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Old 08-03-2011, 02:39 AM   #1
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European Union controls have been progressively abandoned.

<strong>MODEL Gateway</strong> – A web loan delivery product developed by ASA, the MDHE' s servicer, to allow schools to process loan applications and changes with guarantors other than the MDHE.
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Old 08-03-2011, 08:45 AM   #2
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<strong>Statutory interest rate</strong> – The maximum annual interest rate under the Higher Education Act of 1965, as amended, that a lender may charge on a FFEL Program loan.

Monetary Policy Committee (UK) (E5) The committee set up in 1997 to set interest rates independently of the Treasury. It has the single task of maintaining a target rate of inflation set by the CHANCELWR OF THE EXCHEQUER. It has been noted for increasing the volatility of interest rates. Its narrow remit resembles New Zealand's rather than the US's comparable committee.

<strong>A+ Schools Program</strong> – A program administered by the Missouri Department of Elementary and Secondary Education (DESE) which provides paid tuition and fees as well as other financial incentives for students who fulfill needed requirements, graduate from a designated A+ high school and who attend a Missouri community college or vocational-technical school. More information is available at: http://www.dese.mo.gov/divimprove/aplus/index.html.

<strong>Federal Family Education Loan Program (FFELP)</strong> – Federal student loans that were authorized by Title IV, Part B, of the Higher Education Act of 1965, as amended. FFEL Program loans are funded by private lenders and are guaranteed by state agencies or other non-profit organizations. FFEL Program loans include Federal Stafford (subsidized and unsubsidized), Federal PLUS (for parents or for graduate/professional students), and Federal Consolidation Loans.
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Old 08-03-2011, 10:28 AM   #3
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<strong>Free Application for Federal Student Aid (FAFSA)</strong> – The form the student must complete to apply for federal Title IV financial assistance. The FAFSA may also be completed on the web at the following url: http://www.fafsa.ed.gov/.

currency run (G2)<br />A great increase in the public's demand for cash because of the belief that other forms of finance, including CREDIT CARDS, will be ineffective. At the time of the beginning of the new millennium, 1 January 2000, many believed that only coins and banknotes were reliable at a time when widespread computer failures were possible.

<strong>LDA</strong> – Last Date of Attendance, the last day the student was physically present in class, as confirmed by the student' s attendance records. An LDA may also be referred to as an out of school date (OSD) or, if the student completed the program of study, the actual graduation date.

economic growth (04)<br />The growth in the total, or per capita, output of an economy, often measured by an increase in real GROSS NATIONAL PRODUCT, and caused by an increase in the supply of FACTORS OF PRODUCTION or their PRODUCTIVITY. This approach was central to Smith's Wealth of Nations and to much of CLASSICAL ECONOMICS. HARROD and DOMAR in 1948 were major founders of modem growth theory. Growth theorists have wedded their work to DEVELOPMENT ECONOMICS and to a study of ECONOMIC PLANNING. Ecologists and others concerned about the scarcity of natural resources have advocated zero economic growth rates as appropriate for the twenty-first century. A writer as early as John Stuart MILL (in his Principles of Political Economy, Book IV, ch. 6) extolled the benefits of the STATIONARY STATE.<br /> <br /><em>Reference</em><br />Mishan, E.J. (1977) The Economic Growth Debate. An Assessment, London: Allen&Unwin.<br /> Rostow, W.W. (1990) Theorists of Economic Growth from David Hume to the Present, New York: Oxford University Press.

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Old 08-04-2011, 04:40 AM   #4
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<strong>Be A Smart Borrower Expansion Portfolio</strong> – A resource for students taking loans. It helps keep the borrower' s important information collected and organized. Contact the MDHE default prevention department for more information: marilyn.landrum@dhe.mo.gov or (573) 522-6285.

<strong>OAKFAP</strong> – The Ozark area group of financial aid professionals, normally meeting in Springfield.

<strong>LDA</strong> – Last Date of Attendance, the last day the student was physically present in class, as confirmed by the student' s attendance records. An LDA may also be referred to as an out of school date (OSD) or, if the student completed the program of study, the actual graduation date.
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New Right (B2)<br />Political and economic thinkers who came to prominence in the 1980s in the USA and Western Europe through advocating LIBERTARIAN ECONOMICS. Their proposals include a minimal role for the state, little government intervention in the running of national economies, a market approach to production and distribution and PRIVATIZATION.<br /><em>See also:</em> economic devolution; laissezfaire References Thompson, G. (1990) The Political Economy of the New Right, London: Pinter.

