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Old 05-17-2011, 05:05 AM   #1
punle331197
 
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Default Agricultural Bank of China firm amuse mortgage

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New Network April 27, Zhejiang Xinhua today, the Shanghai Agricultural Bank of China launched a fixed interest rate of individual housing and mixed-rate loan business will be in agreement with the new rate implementation. In the new interest rate, the interest rate selection mode, interest rate options are spaces and a new adjustment period. It is understood namely ABC provides fixed-rate mortgage business includes two products, a fixed interest rate of individual housing loans and individual housing mixed-rate loans. Individual

New Zhejiang cordless network on April 27 with instant achieve,cheap timberland shoes, the Shanghai Agricultural Bank of China launched a fixed interest rate of individual housing loan interest rates and miscellaneous with the fashionable interest rate ambition be implemented. Under the new rate, the interest rate selection mode, interest rate options are spaces and a current adjustment period.
It is understood, the bank attempts fixed-rate mortgage business includes two productions,christian louboutin spiked heels, a nailed interest rate of individual housing loans and individual housing mixed-rate loans. Individual housing loans is the nailed rate period of the loan interest rate remains fixed. ABC opened the present loan period is 3 annuals, 5 annuals and 10 years period of 3 types of fixed-rate loan. The mixing rate of individual housing loans is the beginning of the loan period (firm rate period) interest rates remain unchanged,1-10 months CPI rose 2.7% to ensure the Shanghai New Year's Day Chinese New Year Food Supply - Zhejiang News news.zj.com, the interest rate behind the fixed period ends into floating interest rates. The interest rate adjustment, mixed-rate loan, the bank once another lower the threshold,上海:大促销引发购物潮消费者精打细算买实惠 -- 浙江新闻网 new, in 5 years and 10 years of mixed-rate loans model,discounted christian louboutin shoes, join a fixed period of 3 years of mixed-rate loans. For a 20-year loan, the borrower may be fixed in the 3-year drifting period of +17 years, 5-year fixed-floating period of +15 years, 10 years + 10 years of fixed-term movable interest rate merge of 3 peremptory alternative of a procedure species.
fixed-rate execution model range from the lower interest rate is converted to the standard number. For instance, the Agricultural Bank of 3 years ahead the choice of the business can enjoy fixed mortgage interest rate 5.65% -7.15%, to enjoy what standard to judge along the bank. After adjustment, the same 3-year fixed-rate mortgage business, the implementation of the criterion interest rate of 6.66%, to enjoy the prime rate of 5.76%. Adjusted 5-year benchmark interest rate to 6.84%,江苏睢宁国税局窗口服务人员笑迎“微笑日” -- 浙江新, 5.85% maximal rate; 10-year benchmark interest rate 7.20% 6.30% premier rate.
the same time, the correction, the Agricultural Bank of China fixed-rate pledge commerce remains the feature of two-way hedge amuse rate risk. Interest rates heave, the aboriginal amuse rate, locked interest; interest rates decline, while the ABC announced the corresponding time of lower fixed-rate mortgage interest rates hack 1 percentage point (or extra), the borrower tin apply for the implementation of the right apt prefer , the alternative to pay a certain fare, the loan rates, the corresponding percent point, reducing interest remittances.
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