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<strong>Trailer</strong> – A term that comes at the end of the school' s SAY.

BigMac index (F3)<br />A measure of the purchasing power of different currencies using the prices of hamburgers sold by the international food chain McDonald's. This was devised by The Economist of London and has been calculated since 1986. This index, based on the theory of PURCHASING POWER PARITY, is calculated by dividing the price of a hamburger in the local currency by its price in US dollars. This ratio, the implied PPP, is compared with the actual exchange rate to determine the extent of a currency's over- or undervaluation relative to the US dollar. The BigMac was chosen for comparative purposes as it is a popular fast food item produced everywhere to the same recipe.

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<strong>Perkins Loan</strong> – The Federal Perkins Loan Program, a campus-based Title IV student loan program administered by the school.
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general strike (J5)<br />Simultaneous STRIKES in most major industries of a country: famous examples include that in the UK in 1926 and several

<strong>In-school status</strong> – Occurs when a Stafford Loan borrower is enrolled in school at least half time, the grace period has not yet been used, and the borrower has not yet entered repayment. If the borrower returns to school before the grace period is fully used, the borrower continues to qualify for in-school status. Also be referred to as the “interim status.”

<strong>Expected Family Contribution (EFC)</strong> – The amount the student or student' s family is expected to pay toward the student' s cost of attendance as a result of the Federal Need Analysis Methodology.
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<strong>Change Transaction Send File (CTSF)</strong> – The CommonLine file type used to send change transactions to guarantors, lenders, and/or servicers so that FFEL Program loans may be updated. CTSFs are divided into pre-disbursement transactions (@1-09) and post-disbursement change transactions (@1-10).
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fiscal stance (H3)<br />1 The combination of taxation and expenditure chosen by a government.<br /> 2 The effect of the public sector on the level of aggregate demand, often measured by the size of a government's deficit. This is only valid if there has been no change in economic conditions.<br /><em>See also:</em> public finance
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<strong>PLUS Loan for Graduate and Professional Students</strong> – Effective July 1, 2006, PLUS loans may be offered to graduate and professional students. According to CommonLine file specifications, the loan type to be used for Grad PLUS Loans is GB.

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Randstad (R1)<br />A continuous urban area of the Netherlands from Amsterdam to Rotterdam. For centuries, it has been noted for its high population density.

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<strong>Post-Withdrawal Disbursement (PWD)</strong> – A disbursement made when the calculation for the school' s return to Title IV funds (R2T4) result in the student being eligible to receive more Title IV aid than was disbursed or delivered prior to his or her withdrawal.

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<strong>Anticipated Graduation Date (AGD)</strong> – The date a student expects to graduate. May also be referred to as the Expected Graduation Date (EGD) or the Anticipated Completion Date (ACD).
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access differential (J3)<br />A difference in access to goods and services and to their producers. This addition to monetary rewards was used in the SOVIET-TYPE ECONOMY, SO higher ranking officials could use shops, schools and clinics not open to the rest of society.
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prime rate of interest (E4)<br />The rate of interest that US commercial banks charge small and medium-sized firms for borrowing. Historically, this was the interest rate the most creditworthy customers of banks were charged but with the development of the COMMERCIAL PAPER market, the largest customers borrow below the prime rate.<br /><em>See also:</em> base rate

optimum currency area (F3)<br />The group of countries ideally covered by one currency or by a number of linked currencies, e.g. the EUROPEAN MONETARY SYSTEM. The necessary conditions for an optimum area include wage and price flexibility and mobility of capital and labour. The social and political unity of the area is more important than its size. Setting up an area with a coMMON cuRRENCY brings about the adjustment costs of extra unemployment, reductions in residents' income and wealth and migration, which can be financed out of a joint FISCAL POLICY for the area_<br /><em>See also:</em> European Monetary System <br /><em>Reference</em><br />Ishiyama, Y (1975) 'The theory of optimum currency areas: a survey', International Monetary Fund Staff Papers 22: 344-83 Mundell, R.A. (1961) 'A theory of optimum currency areas', American Economic Review 51: 657-65.

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tion of natural increase and LABOUR FORCE PARTICIPATION RATES.<br /><em>See also:</em> homework; unemployment

<strong>Income-sensitive repayment schedule</strong> – A repayment schedule for some FFEL Program loans under which the borrower' s monthly payment amount is adjusted annually, based solely on the borrower' s expected total monthly gross income received.
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above the line (H5, M3)<br />1 A type of expenditure and revenue of a government. For UK budgets from 1947 to 1963, it referred to spending out of current tax revenue.<br />2 A firm's expenditure on direct advertising.<br />3 The items in the summary UK balance of payments which are within the current and capital balances.<br /><em>See also:</em> below the line

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Goods and services accounts Production account Generation of income account Distribution of income account Use of income account Capital account Financial account.

<strong>PIN</strong> – Personal Identification Number.

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