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KATE HAVNEVIK
on the day when the cat had crept into the church and

KATE HAVNEVIK
MEG Financial, founder of , a specialized national provider of key man insurance, is warning businesses of all sizes to hedge against key man risk. Successful companies that are dependent upon one or more key people need to seriously consider key man insurance to protect against the potential loss of an indispensable executive. The recent Fitch Ratings downgrade of Berkshire Hathaway (NYSE: BRK-A)(NYSE:BRK-B), one of the nation s best run and most respected investment holding companies, emphasizes how important one individual can be to the success or perceived success of an fact, one of the main reasons Fitch provided for cutting the financial ratings of Berkshire Hathaway was the key man risk linked to Warren Buffett s ability to continue to negotiate deals and make investments on behalf of the company. Warren Buffett, the 78 year old Oracle of Omaha , is the Chairman and CEO of Berkshire Hathaway and its largest is known the world over for his ultimately successful value investing strategies and as of 2009 ranks second on the Forbes list for richest people in the significance to Berkshire cannot be overstated which is why Fitch emphasized key man risk as a reason for the downgrade.

KATE HAVNEVIK
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KATE HAVNEVIK
" She said to herself unsure of how to go about it, she looked around to the girls of her class trying to figure which girl to focused on one girl a few lockers down by the name of Daina, she was one of the best swimmers in class. "Well if I'm going to do this I might as well pick the best. " She told herself as finished dressing and made her move. "No harm giving a try right?" She asked reaching out and patting her classmate on the shoulder. "Not anything you have to worry about though, your a great swimmer. "Guess your right, I've been training hard I think I might make the team this we better head out, see you there. " She said before heading out, Akane rubbed her arm felt warm all glanced down and was surprised, her arms and legs were a little slimmer and looked more was hardly noticeable but as a martial artist she was more at tune with her body then swallowed and headed outside to join the took some convincing of the teacher to let her get near the pool but she arrived in time to see Daina setting up for a lap launched off awkwardly and sank quickly into the pool's depths bubbles trailing up. The others didn't seem to be worried as they all knew Daina was a good swimmer but Akane had come to a sudden she had Daina's swimming ability than she must have hers.

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