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08-03-2011, 01:08 AM
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#81
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Latest issues
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Peter principle (M1)<br />The hypothesis that in a hierarchical organization each person rises to the level of his or her incompetence and stays there. Poor information within INTERNAL LABOUR MARKETs is largely responsible for this. Professor Lawrence J. Peter (1920-90) of the University of Southern California sadly formulated this principle after extensively studying many organizations.<br /> <br /><em>Reference</em><br />Peter, L. and Hull, R. (1969) The Peter Principle: Why Things Always Go Wrong, London: Souvenir Press.
<strong>HEA</strong> – the Higher Education Act of 1965, as amended, which created the federal student aid programs.
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sponsor demand (DO)<br />A demand for a good or service paid for by a person other than the consumer, e.g. the commercial financing of sporting events.<br /><em>See also:</em> market demand; option demand
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08-03-2011, 01:34 AM
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#82
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Top financial news in Bala
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convergence criteria (F3)<br />The five macroeconomic rules set out in the Treaty of Maastricht for member countries of the European Union to enter the single currency, the euro: the public deficit to be no more than 3 per cent of GDP; average inflation rate over 1997 not to exceed 1.5 per cent of the three bestperforming member states; gross government debt to be less than 60 per cent of GDP; the national currency to fluctuate within the margins set by the Exchange Rate Mechanism for at least two years, avoiding devaluation and severe tensions; long-term interest rates to be no more than 2 per cent of the three member countries with the greatest price stability.
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diversification discount (M2)<br />The discount arising from a firm having several divisions each with the authority to make investments. The discount occurs owing to the lack of co-operation between divisions.
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08-03-2011, 01:57 AM
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#83
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<strong>PG</strong> – Print and Guarantee, a type of application process flow within the FFEL Program and outlined in CommonLine file specifications. In a “PG” process flow, the school submits loan application information to the guarantor or lender, and that entity then either mails a paper MPN to the borrower for completion or makes the application available online for the borrower to access and complete. Once the borrower completes his/her portion of the application process, the loan is guaranteed. A PG process often works well for PLUS loans, whereby the borrower must first pass a credit check before the loan can be guaranteed.
Federal Trade Commission (L5)<br />US federal commission established in 1914 to maintain competitive enterprise in the USA and formulate competition policy. It seeks to prevent general trade restraints and price discrimination and to ensure accurate credit cost disclosure. The commission enforces its judgements through voluntary co-operation with the offending parties or through litigation.<br /><em>See also:</em> antitrust
<strong>SMART Grant</strong> – Science and Mathematics Access to Retain Talent, a new federal grant available as of July 1, 2006. Eligibility for this grant is based on science and math curriculum and academic performance as well as financial need. May also be referred to as the National SMART Grant Program.
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08-03-2011, 02:02 AM
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#84
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08-03-2011, 02:19 AM
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#85
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<strong>Estimated need cutoff</strong> – The estimated need amount that students must demonstrate to qualify for the Gallagher and College Guarantee programs. The MDHE estimates the need cutoff each spring; the actual need cutoff is determined immediately prior to setting spending authority in FAMOUS.
New Approach, New York: Columbia University Press.
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establishment (M1)<br />A place of business, a factory or a plant which is part or the whole of a firm.
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08-03-2011, 02:43 AM
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#86
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Latest financial issues
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pyramid selling (M3)<br />The sale by companies of goods and services to individuals who then act as retailers, often in their own homes. Goods such as cosmetics and kitchen utensils have been sold in this way. This marketing method, which first appeared in the USA in the late 1940s and in the UK in the 1960s, has often been criticized because of the pressure applied by firms to persuade their agents to buy the goods themselves and to recruit others. Also known as multilevel marketing. & Q
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<strong>Source, The</strong> – MDHE' s Guide to grants, scholarships, loans and more-Outlines all of the state student financial assistance programs. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.
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08-03-2011, 03:08 AM
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#87
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<strong>Servicer</strong> – An entity that enters into a contract with a program participant to administer any aspect of its participation in a Title IV program. Schools, lenders, secondary markets, guarantors, and the federal government may all employ servicers. MOHELA, Nelnet, and Sallie Mae are all FFEL Program servicers operating in the state of Missouri.
