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<strong>Comaker</strong> – One of two married individuals who jointly consolidated their federal students loans before July 1, 2006. This term also applies to two parents who were joint borrowers of a PLUS Loan made prior to April 16, 1999.
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landownership (QO)<br />The distribution of the land of a country, a product of its land tenure system, much of which is based on custom enshrined in a country's property laws. Countries that have undergone a socialist revolution often have transferred much land to the state or to small peasant proprietors. The pattern of landownership is a crucial determinant of agricultural efficiency: too much divi-
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<strong>Principal balance</strong> – The outstanding amount of a loan, on which the lender charges interest.

<strong>Totally and permanently disabled</strong> – the condition of an individual who is unable to work and earn money due to an injury or illness that is expected to continue indefinitely or eventually result in death.
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<strong>Enrollment status</strong> – The status indicating whether a student is enrolled full time (FT), half time (HT), or less than half time (LTH). Other enrollment statuses may include an approved leave of absence (LOA), never enrolled (X), graduated (G), withdrawn (W), or deceased.

grandfathering (QO)<br />Distributing tradable permits to pollute according to countries' existing levels of emissions of pollutants.

<strong>Clock hour</strong> – A time period consisting of one of the following: 50-60 minutes of class, lecture, or recitation; 50-60 minutes of faculty supervised laboratory, shop training, or internship; or 60 minutes of preparation for a correspondence course.

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green conditionality (Q2)<br />The ruJe that lending and expenditure are subject to the condition that the environment is not harmed.
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investor sentiment (G1)<br />The psychological biases of investors causing them to value securities at prices other than their FUNDAMENTAL VALUES. These investors are also known as noise traders.

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public commodities problem (H4) Deciding how much of a public commodity to have when it is not clear whether the commodity is a GOOD at all in the sense of conferring a net benefit on a society.<br /><em>See also:</em> public good

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Proposition 13 (H2)<br />A proposition made binding on the State of California (USA) in 1978 to reduce the amount of taxation on residential property. It was believed that residential property owners were paying an unfair amount of taxation compared with business. The proposition reduced the assessed values of

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<strong>DE</strong> – U.S. Department of Education, which may also be referred to as ED, USDE, or simply the Department.
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