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Old 08-05-2011, 05:09 PM   #471
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Old 08-05-2011, 05:10 PM   #472
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Knight, Frank Hyneman, 1885-1973 (B3)<br />A founder of the Chicago School, being professor at Chicago from 1927 to 1955 after an education at Tennessee and Cornell Universities. His doctoral thesis, published as Risk, Uncertainty and Profit (1921), is a classic of twentieth-century economics. It stated that profit 'arises out of the inherent, absolute unpredictability of things, out of the sheer brute fact that the results of human activity cannot be anticipated'. His social philosophy is expounded in The Ethics of Competition (1935). His other contributions include an onslaught on the Austrian measurement of capital in terms of a period of production, P!Gou's notion of sociAL cosT and post-war social engineering.
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<strong>Capitalized interest</strong> – Accrued interest that is periodically added to a loan' s principal balance. Interest accrues on a subsidized Stafford Loan after the grace period is completed and the borrower enters repayment. For unsubsidized Stafford, parent PLUS, and Grad PLUS Loans, on the other hand, interest begins to accrue after the first disbursement of the loan. Lenders may capitalize any accrued interest on a quarterly basis or at other scheduled time frames.
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Delors Plan (FO)<br />The plan of the European Community Committee for the Study of Economic and Monetary Union of 1989 chaired by Jacques Delors, the President of the EUROPEAN coMMUNITY. The European Community set up the committee to propose a progression from the S!NGLE EUROPEAN ACf 1986 to a SINGLE CURRENCY and a common MONETARY POLICY throughout the European Community. It was proposed that there should be three stages in the movement to the committee's goals. The first stage would be the greater convergence of economic performance through co-ordination of budgetary and monetary policies, possibly with a European Reserve Fund with reserves drawn from each participating central bank. The second stage would provide a medium-term framework for key economic objectives so that stable economic growth could be achieved. Finally precise rules of a non-binding nature would be created for annual budgets and the finance of government activity, and a European System of Central Banks for the formulation of a common monetary policy would be set up. It was later agreed to let the EURO replace national currencies in 2002.<br /><em>See also:</em> Eurofed; European Monetary System; European Monetary Union; Werner Report<br /><em>Reference</em><br />Committee for the Study of Economic and Monetary Union (1989) Report onEconomic and Monetary Union in the European Community, Luxemburg: Office for Official Publications of the European Communities.
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Old 08-05-2011, 05:11 PM   #473
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Old 08-05-2011, 05:15 PM   #474
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Old 08-05-2011, 05:37 PM   #475
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<strong>Rolling delinquency</strong> – A delinquency that occurs whenever the delinquent status of a loan is increased or reduced but not completely eliminated as the result of a payment, deferment, forbearance, adjustment to the LDA or OSD, or reversal of a payment.
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automatic neural network modelling (CS)<br />A method of data analysis using the analogy of the neural networks in the brain. A'training set' of data based on input-output relationships for different cases is used to compute patterns. Automation of these procedures reduces the complexity of network construction. This analytical approach is used in financial econometrics.

Third World (00)<br />Developing economies apart from oil producers, with low per capita incomes, large agricultural sectors and a shortage of most kinds of capitaL Some have defined the Third World as those countries in receipt of FOREIGN AID.<br /><em>See also:</em> First World; Second World <br /><em>Reference</em><br />Reitsma, H.A. and Kleinpenning, LM.G. (1985) The Third World in Perspective, Assen and Maastricht: Van Gorcgum.<br /> Reynolds, L.G. (1985) Economic Growth in the Third World, 1850-1980, New Haven, CT, and London: Yale University Press.<br /> Worsley, P. (1967) The Third World, 2nd edn, London: Weidenfeld & Nicolson.
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<strong>Clock hour</strong> – A time period consisting of one of the following: 50-60 minutes of class, lecture, or recitation; 50-60 minutes of faculty supervised laboratory, shop training, or internship; or 60 minutes of preparation for a correspondence course.
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Old 08-05-2011, 06:02 PM   #476
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<strong>Proportional proration</strong> – A required calculation used to determine the applicable annual loan limit for an undergraduate student if the student' s program or remainder of the program is less than a full academic year in length.
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<strong>Extended repayment schedule</strong> – A repayment schedule option available to borrowers with outstanding principal and interest in FFEL Program loans totaling more than $30,000. An extended repayment schedule may provide for standard or graduated installments not to exceed a period of 25 years. Note: this option is only available to borrowers who meet the qualifications on or after October 7, 1998.
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permanent income hypothesis (E2)<br />A theory of the CONSUMPTION FUNCflON that income can be divided into permanent income (expected lifetime income) and transitory income (e.g. WINDFALL GAINs) so that permanent consumption is a function of permanent income and transitory consumption a function of transitory income. Before FRIEDMAN, the theory was suggested by several writers.<br /><em>See also:</em> absolute income hypothesis; lifecycle hypothesis; relative income hypothesis<br /><em>Reference</em><br />Friedman, M. (1957) A Theory of the Many savings banks were of this nature until extensive financial deregulation encouraged diversification.

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Old 08-05-2011, 06:04 PM   #477
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Old 08-05-2011, 06:08 PM   #478
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Old 08-05-2011, 06:09 PM   #479
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