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health economics (Il)<br />Evaluation of the effectiveness of health care, particularly by examining the social OPPORTUNITY COSTS of alternative forms of treatment. The peculiar nature of the market for health care - that doctors have a major influence on both demand and supply -has attracted attention, as has the study of the options available for financing such services.<br /><em>See also:</em> quality-adjusted life years <br /><em>Reference</em><br />Drummond, M.F (1980) Principles of Economic Appraisal in Health Care, Oxford: Oxford University Press.<br /> Folland, S., Goodman, A.C. and Stano, M. (2001) The economics of health and health care, 3rd edn, Upper Saddle River, NJ: Prentice HaiL McGuire, A., Henderson, J. and Mooney, G. (1987) The Economics of Health Care, London: Routledge.<br /> Smith, G.T (1987) Health Economics: Prospects for the Future, London: Croom Helm.<br /> Zweifel, P. and Breyer, F. (1997) Health economics, New York and Oxford: Oxford University Press.
coefficient of variation (C1)<br />The ratio of a STANDARD DEVIATION to an ARITHMETIC MEAN of a set of values, usually expressed as a percentage. This is a better measure of the dispersion of a set of values than the standard deviation as it can be used for different measures with different magnitudes and can cope with two measures expressed in different units, e.g. monetary and physical.
<strong>Award Year (AY)</strong> – The standard federal definition of an award year is July 1 through June 30. (Note: the acronym “AY” may also refer to the Academic Year or Aid Year.)
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08-03-2011, 03:30 AM
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#88
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<strong>Termination</strong> – withdrawal of the eligibility of a school, lender, or servicer to participate in a guarantor' s programs.
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European Union controls have been progressively abandoned.
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Child, Sir Francis, 1684!-1740 (B3)<br />In 1721 he became head of the family banking firm Francis Child & Co.; elected Member of Parliament for Middle###### in 1727 and 1734, Lord Mayor of London in 1731. He introduced promissory banknotes in 1729, thereby abandoning the GOLDSMITH BANKING SYSTEM.
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08-03-2011, 03:55 AM
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#89
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Top news
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zero growth (EO, 04)<br />The characteristic of an economy m a STATIONARY STATE. CLASSICAL ECONOMISTS feared the movement of the economy to stationarity, excepting John Stuart MILL who was willing to approve of no growth, providing that there was a satisfactory income distribution. In modern advanced economies this has been suggested as a goal on the grounds that growth of the GROSS NATIONAL PRODUCT generates SOCIAL coSTS in the form of pollution, congestion and more arduous work, as well as running down non-renewable resources too rapidly. Zero growth is often expressed as a condemnation of all growth rather than an attack on particular undesirable economic activities. However, changes to more environmentally-friendly production techniques make economic growth more acceptable.<br /><em>See also:</em> Club of Rome
Marshall Plan (N1, 02)<br />US AID to sixteen coun tries of Western Europe proposed by General George Marshall, US Secretary of State, which, in the form of economic and military grants and loans, amounted to $16.4 billion in the period 1948-52. Western Europe's loss of overseas investments, the ending of much of its trade with Eastern Europe and the decline in its TER MS OF TRADE necessitated outside help. In 1946, la rge European balance of payments deficits required immediate US assistance consisting of shipfrom generous: more was given after the plan than during the period of its operation. The Marshall Plan hoped to create a new international order by linking Europe, North America and the Third World. The USA would purchase raw materials from less developed countries which would then be able to buy expor ts from Western Europe. The economic plight of East European countries after 1989 has prompted demands for a simila r ma jor aid initiative.<br /><em>See also:</em> European Bank for Reconstruction and Development <br /><em>Reference</em><br />Hogan, M.L {1987) The M arshall Plan: America, Britain and the Reconstruction of West ern Europe, 1947-52, Cambridge and New York: Cambridge University Press.<br /> Wexler, L {1983) The M arshall Plan Revisited: The European Recovery Pro gram in Economic Perspective, Westport, CO: Greenwood.
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<strong>Guarantor (or guaranty agency)</strong> – A state or private nonprofit organization that has an agreement with the U.S. Secretary of Education to administer the FFEL Program. The MDHE is Missouri' s state-designated guaranty agency.
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08-03-2011, 04:19 AM
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#90
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Top credit news in Pembroke
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<strong>Cost of Attendance (COA)</strong> – An estimate of a student' s total education-related expenses for an enrollment period.
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general union (J5)<br />A TRADE (LABOR) UNION which organizes workers from different occupations and industries, e.g. the Teamsters (USA), the Transport and General Workers' Union (UK). General unions are often so large as to dominate a national trade union movement.<br /><em>See also:</em> craft union; industrial union
<strong>Missouri College Guarantee PLUS Program</strong> – A scholarship program based on financial need, academic achievement, and participation in the federal TRIO Programs. This scholarship program was administered by the MDHE through the 2006-07 academic year and was replaced by Access Missouri August 28, 2007.
New Earnings Survey (J3)<br />An annual survey of UK earnings published by the Department of Employment in 1968 and every year from 1970. It provides detailed statistics on the occupational, industrial and regional distributions of employment incomes.
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