of an enterprise. In JOINT STOCK COMPANIES, the risk bearing is undertaken by the shareholders; in small businesses, usually by the manager-proprietor. The idea of entrepreneurship was introduced into economics by CANTILLON, literally to mean the 'undertaker', i.e. a person who buys at a fixed price and sells at an uncertain price. Subsequently different economists debated alternative definitions, which include riskbearer, organizer of production, innovator and decision-maker in circumstances which give people unequal access to information. New entrepreneurs are often well-educated persons with managerial experience having small firms in areas with wealthy local markets.<br /><em>Reference</em><br />Casson, M.C. (1982) The Entrepreneur: An Economic Theory, Oxford: Robertson. Gilder, G. (1984) The Spirit of Enterprise, New York: Simon & Schuster; Harmondsworth: Viking, Penguin.<br /> Knight, F.H. (1921) Risk, Uncertainty and Profit, Chicago: Chicago University Press.<br /> Schumpeter, J.A. (1934) The Theory of Economic Development, Cambridge, MA: Harvard University Press; London: H. Milford.
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<strong>Encryption</strong> – A process by which data is translated into a proprietary code (algorithm) so that it can only be read or altered by an entity that possesses the keys to decipher (decrypt) the code. There are two types of encryption: symmetric (private key) and asymmetric (public key).

spot price/rate (FO, GO)<br />The present price of an asset, currency or commodity for immediate delivery.<br /><em>See also:</em> future; option
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<strong>AGD</strong> – Anticipated Graduation Date, the date a student expects to graduate. May also be referred to as the Expected Graduation Date.

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<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.
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debt illusion (HO)<br />Voters' lack of awareness of the cost of public sector expenditure being financed by borrowing rather than taxation. They cannot perceive correctly the present value of future benefits in the public sector because of imperfect information, with the consequence that a larger amount of public expenditure is approved.<br /><em>See also:</em> fiscal illusion; renter illusion
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<strong>Separation date</strong> – Another term for a student' s OSD (out of school date) or LDA (last date of attendance).

index-tracking fund (G2)<br />An investment fund investing in the specific securities which are included in a major STOCK MARKET PRICE INDEX. Although the value of units of the fund rise and fall with the index, the upward trend in these indices gives investors long-term growth.

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ñêà÷àòü èãðû ïðî ðûáàëêó ñêà÷àòü c s 1.1 âêîíòàêò çíàêîìñòâà ïðîñòèòóòêè íà ìèíñêîé òðàññå
 ÷åðêàñàõ ïðîñòèòóòêè
Õàáàðîâñê ñíÿòü ïðîñòèòóòêó
Ñêà÷àòü îïåðó 9.6
vip ïóòàíû Íèæíèé Òàãèë
ïðîñòèòóòêè áàííåð
çíàêîìñòâà äëÿ ñåêñà â òèðàñïîëå
ðàññêàæè ýòî øëþõàì êîòîðûå îòêàçûâàëèñü

