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Old 07-26-2011, 03:27 AM   #1
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Old 07-26-2011, 03:29 AM   #2
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<strong>Treasury Offset</strong> – The withholding of a borrower' s federal Treasury payments, such as federal tax refunds, veteran' s benefits, and social security benefits, to repay a defaulted student loan.

Nash, john Forbes, 1928- (B3)<br />Born at Bluefield, West Virginia, he was educated at Carnegie and Princeton Uni- versttles. He taught in the 1950s at the Massachusetts Institute of Technology until mental illness caused his retiral; later he was a visiting scholar at the Institute for Advanced Study, Princeton University. An economist and mathematician who is famous for distinguishing co-operative from non-co-operative games and formulating the Nash equilibrium. In 1994 he shared the NOBEL PRIZE FOR ECONOMICS with HARSANYI and SELTEN for his contribution to games theory.<br /><em>Reference</em><br />Nasar, S. (1998) A Beautiful Mind, London: Faber and Faber.<br /> Nash, J.F. (1951) 'Non-cooperative games', Annals of Mathematics 54: 286-95.
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<strong>INS</strong> – The U.S. Immigration and Naturalization Service. On March 1, 2003, the INS transitioned into the Department of Home Security (DHS) and was renamed the U.S. Citizenship and Immigration Services (USCIS).
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Old 08-01-2011, 07:59 PM   #3
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inelasticity (DO)<br />1 The unresponsiveness of one economic variable to another.<br /> 2 Demand or supply ELASTICITY less than unity in value. In product markets, demand is inelastic for essential goods and services, including goods that produce addiction. In labour markets, the
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mezzanine finance (G2, M2)<br />An unsecured loan, often used to finance a MANAGEMENT BUYOUT, which ranks after secured loans but before equity in the event of a liquidation of a company. The interest charged on these loans is higher than for secured loans and linked equity is often given to the lender. This form of finance is used to supplement other sources to effect management buyouts.
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Old 08-02-2011, 07:53 PM   #4
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Old 08-04-2011, 02:33 PM   #5
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Old 08-05-2011, 04:26 PM   #6
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cumulative security (Gl )<br />A stock exchange security which accumulates unpaid interest or preference dividends so that the holder does not suffer from a year of poor profitability. In return for this greater security of income, many cumula tive PREFERENCE SHARES are without voting righ ts.
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<strong>EFA</strong> – Estimated Financial Assistance (or Aid), a school' s estimation of the amount of financial aid for which the student is eligible during any given enrollment period. EFA may include loan, grant, or scholarship aid from federal, state, institutional, or other sources.

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Old 08-05-2011, 07:49 PM   #7
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Old 08-05-2011, 11:48 PM   #8
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<strong>MOHELA</strong> – Missouri Higher Education Loan Authority, Missouri' s designated FFELP secondary market. MOHELA, a non-profit quasi-governmental entity, originates, disburses, services, and purchases FFELP and private loans. Additionally, MOHELA provides Missouri students with significant repayment benefits, including deeply discounted interest rates when the MDHE is the guarantor. MOHELA was created more than 20 years ago and is headquartered in Chesterfield, Missouri. May be found on the world wide web at www.mohela.org.
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<strong>Master Promissory Note (MPN)</strong> – A common form that allows a student or parent to borrow multiple loans for multiple academic years and providing repayment obigations information (rights and responsibilities). A signed borrower MPN is required before student loan funds can be disbursed to the school.

& D = AR equilibrium, at a point of the AVERAGE cosT curve above the minimum, monopolistic competition is criticized for resulting in lower output and higher product prices AR average revenue MR marginal revenue <br /><em>See also:</em> concentration; AC average cost MC marginal cost than under perfect competition.<br /><em>See also:</em> excess capacity theorem <br /><em>Reference</em><br />Chamberlin, E.H. (1933) The Theory of Monopolistic Competition, Cambridge, MA: Harvard University Press.

<strong>Award Letter</strong> – Schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded, or packaged, each year. Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.

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Old 07-28-2011, 02:56 AM   #9
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<strong>CDA</strong> – Central Disbursing Agent, a lender, servicer, guarantor, or other entity that combines disbursement funds and data from multiple origination sources and issues a single EFT transfer and disbursement roster to the school.
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<strong>Three times rule</strong> – The federal requirement that no single installment of a graduated or income-sensitive repayment schedule may be more than three times greater than any other installment.

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Old 08-01-2011, 10:30 PM   #10
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<strong>Expected Family Contribution (EFC)</strong> – The amount the student or student' s family is expected to pay toward the student' s cost of attendance as a result of the Federal Need Analysis Methodology.

learning-by-doing (03)<br />The increase in PRODUCTIVITY resulting from repeated performance of a particular activity. SMITH recognized this in his discussion of the DIVISION OF LABOUR principle. Modem theorists of growth and international trade have considered this form of learning as an explanation of technical progress independent of the scale of production.<br /><em>Reference</em><br />Arrow, K.J. (1962) 'The economic implications of learning by doing', Review of Economic Studies 29: 155-73.
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