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sin tax (H2)<br />An indirect tax on a good regarded as a minor vice such as tobacco or alcohoL
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<strong>Ability to benefit</strong> – Basis on which a student without a high school diploma or GED may qualify for federal student aid. To demonstrate the ability to benefit from a program of study, a student must take a test that is approved by the U.S. Department of Education.
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gravity model (R1)<br />A method of predicting the amount of interaction between two places. It asserts that interaction is directly related to the product of the two populations and inversely to the distance between the places concerned. A familiar version of these models takes the form Mii = PiPi/ dt where M y is the amount of movement between i and }, P, is the population of place i, P1 is the population of place j and d y is the distance between places iand j.<br /> The interaction M y can be the number of migrants, the volume of goods transported, the number of letters and telephone calls, etc. Distance can be measured in various ways, including route miles or kilometers and transport cost. More sophisticated models include the characteristics of the populations, weighting them accordingly.<br /> <br /><em>Reference</em><br />Carrothers, G.A.P. (1956) 'An historical review of the gravity and potential concepts of human interaction', Journal of the American Institute of Planners 22: 94 - 102.

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Wootton, Barbara, 1897-1988 (B3)<br /> Economist and social scientist noted for her works on INCOMES POLICY, PLANNING and criminology. She was educated at Girton College, Cambridge, where she originally read classics before a reading of MARSHALL's Principles of Economics caused her to specialize in economics. Although being awarded first-class honours with distinction, university regulations prevented her, as a woman, from taking her degree. Soon she was made a fellow of Girton and Director of Studies in Economics. in 1922, she became a research officer of the Trades Union Congress. From 1926 to 1928 she was Principal of Morley College for Working Men and Women, then Director of Studies for Tutorial Classes in the University of London (1928-45), Professor of Social Studies (1945-52) and at the end of her career a Nuffield research fellow.<br /> Her achievements were recognized by the award of many honorary degrees, a life peerage and being made a Companion of Honour. Throughout her works there is a practical utilitarian concern to relate problems to reality. Her attack on Lionel ROBBINs's definition of economics in her Lament for Economics and her approach to planning and wage policy all indicated her desire to influence policy-makers by using an empirical approach. Much of her knowledge of economy and society came from membership of many committees and commissions on leading public issues covering topics ranging from criminal statistics, hallucinogens and broadcasting to taxation, shop hours and the Civil Service. She married John Wesley Wootton when she was 20; he was killed five weeks later in the First World War. She was married a second time in 1934 to a student, George Wright.<br /><em>Reference</em><br />Bean, P. and Whynes, D. (eds) (1986) Barbara Wootton. Social Science and Public Policy Essays in her Honour, London and New York: Tavistock.<br /> Wootton, B. (1934) Plan or No Plan, London: Gollancz.<br /> - (1938) Lament for Economics, London: Allen & Unwin.<br /> - (1945) Freedom under Planning, London: Allen & Unwin.<br /> - (1959) Social Science and Social Pathology, London: Allen & Unwin.<br /> - (1964) The Social Foundations of Wage Policy: A Study of Contemporary British Wage and Salary Structure, 2nd edn, London: Allen & Unwin.<br /> - (1967) In a World I Never Made: Autobiographical Reflections, London: Allen & Unwin.

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Social Security Act 1935 (H2)<br />US federal legislation establishing a system of welfare payments financed by the contributions of employers and employees. Initially it was set up to finance retirement and survivor benefits but subsequently it has been extended to cover disability benefits and the cost of medical care.
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<strong>Loan period</strong> – The period of time for which the loan is certified. The loan period generally equals an academic year or term.
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<strong>Repayment start date</strong> – the date the repayment period begins. For Stafford Loans, the repayment period begins on the day following the last day of the grace period. For PLUS Loans, repayment begins on the date the loan is fully disbursed. (PLUS Loans are, however, eligible for an in-school deferment when the borrower is enrolled at least half time.)

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monopoly (Ll)<br />The sole producer of the entire output of goods and services of an industry. A monopoly usually has INELASTIC demand for its products, unless the industry is so narrowly defined that there are some near substitutes produced by other industries. Under monopoly, the demand curve for the firm is also the demand curve for the industry. If the monopoly follows the rule of profit maximization, i.e. it equates the MARGINAL REVENUE and MARGINAL COST of production, it has an opportunity to earn SUPERNORMAL PROFITS. In the past, major examples of monopolies were chartered trading companies such as the East India Company; today, PUBLIC ENTERPRISES are the Herfindahl-Hirschman index; Lerner index

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<strong>LLR</strong> – Lender of Last Resort, a student loan lender that agrees to make Stafford Loans to qualified students, regardless of the type of school, school' s CDA, etc. The MDHE offers an LLR program for Missouri students.
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Slutsky effect (DO)<br />A consumer's reaction to a change in price. This fundamental equation of price theory splits the effect of a price change into an INCOME EFFECT and a SUBSTITUTION EFFECT. The effect can also be applied to the effect on the labour supply of a LUMP-suM TAX. HICKS in Value and Capital attributed this to the Russian mathematician and statistician SLUTSKY who contributed suggestions about consumer theory to economics.
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capital consumption (M2)<br />DEPRECIATION. Given that fixed assets have only a limited life-span, it is necessary to add to the annual costs of an enterprise or a national economy an estimate of the amount notionally spent on the wear and tear of such assets. Capital consumption is deducted from the gross national product to obtain the net national product, or NATIONAL INCOME.
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<strong>Consolidation</strong> – The combining of existing federal student loans into one new loan with an interest rate equal to the weighted average of the loans being consolidated. Consolidation can result in lower monthly payments but higher total debt.

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GLAM (Jl)<br />Grey, leisured, affluent, married: the key socioeconomic group of the late twentieth century, aged between 45 and 59 years.
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Ohlin, Bertil, 1899-1979 (B3)<br />Swedish international trade and macroeconomic theorist and a leader of the STOCKHOLM SCHOOL, who was educated at Lund University, the Stockholm School of Business Administration, Harvard University and at the University of Stockholm where he was a doctoral student of CASSEL He was a professor of economics from 1925 to 1930 at Copenhagen and at Stockholm from 1930 to 1965 (as successor to HECKSCHER). In a parallel political career, he was a member of the Swedish parliament (1938-70), leader of the Swedish Liberal Party (1944-67) and Minister of Trade (1944-45).<br /> As a member of the STOCKHOLM SCHOOL, he in many ways anticipated KEYNESIAN ideas by using the concepts of the PROPENsiTY TO CONSUME, LIQUIDITY PREFERENCE and the MULTIPLIER in articles of 1933 and 1934. In times of excess capacity, he argued (in 1934) that the government should undertake investment projects that would not compete with the private sector and would be deficit financed. He developed Heckscher's factor price equalization theory of international trade to produce the HECKSCHER OHLIN TRADE THEOREM. His most famous work is Interregional and International Trade (1933). His contribution to international trade theory earned him, with MEADE, the NOBEL PRlZE FOR ECONOMICS in 1977.<br /><em>Reference</em><br />Samuelson, P.A. (1981) 'Berti! Ohlin (1899-1979)', Scandinavian Journal of Economics 83: 355-71.<br /> Steiger, 0. (1976) 'Berti! Ohlin and the origins of the Keynesian Revolution', History of Political Economy 8: 341-66.

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<strong>FT</strong> – Full Time, an enrollment status indicating the student is carrying a full academic workload as determined by the school.

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