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Old 08-07-2011, 02:50 AM   #1
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supported on the grounds that it separated the risk of unsold stock Gobber's risk) from the risk of unpaid accounts (broker's risk). This distinctive arrangement of the London market was replaced by a system of MARKET-MAKERS.<br /><em>See also:</em> Big Bang

Saudi Arabian Monetary Agency (E5)<br /> An Arab banking organization founded in 1952 to perform the functions of a CENTRAL BANK but called an agency because of the association between 'a bank' and payments for interest which is condemned by Islamic law. SAMA is now responsible for the coinage and note issue of Saudi Arabia, the supervision of commercial banks and the fiscal operations of the government.<br /><em>See also:</em> Islamic banking; usury <br /><em>Reference</em><br />Abdeen, A.M. and Shook, D.W (1984) The Saudi Financial System in the Context of Western and Islamic Finance, Chichester: Wiley. Saudi Arabia in 1977 used this approach to change the ownership of foreign-owned commercial banks.<br /><em>See also:</em> multinational corporation; public enterprise
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preference share (GO)<br />Fixed interest shares with first entitlement to a company's earnings after the payment of interest on DEBENTURES. Cumulative preference shares accumulate unpaid interest for payment at a later date.
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Old 08-07-2011, 10:16 AM   #2
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quality-adjusted life years (Il)<br />A year of life adjusted by expected health or illness. A year of healthy life expectancy = 1, of unhealthy life expectancy < 1.<br /> Health care is beneficial if it generates positive QALYs; efficient health care activity occurs where cost per QALY is as low as possible. As low cost per QALY health care is prioritized, this approach to allocating health resources is criticized for its bias against the old and very sick.<br /><em>See also:</em> health economics <br /><em>Reference</em><br />Harris, J. (1987) 'Qualifying the value of life', Journal of Medical Ethics 13: 117-23.

Law, John, 1671-1729 (B3)<br />Born in Edinburgh, Scotland. After imprisonment in London for murder, he escaped to France where he soon became its leading banker. He proposed the establishment of a Bank of France to issue paper money on the security of land. He set up his General Bank in 1716 and founded companies in Louisiana and Mississippi whose stock was used to redeem the French national debt. After his scheme collapsed at a time of wild stock market speculation he fled to Venice. His principal work was Money and Trade ConsideredWith a Proposal for Supplying the Nation With Money (1705).
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<strong>Access Missouri</strong> – A Missouri state need-based financial aid program administered by the MDHE through the FAMOUS system. This program was newly implemented as of August 28, 2007 and replaced both the Charles Gallagher Grant as well as the College Guarantee program. More information is available at: http://studentaid.ed.gov/PORTALSWebA...sp?tab=funding.

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Old 08-07-2011, 11:35 AM   #3
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<strong>FM</strong> – Federal Need Analysis Methodology, the formula used to calculate the EFC, which is then used to determine a student' s eligibility for the federal financial aid, state aid, and/or institutional aid programs.
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iron law of wages (B1, 13)<br />The SUBSISTENCE theory of wages used by many CLASSICAL ECONOMISTS. It was argued that if workers are paid more than subsistence there will be an increase in population which, with a short time lag given that child labour was used, will increase the labour force, in tum pushing wages back to the subsistence level. Conversely, wages below the subsistence rate will reduce the population, cause excess demand for labour and push wage rates back up to subsistence. The law, in essence, described a long-run equilibrium wage rate. Adam SMITH challenged the law on the empirical grounds that food prices and wages often move in different directions. Growing real wages in the nineteenth century also refuted the law.
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Old 08-07-2011, 10:00 PM   #4
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semi-colonial country (PI)<br />A politically independent country whose economy, according to MARXIAN ECONOMICS, is dominated by international imperialist CAPITALISTS.
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<strong>National SMART Grant Program</strong> – A new federal grant available as of July 1, 2006. Eligibility for this grant is based on science and math curriculum and academic performance as well as financial need. SMART is an acronym for Science and Mathematics Access to Retain Talent.