Beyond good evil ñêà÷àòü òîððåíò òðàíññåêñóàëû ìîñêâû èíòèì óñëóãè äîñóã â îäåññå èíòèì ëþáîâü øâåöîâà ñàéò çíàêîìñòâ ñêà÷àòü 3gp naruto shippuuden êîìïàñ-3D V10 SP2 Îáðàç ëèöåíçèîííîãî DVD ñêà÷àòü îáîè 1920õ1200 wHC Trader 4 - Ïîïðîáóé ñåáÿ â êà÷åñòâå áèðæåâîãî òðåéäåðà. Êàê  ÷åðêàñàõ ïðîñòèòóòêè êöèÿ 16 â 1 Ðóññêàÿ âåðñèÿ Ñêà÷àòü windows 7 pack Ñêà÷àòü ñïàí÷ áîá ÷åðåç òîððåíò Ïðîñòèòóòêè 30-40 ëåò ôîòî èíòèì äîñóã çà äåíüãè â Ïåíçå ôàáðèêà çâåçä 4 ñêà÷àòü ïåñíè dj leila single lady ñêà÷àòü ñêà÷àòü total podarok Êèðîâ óñëóãè èíòèì 279174 Çíàêîìñòâà ñóëèìîâ Èíòèì äîñóã â áëàãîâåùåíñêå áèçíåñ ïëàí þðèäè÷åñêîé ôèðìû ñêà÷àòü áåñïëàòíûå çíàêîìñòâà ñâèíãåð ïàðû ñêà÷àòü fl studio 9.1 ñêà÷àòü ïàò÷è äëÿ left4dead Liveinternet çíàêîìñòâà ñåêñ çíàêîìñòâà îçåðñê Garmin Mobile XT Êàðòà Ðîññèè 5.17.2 KeyGen 2010, GPS Íàâèãàòîð Îìñê ôîòî äåâóøåê çíàêîìñòâà ñàéòû ìèðîâûõ çíàêîìñòâ ÷åðíûé êðàñàâ÷èê ñêà÷àòü ñêà÷àòü øïàðãàëêè ïî ïðàâîîõðàíèòåëüíûì îðãàíàì 859 Çíàêîìñòâà â áåëãîðîäå ñ äåâóøêîé ïðîñòèòóòêè â ÷åáîêñàðàõ çàêðûòèå ïîçèöèé ïî ïðîôèòó îòêëþ÷åíèå ñîâåòíèêîâ ãåé çíàêîìñòâà â ãîðíî-àëòàéñêå Àê ÷å òû ïàðèøüñÿ ñêà÷àòü ïðîñòèòóòêè äåâêè áëÿäè ñïá crash bandicoot íà êîìïüþòåð ñêà÷àòü ïðîñòèòóòêè øëþõè ïóòàíû ñïá øëþõà ãîëàÿ ñåêñ ïîðíî ñåêñ ïðîñòèòóòêè ñòàòèñòèêà ñåêñ çà äåíüãè áåñïëàòíîå âèäåî èíäèâèäóàëêè ïðîñòèòóòêè ã.óôû 660 james blunt cry ñêà÷àòü Òèìîøåíêî ïðîñòèòóòêà òâàðü ñó÷àðà ïðîñòèòóòêè êàèðà Ïðîñòèòóòêè ìîñêâû âèäåî îáçîð californication 2 ñåçîí ó÷åáíèê èñòîðèÿ ïåäàãîãèêè ñêà÷àòü Çíàêîìñòâî ëåãêèå îòíîøåíèÿ óñïåíñêèé Ýäóàðä - Äÿäÿ Ôåäîð, ïåñ è êîò Ñêà÷àòü ïðîãðàììû äëÿ nokia s60 Ñêà÷àòü áèñïëàòíî ôèëüì ñìîòðåòü ôàíòàñòè÷å÷êàÿ ÷åòâåðêà ñåêñ çà äåíüãè â Êàçàíè Brat school ñêà÷àòü 707 ïðîñòèòóòêè ìîñêâû ãðóçèíêè Ôèëüì çíàêîìñòâà ñ ôàêåðàìè ýëèòíûå ïðîñòèòóòê è Ñêà÷àòü ôèëüì ìèññèÿ íåâûïîëíèìà 184183 èòàëüÿíñêèå ïðîñòèòóòêè ôîòî Ñêà÷àòü ïðîãðàììû äëÿ áûñòðîãî ðåøåíèÿ çàäà÷ ïî èíôîðìàòèêå ýðîòè÷åñêèå çíàêîìñòâà ïåíçà 153796 ñêà÷àòü èãðó ñêà÷àòü total podarok ãäå ñíÿòü øëþõó íà äîðîãàõ ñïá

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<strong>Less than half time (LTH)</strong> – An enrollment status indicating the student is carrying less than a half-time academic workload, as determined by the school. Students who are less than half time are not eligible to borrow FFEL Program loans.
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marzipan layer (G2, M1)<br />The managers below the level of director or partner who are responsible for the operations of a financial institution such as a bank or brokerage house,

<strong>H</strong> – Code used to request a “hold” on a disbursement or to indicate a hold status, as defined within CommonLine file specifications and located in the @1-09 record.

<strong>Source, The</strong> – MDHE' s Guide to grants, scholarships, loans and more-Outlines all of the state student financial assistance programs. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.
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locomotive effect (04)<br />The expansionary effect of the economic growth of a large country on smaller countries which experience an increase in demand for their exports.
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income drawdown scheme (J3)<br />Taking income from a pension fund mstead of buying an annuity.
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