List of banks to receive data - Qzone log
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2076000 2010 年 09 月 22 日 16:42 Reading (loading. ..) Comments (0 ) Category: Personal Diary
a small bank account management fee is for those who daily account balance falls below a certain amount of the monthly fee to receive a certain amount of account management fees. Banks generally have the fees, the specific amount of difference. Banks charge this fee is the concept of change.
The following is the line of small account management fees charged at the standard: every 3 months and Commercial Bank of average daily deposits less than 300 yuan, 1 yuan for a small fee per month account management fee. Construction Bank: savings accounts may be charged a small account management fees, the Shanghai Branch of small account to receive standard management fee: RMB small personal checking account is the average daily deposit balance during the reference period is less than 500 yuan (excluding) RMB personal checking account. 3 yuan per quarter charge a small account management fees, settlement time is the end of each quarter, 20 or 21 days. The so-called average daily deposit balance is the average daily deposit balance, that the survey period the daily balance of deposits accumulated by the day, divided by the number of days during the reference period, equivalent to average daily deposits. Average daily account balance = total deposits during the reference period the number of day / number of days during the reference period.
banks charge the data
Bank of China in early 2010 in various small account management fee data (for reference only, the actual situation, please call your local bank advisory):
1, Industrial and Commercial Bank of China: a small collection accounts less than 300 yuan management fee of 3 yuan / quarter; (Suzhou,
エアマックス24-7, the bank is less than 500, received 3 yuan per month, with quarterly or differentiated)
2, Agricultural Bank of China: a small collection accounts less than 300 yuan management fee of 3 yuan / quarter; April 1, 2010, Liaoning Agricultural Bank of China started a small prices the account management fee. Received less than 500 small account management costs 6 yuan / quarter;
3, China Construction Bank: less than 500 small account management fees received 3 yuan / quarter, and such account without interest;
4, Bank: less than 500 small account management fees received 3 yuan / quarter;
5, Bank: less than 500 small account management fees received 3 yuan / quarter;
6, China Postal Savings Bank: At present, most provinces do not charge an annual fee and small account management fees; October 2010 at less than 100 yuan income from 3 yuan;
7, China Minsheng Bank: Shenzhen City, less than 5,000 yuan (e thousands) small one-time account management fee received 36 yuan / year;
8, China Everbright Bank: Account Management is not currently receive a small fee;
9, CITIC Bank: do not currently receive a small account management fees;
10, Huaxia Bank: At present, management fees do not accept small accounts;
11, Shanghai Pudong Development Bank: The current accounts do not charge small management fees;
12, Industrial Bank: The current accounts do not charge small management fees;
13, China Merchants Bank: average daily balance of less than 10,000 yuan deposit (a million) received a small account management costs 1 yuan / month;
14, Shenzhen Development Bank: a small collection accounts less than 300 yuan management fee of 3 yuan / quarter;
15, Guangdong Development Bank: less than 500 average daily balance of deposits received small account management costs 3 yuan / quarter;
16, Bohai Bank: monthly (not daily) of less than 5,
经典搞笑的论证 人和猪的关系 - Qzone日志,000 yuan account management fee charged 5 yuan / month;
17,
air max,
readme, Prudential Bank: do not currently receive a small account management fees;
18, Zhejiang banks: the current account do not charge a small management fee;
19, Bank of Beijing: The current accounts do not charge small management fees;
20, Bank of Shanghai: a small collection accounts less than 300 yuan management fee of 3 yuan / quarter;
21, Bank of Tianjin: a small collection accounts less than 300 yuan management fee of 3 yuan / quarter.
22, Ping An average daily bank account balance is less than 1,000 yuan,
エアマックス2010, to close at 2 yuan / month account management fee.
all points of view
It is understood, the bank deducted three dollars per quarter, with the banks to levy fees on small account management. Bank of China Beijing Branch in December 2005 related to comic book publishing company reported that from March 20,
nike air max, 2006, China Bank , Beijing Branch began daily average balance of deposits of less than 500 yuan (not including) the RMB current accounts and the general current one-pass account to receive a quarterly account management fee, each 3 yuan. Bank: charges is mainly to reduce the Fixed a few years of Zoom to full social level, the same customers are often in a different number of accounts opened between banks, a waste of social resources in the financial account.
Second, by charging account management fees, the banks hope that the existing idle account of their own bank accounts, customers can effectively merge to actively seek customers to merge the assets among the banks, select a bank as its financial assets management line , which can not only enhance their awareness of financial planning clients.
experts: Bank charges should be more user-friendly
this, some lawyers question the management fees charged by banks behavior of small accounts that are suspected of a unilateral breach of contract. Guangdong, Hong Qun-Li Xie Ziqi law firm, said bank depositors to open accounts in no small account in the contract and to charge management fees that banks charge depositors in the form of notice money, depending on whether the agreement stipulated bank account of unilateral the right to change. Some banks and depositors in case there is no agreement to receive management fees, in violation of contract law.
Great Wall Securities Research Institute, said the ICP, although the small account management for the collection of objective indeed help to reduce the should consider the toll of corporate social responsibility.
for the bank to solve this problem. Technically,
ナイキ エアマックス, the bank management 100 management of 100 million accounts and the accounts of the workload is the same,
[转] 幸福很简单,
エアマックス2011, why have not heard 100 million to clean up deposit accounts do?
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