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<strong>EAC</strong> – Electronic Access Code. Also Electronic Access Conference, an annual conference sponsored by the U.S. Department of Education.
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Old 08-01-2011, 11:37 PM   #5
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<strong>MPN</strong> – Master Promissory Note. A common form that allows a student or parent to borrow multiple loans for multiple academic years.
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choice variable (C1)<br />An independent variable in an OBJECTIVE FUNCTION which an economic agent attempts to maximize or minimize. Also known as a decision variable or policy variable.

shadow price (DO)<br />An imputed price used where a market price does not exist. These prices are used by large firms for their internal transactions, by central planners for accounting purposes and in COST BENEFIT ANALYSIS to measure the effects of a particular investment. There are shadow rates of interest, shadow exchange rates and shadow wage rates. The purpose of such pricing is to correct distortions introduced by monopoly, taxes and unemployment. The concept has many applications in both developed and less developed countries (because they tend to overvalue their labour and undervalue their foreign exchange).<br /><em>Reference</em><br />Little, !.M.D. and Scott, M.P.G. (eds) (1976) Using Shadow Prices, London: Heinemann Educational.

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Old 08-04-2011, 12:29 AM   #6
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Old 08-02-2011, 02:09 PM   #7
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Chancellor of the Exchequer (H1)<br />UK finance minister who is the ministerial head of the Treasury. The Chancellor is responsible for proposing changes in public expenditure and taxation, the conduct of monetary policy nationally (apart from the independent setting of interest rates) and internationally and all currency matters<br />See also: Monetary Policy Committee

<strong>Rescheduling a disbursement</strong> – A pre-disbursement change transaction updating the date loan funds should be issued to the school or escrow agent. Within CommonLine 4 files, this transaction is referred to as a disbursement date change and is located within the @1-09 record.
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<strong>Refund</strong> – The difference between the amount the student paid toward school charges and the amount the school can retain under a refund policy. The federally mandated calculation is referred to as R2T4. (See also Return of Title IV funds.) Within CommonLine file specifications, refunds are requested by submitting the CTSF @1-11 transaction.

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Old 08-02-2011, 06:56 PM   #9
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<strong>MOHELA</strong> – Missouri Higher Education Loan Authority, Missouri' s designated FFELP secondary market. MOHELA, a non-profit quasi-governmental entity, originates, disburses, services, and purchases FFELP and private loans. Additionally, MOHELA provides Missouri students with significant repayment benefits, including deeply discounted interest rates when the MDHE is the guarantor. MOHELA was created more than 20 years ago and is headquartered in Chesterfield, Missouri. May be found on the world wide web at www.mohela.org.
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<strong>Totally and permanently disabled</strong> – the condition of an individual who is unable to work and earn money due to an injury or illness that is expected to continue indefinitely or eventually result in death.

<strong>Change Transaction Send File (CTSF)</strong> – The CommonLine file type used to send change transactions to guarantors, lenders, and/or servicers so that FFEL Program loans may be updated. CTSFs are divided into pre-disbursement transactions (@1-09) and post-disbursement change transactions (@1-10).
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filiere concept (D2, LO)<br />A French term for vertical lines of production intimately linked together. When applied to industrial planning, it means that planning for a particular sector extends to planning both for the industry concerned and for the industries linked to it.<br /><em>See also:</em> linkage

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Old 08-03-2011, 04:29 AM   #10
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<strong>DHS</strong> – Department of Homeland Security. On March 1, 2003, the DHS absorbed the former federal agency, Immigration and Naturalization Service (INS). At that time, the INS was renamed the U.S. Citizenship and Immigration Services (USCIS).

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<strong>PL</strong> – 1) Loan type within CommonLine file specifications for a parent PLUS loan (as opposed to a Graduate PLUS loan, which has a loan type of “GL” ). 2) Public Law. For example, the public law associated with the HERA is PL 109-171.

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