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Old 08-02-2011, 09:38 PM   #71
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Old 08-02-2011, 09:39 PM   #72
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<strong>Economic hardship</strong> – A period during which the borrower is working full time but is earning an amount that does not exceed the greater of the minimum wage or the poverty line for a family of two. Economic hardship also exists if a borrower' s monthly payments on federal student loans are equal to or greater than 20 percent of his/her monthly income.

<strong>Origination Fee</strong> – A fee charged to offset the federal government' s cost of interest subsidies (for subsidized Federal Stafford Loans) and reinsurance payments for loans that either default or are eligible for forgiveness or discharge. This fee, if charged to the borrower, may be subtracted from the borrower' s loan proceeds at the time of disbursement.

export promotion (F3)<br />A set of measures, usually taken by a national government, to subsidize the marketing overseas of domestically produced goods and to guarantee foreign payments for them.

<strong>SSA</strong> – Social Security Administration.
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Old 08-02-2011, 10:03 PM   #73
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<strong>Grace period</strong> – The period that begins the day after a Stafford Loan borrower ceases to be enrolled at least half time and ends the day before the repayment period begins. During the grace period, the borrower is not required to make payments on the principal of the loan.
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<strong>AWG</strong> – Administrative Wage Garnishment; federal student loan holders may withhold a portion of a borrower' s wages after a loan is in default.

<strong>FP</strong> – Type of Dear Colleague Letter addressed to FFEL Program participants.
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Old 08-02-2011, 10:25 PM   #74
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<strong>EDExpress</strong> – A PC-based software offered by the U.S. Department of Education to schools to administer the Federal Pell Grant Program and the direct loan program.

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Old 08-02-2011, 10:48 PM   #75
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<strong>KC-RAP</strong> – The Kansas City area group of financial aid professionals, normally meeting several times a year.

<strong>USCIS</strong> – U.S. Citizenship and Immigration Services, a division of the Department of Homeland Security (DHS). On March 1, 2003, the DHS absorbed the former federal agency, Immigration and Naturalization Service (INS) and renamed it the USCIS.

<strong>Cost less aid</strong> – A figure calculated by deducting all financial assistance the student has been or will be awarded for the loan period from the cost of attendance for that same loan period.

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Old 08-02-2011, 11:13 PM   #76
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<strong>CDA</strong> – Central Disbursing Agent, a lender, servicer, guarantor, or other entity that combines disbursement funds and data from multiple origination sources and issues a single EFT transfer and disbursement roster to the school.

spatial oligopoly (Rl)<br />Several firms of the same industry located at different places competing for the same group of dispersed customers.
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<strong>CBO</strong> – Congressional Budget Office.

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Old 08-02-2011, 11:36 PM   #77
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regional wage bargaining (B)<br />Wage negotiations for an industrial or occupational group covering workers in part of a country. This departure from national wage bargaining is popular with many employers. It enables pay to reflect more closely LOCAL LABOUR MARKET conditions; unions have often objected to this as it gives rise to regional wage differentials thus departing from the hallowed union tradition of setting the same pay for all workers of the same occupation or industry.
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despite a rise in its price. INCOME AND suBSTITUTION EFFECTS analysis is USed to explain this paradox: the income effect outweighs the substitution effect and there is a change in the sign of the income effect from positive to negative.<br /> In the figure, 11 and 12 are the indifference curves of a particular consumer faced with the choice between goods F and G. There is a fall in the price of good G (more of it can be obtained for a fixed amount of F) expressed by a shift in the budget line from AC to AD, but there is also a fall in the quantity demanded of it from Or to Oq as the income effect yz is more than the substitution effect xz. <br /><em>Reference</em><br />Boland, L.A. (1977) 'Giffen goods, market prices and testability', Australian Economic Papers 16: 72-85.<br /> Stigler, G.J. (1947) 'Notes on the history of the Giffen paradox', Journal of Political Economy 55: 152-6.

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Old 08-02-2011, 11:58 PM   #78
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alpha stock (G2)<br />One of the most actively traded stocks of the London STOCK EXCHANGE which is always quoted on the STOCK EXCHANGE AUTOMATED QUOTATION SYSTEM. There are USUally ten or more market-makers for each of such shares. In 1990, the ISE had about 110 such stocks.<br /><em>See also:</em> beta stock ; delta stock ; gamma stock alternative economic strategy (E6) see New Cambridge Economics
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classical economics (B1)<br />The dominant school of UK economics from 1752 to 1870. David HUME in his attack on MERCANTILISM anticipated a new approach to economics but it was Adam SMITH in The Wealth of Nations (1776) who

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<strong>Grant</strong> – Financial aid that does not have to be repaid, such as the Missouri Charles Gallagher Student Financial Assistance Program, administered by the MDHE.
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Old 08-03-2011, 12:21 AM   #79
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<strong>PWD</strong> – Post-Withdrawal Disbursement, a disbursement made when the calculation for the school' s return to Title IV funds (R2T4) result in the student being eligible to receive more Title IV aid than was disbursed or delivered prior to his or her withdrawal.
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Bank for International Settlements (F3)<br /> Founded in Basle, Switzerland, in 1930 by Belgium, Germany, Italy, Japan and the UK. Since 1945 it has continued to arrange currency swaps between European central banks. It is also the agent for the EUROPEAN MONETARY CO-OPERATION FUND and other European institutions.

leverage (EO, GO)<br />1 The ratio between a company's longterm debt and the total capital it employs.<br /> 2 GEARING.<br /> 3 The difference between the actual level of GROSS DOMESTIC PRODUCT and the hypothetical level which would result in the absence of receipts and expenditures of the public sector. The Musgraves measured it as References Fei, J.C.H. and Ranis, G. (1965) Development of the Labor Surplus Economy, Homewood, IL: Richard D. Irwin.<br /> Lewis, WA. (1954) 'Economic development with unlimited supplies of labour', Manchester School22: 139-91.
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<strong>Task force</strong> – Former name for the State Student Financial Aid Committee. The committee is comprised of Missouri financial aid administrators and was established in February of 2005 to make recommendations to improve and strengthen Missouri' s student financial aid programs.

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Old 08-03-2011, 12:45 AM   #80
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<strong>Principal balance</strong> – The outstanding amount of a loan, on which the lender charges interest.

new regionalism (F1)<br />The formation of new trading blocs in the world because of the shortcomings of multilateral agreements such as GATT, e.g. NAFTA. These new blocs often have deep integration and can consist of smaller countries making concessions to a larger one - as in the case of Mexico being subordinate to the USA. This development makes moderate trade concessions and creates deep links between national economies.
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