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<strong>Proportional proration</strong> – A required calculation used to determine the applicable annual loan limit for an undergraduate student if the student' s program or remainder of the program is less than a full academic year in length.
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snake in the tunnel (F3)<br />The exchange rate regime constituting part of the SMITHSONIAN AGREEMENT and existing December 1971 to March 1973. The 'tunnel' was the permitted range of 4.5 per cent fluctuations around the dollar; the 'snake', the band of 2.25 per cent to which the participating currencies were confined at a particular time. It also applies to the EUROPEAN MONETARY SYSTEM'S currency movements since 1979.
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<strong>Gallagher grant</strong> – Missouri' s Charles Gallagher Student Financial Assistance Program, administered by the MDHE until the 2006-07 academic year and replaced by Access Missouri August 28, 2007.
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<strong>Entrance counseling</strong> – Counseling required to be provided by a school to its borrowers prior to delivering a student' s first disbursement associated with his or her first loan.

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recession (E3)<br />1 A phase of the business cycle which succeeds a boom and precedes a trough.<br /> 2 A six-month fall in GROSS DOMESTIC PRODUCT according to the NATIONAL BUREAU OF ECONOMIC RESEARCH of Washington, DC.

<strong>Master Promissory Note (MPN)</strong> – A common form that allows a student or parent to borrow multiple loans for multiple academic years and providing repayment obigations information (rights and responsibilities). A signed borrower MPN is required before student loan funds can be disbursed to the school.

exchange rate premium (F3)<br />The difference between the forward exchange rate and the expected future spot exchange rate.
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<strong>Institutional Student Information Record (ISIR)</strong> – The electronic output record provided to the school by the CPS that includes information provided by the student on the FAFSA. The ISIR contains the student' s EFC (Expected Family Contribution) and the results of federal database matches.
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impulse response function (C6)<br />An equation or graph indicating the response of a system to a shock, e.g. changes in output or consumption resulting from an increase in the stock of money.
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<strong>EFT</strong> – Electronic Funds Transfer, the transfer of funds via an electronic method such as wire, which is realtime, or Automated Clearinghouse (ACH), an overnight process.
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labour (JO)<br />A FACTOR OF PRODUCTION COnSlStmg of the effort and time of human beings engaged in the production of goods or services. The notions of H U MAN CAPITAL and ECONOMIC RENT blur the distinction between this factor and the others, CAPITAL and LAND.<br /><em>See also:</em> forced labour; labour supply

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loss function (C1)<br />This shows the deviation of a data point from a least squares fitted line through a scatter of points measured on the vertical axis as a function of the deviation measured on the horizontal axis. This has been applied to msunLITY to indicate what has to be minimized.<br /><em>See also:</em> least squares method

commercial bank (G2)<br />A bank providing a wide range of banking services, including receiving deposits from the public and the making of loans. As a consequence of more competition in the financial sector, these banks have diversified into insurance, mortgage finance and a wide range of business finance, previously the concern of investment/merchant banks alone.<br /> See also: clearing bank; retail bank; wholesale bank <br /><em>Reference</em><br />Ballarin, E. (1987) Commercial Banks amid the Financial Revolution: Developing a Competitive Strategy, London: Harper & Row; Cambridge, MA: Ballinger.
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<strong>Annual loan limit</strong> – The maximum amount a student may borrow for each academic year of study under the Federal Stafford Loan Program. (Note: Federal PLUS and Grad PLUS Loans do NOT have a specific annual loan limit.)
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'Macroeconomics when markets do not clear', in W Branson (ed.) Macroeconomic Theory and Policy, ch. 16, New York: Harper & Row.<br /> Samuelson, P. (1939) 'Interactions between multiplier analysis and the principle of acceleration', Review of Economic Statistics 21(May): 75-8.
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çíàêîìñòâà â îìñêå ñýêñ çíàêîìñòâà â òàãàíðîãå ïîðíîðîëèêè åëåíû áåðêîâîé çíàêîìñòâî åêàòåðèíáóðã çíàêîìñòâà ÷åðêàññû òåëåôîí çíàêîìñòâà â íÿãàíå çíàêîìñòâà ñàìàðå ìóæ÷èíû -ìóæñêàÿ ëîæü- íà ñàéòå çíàêîìñòâ Çíàêîìñòâî ñ áîãàòûì ìóæ÷èíîé äëÿ ëþáâè
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ñåêñ çà äåíüãè ïîëòàâà
Ïðîñòèòóòêè ôîòî è òåëåôîí â ãîðîäå îðåíáóðãà
Äîñòóï ñåêñêëàññíèêè
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ÇÍÀÊÎÌÑÒ ñ ÏÎÄÐÎÑÒÊÀÌÈ ÈÇ ÑØÀ çíàêîìñòâî çàêëþ÷åííûõ äåâóøêè â ãîðîäå àáàêàí çíàêîìñòâà ñ íèìè. ýðî çíàêîìñòâà ìèíñê ñåêñ çíàêîìñòâà óêðàèíû Çíàêîìñòâî äëÿ ñåêñà â ãîðîäå ìîëîäå÷íî ñ ôîòî è âèäèî äåâóøêè ëîíäîí çíàêîìñòâà èíòèìíûå çíàêîìñòâà ãîðîä ñóðóãóò èíòèì çíàêîìñòâà äíåïðîïåòðîâñêà ïðîñòèòóòêè ìîñêâû âèäåî îíëàéí èíòèì ñàëîíû ñåêñ çíàêîìñòâà ÷åðíîâöû Åñëè çàáëîêèðîâàëè ñàéò îäíîêëàññíèêè Ýëèò ïðîñòèòóòêè èíäèâèäóàëêè ìîñêâû 60 èíòèì çíàêîìñòâà ñåâàñòîïîëü ïðîñòèòóòêè ñâåòëîâîäñê ######znak Îäíîêëàññíèêè ñîöèàëüíûé ñàéò èíòèì óñëóãè õàðüêîâ ïðîñòèòóòêè ïèòåðà ñåêñ Ëåñíîé ïðîñòèòóòêè èíòèì çíàêîìñòâà åíàêèåâî ïóòàíû ìîñê îáë ã ïóøêèíî Odnonochniki com èíòèì çíàêîìñòâà ÷åðêàññû Ñàéò îäíîêëàññíèêè óêðàèíà ïðîñòèòóòêè êðàñíîàðìåéñê Ïðîñòèòóòêè ìîñêâû ëåíèíãðàäà Ìîé ìèð îäíîêëàññíèêè äðóçüÿ òåëåôîíû ïðîñòèòóòîê ìîñêâû ìîñêîâñêèå øëþõè èíäèâèäóàëêè áðîâàðû Ïðîñòèòóòêè ìîñêâû ìàìà ñ äî÷êîé Ïàðîëü îäíîíî÷íèêè øëþõè êîìñîìîëüñê Ñàéòû òèïî îäíîêëàññíèêîâ çíàêîìñòâà îò 30 ëåò è âûøå ñòàìáóë çíàêîìñòâî çíàêîìñòâà íà äàìî÷êà (çíàêîìñòâà Ìàðèèíñê) çíàêîìñòâà ìåñòîâñòðå÷è

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