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announcement burden of a tax (H2)<br /> The loss of PRODUCER'S and CONSUMER'S SURPLUSES as a consequence of a tax change. The announcement has the effect of adjusting taxpayers' behaviour, e.g. in supplying labour.<br /> <br /><em>Reference</em><br />Pigou,A.C. (1928)A Study in Public Finance, Part 11, ch. 5, London: Macmillan.

<strong>GEAR UP</strong> – Gaining Early Awareness and Readiness for Undergraduate Programs. The MDHE administered a GEAR UP program in Missouri until September 2007.

<strong>PT</strong> – Part time, a term used to describe students attending school with less than a full-time academic workload, as defined by the school.

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<strong>Statutory interest rate</strong> – The maximum annual interest rate under the Higher Education Act of 1965, as amended, that a lender may charge on a FFEL Program loan.
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<strong>Electronic Standards Committee (ESC)</strong> – A committee sponsored by NCHELP through which CommonLine and other electronic file formats and methods are determined.
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<strong>Disbursement Roster (DR)</strong> – The electronic file or paper report listing all disbursements and related information for each borrower.

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<strong>DE</strong> – U.S. Department of Education, which may also be referred to as ED, USDE, or simply the Department.

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<strong>Repayment schedule</strong> – The legal addendum to the promissory note stating the terms of repayment and fulfilling disclosure requirements. The repayment schedule includes the total principal and interest due, the regular installment amount due, and the number of installments required to pay the loan in full. It also includes the interest rate, the due date for the first payment, and the frequency of installments.

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<strong>Unconsummated loan</strong> – Loan proceeds that the school returned to the lender prior to the borrower' s having cashed the check or the school having applied the proceeds to the student' s account.
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gium, the UK, Ireland and Denmark. It is dynamic, giving predictions over time paths of five to ten years. It models the real sector of these economies: monetary and financial elements, represented by interest rates, are exogenous. The interdependence of the economies are chiefly described by trade flows. One of the applications of the model has been to develop the methodology of EUROPEAN UNION economic policy.<br /><em>See also:</em> linkage model <br /><em>Reference</em><br />Barten, A.P, d'Aicantara, G. and Carrin, G.J. (1976) 'COMET: a medium-term macroeconomic model for the European Economic Community', European Economic Review 7: 63-115.

<strong>SFA</strong> – Student Financial Aid or Assistance.

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black knight (G3)<br />A company which makes a hostile takeover bid for another firm.
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<strong>Application</strong> – 1) The paper form or the information provided online/electronically to initiate a FFEL Program loan. Electronic versions of the application include MODEL Direct, CommonLine application send files, etc. 2) An eligibility determination for the state student assistance programs administered by the MDHE.

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country fund (G2)<br />A fund of stocks and shares invested in the securities of only one country. These funds provide a means of investing in countries whose stock exchanges allow only limited access by foreigners. As such funds are Jess liquid than OPEN-ENDED FUNDS which can invest globally, they often sell at a discount to their net asset value.
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<strong>DFee</strong> – Default Fee, a fee required by the Deficit Reduction Act of 2005. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as a lender or servicer). This fee is also referred to as FDF.
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Gresham's law (E4)<br />'Bad money drives out good.' A maxim of Sir Thomas Gresham (1519-79), the founder of the Royal Exchange, London, who asserted it in 1560 with reference to base silver coin. The contemporary experience of coinage being debased through CLIPPING prompted this observation. The law operates because of the public's propensity to hoard more valuable currency, thereby withdrawing it from circulation.

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<strong>Repurchase (of a claim)</strong> – The lender' s purchase of a defaulted loan from the guarantor that bought the claim.

<strong>Week of instruction</strong> – Any period of 7 consecutive days in which the school provides at least one day of regularly scheduled instruction or examinations.
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price ceiling (E3)<br />The maximum price set under a prices policy, or under specific legislation such as Rent Acts (UK), usually to help lowincome households. As the price ceiling is characteristically below the equilibrium price, there will be excess demand and a need for rationing.
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<strong>Enterprise</strong> – The MDHE' s system for guaranteeing and servicing loans. Enterprise is owned and developed by American Student Assistance (ASA), the MDHE' s servicer. Also referred to as MODEL Enterprise.

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<strong>MDHE Digest</strong> – The Missouri Department of Higher Education' s monthly electronic newsletter. To sign up for this publication, visit http://www.dhe.mo.gov/mdhedigest/signup.shtml.

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postmodern economics (A1)<br />An epistemological critique of modern economic theory that takes into account the community producing such knowledge. It attacks the use of a deterministic 'scientific' methodology economics and a GENERAL EQUILIBRIUM approach in favour of recognizing indeterminacy, uncertainty, the randomness and multiplicity of possible causes. In its analysis of LATE CAPITALISM it recognizes the fragmented nature of modem life and the many motivations inspiring economic conduct.<br /> <br /><em>Reference</em><br />Cullenberg, S., Amariglio, J. and Ruccio, D.F (2001) Postmodernism, Economics and Knowledge, London and New York: Routledge.
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