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gang system economy (P4)<br />A slave ECONOMY practising the subdivision of labour. This was a principal characteristic of the sugar colonies of the Caribbean.
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<strong>Access Missouri</strong> – A Missouri state need-based financial aid program administered by the MDHE through the FAMOUS system. This program was newly implemented as of August 28, 2007 and replaced both the Charles Gallagher Grant as well as the College Guarantee program. More information is available at: http://studentaid.ed.gov/PORTALSWebA...sp?tab=funding.

<strong>Part B</strong> – The section of Title IV of the Higher Education Act of 1965, as amended, that authorizes the FFEL Program.

<strong>Aid Year (AY)</strong> – For the purposes of federal student aid, a period that begins on the first day of classes and ends on the last day of classes or examinations and that consists of at least 30 weeks of instructional time. The standard federal and state definition of an academic year is July 1 through June 30. (Note: the acronym “AY” may also refer to the Academic Year or Award Year.)
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Delphi method (M2)<br />A method of business forecasting used by many large US corporations consisting of panels of experts expressing their views of the future and then revising them in the light of their colleagues' views so that bias and extreme opinions can be eliminated<br /><em>See also:</em> alpha stock; beta stock; gamma stock

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<strong>NCHELP</strong> – National Council of Higher Education Loan Programs, the FFEL Program national association for guarantors and secondary markets. NCHELP provides tools, manuals, documents, and resources online, including the Code of Federal Regulations (CFR). Visit the NCHELP e-library at www.nchelp.org.

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<strong>MDHE</strong> – Missouri Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the DHE. The agency' s website may be found at www.dhe.mo.gov.
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<strong>Coordinating Board for Higher Education (CBHE)</strong> – The governing body overseeing the Missouri Department of Higher Education. The CBHE is comprised of 9 board members and meets 5 times each year.
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work co-ordinates the provision of this capital in several European Community countries.

indirect factor content (D2)<br />The total amount of the FACTORS OF PRODUCTION used in all stages of production prior to the last to achieve a particular output.
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<strong>PIN</strong> – Personal Identification Number.

<strong>Part B</strong> – The section of Title IV of the Higher Education Act of 1965, as amended, that authorizes the FFEL Program.
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<strong>ED</strong> – U.S. Department of Education, which may also be referred to as DE or simply the Department.

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bid rent (Q2)<br />The amount of money a household will offer a landowner for space to provide a particular level of UTILITY.<br /><em>Reference</em><br />Wheaton, W (1977) 'A bid rent approach to housing demand', Journal of Urban Economics 4: 200-17.

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isolated state (R1)<br />Von THUNEN's model of a closed economy which showed optimum locations for agricultural activities.<br /><em>See also:</em> location theory

chain migration (F2, Jl)<br />A sequential process of migration with one phase of migration linked to subsequent phases of migration. A major example is when the first cohort of migrants induces subsequent flows of migrants consisting of their relatives and friends who have been persuaded to move because of the information sent back by the 'pioneers'.
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<strong>Need cutoff</strong> – The need amount that students had to demonstrate to qualify for the Gallagher and College Guarantee Programs through the 2006-07 academic year. The MDHE estimated the need cutoff in the spring of each year before final appropriations and student eligibility was known. The actual need cutoff was then determined prior to setting spending authority in FAMOUS.

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<strong>CDA</strong> – Central Disbursing Agent, a lender, servicer, guarantor, or other entity that combines disbursement funds and data from multiple origination sources and issues a single EFT transfer and disbursement roster to the school.
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<strong>Federal Direct Loan Program (FDLP)</strong> – The William D. Ford Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program.
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<strong>Loan transfer</strong> – Any action that results in a change of the system used to service a loan.

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short (F3)<br />A deficit: a foreign exchange dealer is 'in short' when he or she has a deficit in a particular currency.<br /><em>See also:</em> long
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signal jamming (Ll)<br />A type of BARRIER TO ENTRY that 'jams', or prevents, a potential entrant from gaining information about the profitability of the existing firms of an industry.<br /><em>Reference</em><br />Fudenberg, D. and Tirole, J. (1986) 'A "signal jamming" theory of predation', Rand Journal of Economics 18: 211-31.
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Maquiladora (F1)<br />A trade programme established in 1965 and expanded in 1989 to allow duty-free imports into Mexico for transformation into Mexican exports.

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