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Old 08-04-2011, 01:06 PM   #5
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Old 08-04-2011, 04:04 PM   #6
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Trade Agreement of 1989 to include Mexico, agreed in 1992. Over fifteen years all duties, tariffs and non-tariff barriers between the countries will be eliminated. For trade-sensitive products such as beer, footwear and maize there will be long periods of adjustment. A three-nation panel will consider trade disputes, including related employment and environmental matters.
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Edge Act Corporation (G2, Ml)<br />A type of US financial corporation m existence since 1919 which can receive deposits from foreign governments and other non-US residents and from US citizens whose deposits are transmitted abroad. It can also hold foreign securities and engage in foreign exchange activities. These corporations can be either banking corporations mainly concerned with accepting deposits or corporations principally involved in investing in foreign nonbanking firms. The advantages of being a corporation of this kind are that they can operate across state boundaries, in the case of international transactions, and that their investments can be wider than those of FEDERAL RESERVE member banks, e.g. in foreign finance.<br /><em>See also:</em> McFadden Branch Banking Act

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Sherman Act 1890 (L4)<br />The founding statute of the US federal ANTITRUST legislation. This Act prohibits 'all contracts, combinations and conspiracies in restraint of trade' (section 1) and monopolization in interstate and foreign trade (section 2). The Act was followed by further federal legislation and similar statutes for individual states.<br /><em>See also:</em> antitrust; Celler-Kefauver Antimerger Act; Clayton Act; Federal Trade Commission Act; Robinson-Patman Act <br /><em>Reference</em><br />Bork, R.H. (1978) The Antitrust Paradox, New York: Basic Books.
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Old 08-05-2011, 05:22 AM   #7
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<strong>AGD</strong> – Anticipated Graduation Date, the date a student expects to graduate. May also be referred to as the Expected Graduation Date.
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<strong>GO</strong> – Guarantee Only, a type of application process flow within the FFEL Program and outlined in CommonLine file specifications. In a “GO” process flow, the school submits loan application information to the guarantor, which then guarantees the loan and takes no further action. It is assumed that either the school or the lender will obtain a signed MPN from the borrower either via paper or an electronic method.

Leontief technology (03)<br />A technology employing factor inputs as fixed proportions of outputs so that no substitution between inputs is possible in the PRODUCTION FUNCTION.

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Old 08-05-2011, 09:31 PM   #8
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<strong>Satisfactory repayment arrangement</strong> – A specified number of consecutive, on-time, voluntary, reasonable and affordable full monthly payments made by a borrower to the holder of a loan in default. Satisfactory repayment arrangements may be established by a borrower to either regain Title IV eligibility, or rehabilitate a defaulted loan, or to consolidate a defaulted loan.
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moments (CI)<br />The sum of the deviations of the values of a variable from a point in a distribution divided by the number of values (first moment); for the second moment, the squares of the deviations have to be calculated; for the third moment, the cubes of the deviations, etc.
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Old 08-06-2011, 07:01 AM   #9
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not be paid - although in the public sector an imputed rent for the use of land and buildings is often charged in order to take into account the full cost of using factors of production.<br /><em>See also:</em> economic rent
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altruism (DO, L3, PO)<br />Seeking the good of others. This alternative to SELF-INTEREST can be a major motive for economic activity. Many schemes of idealistic socialism rest on this principle. Adam SMITH used the concept of the INVISIBLE HAND to show that unconscious altruism can occur in an economy based on the principle of self-interest.<br /><em>See also:</em> non-profit enterprise; utopia <br /><em>Reference</em><br />Collard, D.A. (1978) Altruism and Economy, Oxford: Martin Robertson; New York: Oxford University Press.
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Old 08-06-2011, 07:58 AM   #10
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current ratio (M2)<br />The ratio of CURRENT ASSETS to CURRENT LIABILITIES of a firm. Also known as a working capital ratio or 2:1 ratio following the rule of thumb that assets should be twice liabilities, unless the seasonal or speculative nature of the firm requires more working capitaL This is the principal measure of the LIQUIDITY of a firm.

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corporate morality (MO)<br />The maintenance of high ethical standards by businesses. This requires honesty in the accounting and other statements of corporate activity, high-quality safe products, participation in community programmes, care for the environment, an awareness of the long-term interests of the economy in its investment policy and prompt payment of taxation in order to contribute sufficiently to public expenditure.
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