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inheritance tax (H2)<br />A tax on WEALTH transferred after the decease of an individual person. This tax aims to raise revenue and bring about an intergenerational shift in wealth distribution. Inheritance taxes have long had their advocates, e.g. John Stuart MILL, as a major method of reducing INEQUALITY in society.

<strong>Financial Assistance and Outreach Group</strong> – The division within the MDHE that administers Missouri' s state aid programs, such as the Charles Gallagher Student Financial Assistance Program.

<strong>Satisfactory Academic Progress (SAP)</strong> – To remain eligible for most types of financial aid, the student must maintain satisfactory academic progress as defined by the school.

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<strong>Add Loan</strong> – Application processing feature within MODEL Direct. The Add Loan process provides a realtime guarantee for loan applications.

Smoot-Hawley Tariff Act 1930 (F1)<br />The major US federal statute to establish PROTECTIONISM in the twentieth century. It included TARIFF schedules for over 20,000 products, proposing increases in many cases. It led to BEGGAR-MY-NEIGHBOUR policies which some economists claim was a major cause of the world-wide depression in the 1930s.<br /><em>See also:</em> Reciprocal Trade Agreements Act

<strong>CommonLine loan sequence number</strong> – A 2-digit number typically assigned by the guarantor at the time of guarantee. This number is attached to the end of the CommonLine unique identifier.
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<strong>Trailer record</strong> – The ending portion of a CommonLine file. The trailer record contains a summary of the preceding records, including totals, and is used to verify transmissions. In CommonLine file specifications, the trailer record is documented as @T.

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natural price (DO)<br />The central long-run equilibrium product price around which market prices fluctuate. Adam SMITH, in introducing this concept, said that the natural price would be the sum of the natural prices of land, labour and capitaL natural rate of growth (04)<br />The maximum long-term rate of ECONOMIC GROWTH. In the HARROD DOMAR growth model it is measured as the sum of the rate of population growth and the rate of TECHNICAL PROGRESS reflected in labour PRODUCTfVITY. G = n + t, where G is the natural rate of growth, n is the rate of population growth and t is the rate of technical progress. Population growth leads to a growth of the LABOUR FORCE; technical progress increases labour productivity.<br /> See also: warranted rate of growth
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<strong>Publications Order Form</strong> – The MDHE makes available, free of charge, a variety of publications to assist in providing financial aid officers and students with information about financial assistance, debt management, and default prevention. More information is available at: http://www.dhe.mo.gov/publicationsorderform.shtml.

effective rate of protection (F1)<br />This measures the extra value added, as a result of TARIFFS, as a proportion of the free trade value added. The most commonly used formula is te = t 1 - kt21(1 - k), where te is the effective rate of tariff protection, t 1 is the tariff rate on output, t2 is the tariff rate on input and k is the proportion of total price accounted for by inputs.
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<strong>Recall (of a claim)</strong> – A lender request to a guarantor to return a default claim that has already been filed but has not yet been paid because the claim no longer qualifies for default.
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<strong>MARIO</strong> – Missouri Advantage Repayment Incentive Option, a student loan forgiveness program for individuals working in Missouri' s life science companies. MARIO was created by a partnership between the MDHE, MOHELA, and the Missouri Department of Economic Development.
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<strong>Cost less aid</strong> – A figure calculated by deducting all financial assistance the student has been or will be awarded for the loan period from the cost of attendance for that same loan period.

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<strong>Totally and permanently disabled</strong> – the condition of an individual who is unable to work and earn money due to an injury or illness that is expected to continue indefinitely or eventually result in death.

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<strong>Term-based school</strong> – A school that uses standard academic terms, such as quarters, trimesters, or semesters.

crisis (E3)<br />In Marxian economics, a phase of the TRADE CYCLE which is the upper turning point where an economy turns down from a boom to a recession. Marx believed that such crises were inevitable under CAPITALISM and would occur every ten years. A crisis could occur for two reasons. The preceding increase in employment pushes up wages and reduces the rate of profit below the normal level, cutting back capital accumulation. Also, producers who are slow to innovate have higher costs and may go bankrupt and cause a collapse of firms throughout the economy. Crises, according to Marxists, are inevitable under capitalism because of its continual capital accumulation without the co-ordination of investment decision making which planning would achieve <br /><em>Reference</em><br />Sweezy, P.M. (1942) The Theory of Capitalist Development: Principles of Marxian Political Economy, chs 8-10, New York: Oxford University Press; London: D. Dobson.
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productivity shock (J6)<br />A change in unemployment brought about by a labour-saving innovation or a general fluctuation in PRODUCfiVITY levels.
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asymmetric information (DO, Ll)<br /> Information possessed by one side of a market only. If, for example, buyers but not sellers have relevant information, they will be at an advantage. In labour markets, employers usually know more about the present and future financial state of their firms than trade unions and thereby have a bargaining advantage in wage negotiations. This view of information has also been incorporated into models of industrial organization and of the valuation of PUBLIC GOODS.<br /><em>See also:</em> lemons market
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job security (J2)<br />Guaranteed tenure of a job. This TRADE (LABOR) UNION goal is realizable in only certain types of employment, particularly public sector white-collar jobs and employment in major oligopolistic firms. The Japanese system of PERMANENT EMPWYMENT was a leading case, although even that was less prevalent than imagined by foreign observers.<br /><em>See also:</em> flexible labour market; whitecollar worker

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