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final demand (R2)<br />The demand for goods and services by the ultimate consumers, domestic and foreign households.
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Combination Acts (J5)<br />UK legislation of 1799 and 1800 which, like the Common Law, outlawed TRADE UNION membership and activities amounting to conspiracy. The repeal of these Acts in 1824 made possible the organization of labour in England.

primary employment (EO) see employment multiplier

allocative efficiency (M2)<br />The selection of factor inputs which minimises the cost of producing goods and services to satisfy given wants, subject to resource and technological constraints. This allocation includes efficiency of both production and distribution. Setting out the conditions for efficiency, including the appropriate set of prices, has been the COncern of WELFARE ECONOMICS. Recognition of the existence of !ND!VIS!BIL!TIES and EXTERNALITIES has necessitated departures from the approach of NEOCLASSICAL ECONOMICS.<br /><em>See also:</em> Pareto optimality
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European Co-operation Administration (FO, H1)<br />The US agency which administered MARSHALL AID to Europe, 1948-52.
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<strong>Income-sensitive repayment schedule</strong> – A repayment schedule for some FFEL Program loans under which the borrower' s monthly payment amount is adjusted annually, based solely on the borrower' s expected total monthly gross income received.

<strong>FERPA</strong> – Family Educational Rights and Privacy Act of 1974.

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productivity (04)<br />The amount of real output produced by one unit of a factor input. Labour and capital productivities have been extensively studied to understand the process of economic growth and the international trade performance of individual countries. US studies show that productivity is higher in more CAPITAL-INTENSIVE industries, which are also unionized and where the cost of turnover and supervision is lower and there is more industrial harmony. Labour productivity is measured as output per person, assuming that the quantities of other factors employed are constant (a difficult assumption in the case of capital). In general, labour productivity can be regarded as a function of investment and the business cycle, as well as the degree of supervision of the workforce and of salary differentials and incentives_<br /><em>Reference</em><br />Barrell, R., Mason, G. and O'Mahony, M. (eds) (2000) Productivity, innovation and economic performance, Cambridge, New York and Melbourne: Cambridge University Press Davies, S.W and Caves, R.E. (1987) Britain's Productivity Gap -A Study Based on British and American Industries, 1968-77, Cambridge: Cambridge University Press Denison, E.E. (1967) Why Growth Rates Differ, Washington, DC: Brookings Institution Kravis, LB. (1976) 'A survey of international comparisons of productivity', Economic Journa/86 (March): 1-44.

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<strong>LSDA</strong> – Late Stage Delinquency Assistance. Refers to procedures followed by Student Loan Counseling Services (SLCS) when a loan is 241 days delinquent or more. The MDHE contracts with SLCS for default aversion assistance services.

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