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Old 08-06-2011, 05:40 AM   #1
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<strong>Clock hour</strong> – A time period consisting of one of the following: 50-60 minutes of class, lecture, or recitation; 50-60 minutes of faculty supervised laboratory, shop training, or internship; or 60 minutes of preparation for a correspondence course.

<strong>A+ Schools Program</strong> – A program administered by the Missouri Department of Elementary and Secondary Education (DESE) which provides paid tuition and fees as well as other financial incentives for students who fulfill needed requirements, graduate from a designated A+ high school and who attend a Missouri community college or vocational-technical school. More information is available at: http://www.dese.mo.gov/divimprove/aplus/index.html.
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Old 08-06-2011, 06:08 AM   #2
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<strong>Administrative forbearance</strong> – A temporary suspension, reduction, or time extension for making principal and/or interest payments on a FFEL Program loan. During any period of forbearance, interest continues to accrue on the loan.
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error-correction model (C5)<br />An econometric method of adjusting a policy instrument to keep a target variable close to its desired value used as early as 19 54 by PHILLIPS.<br /> <br /><em>Reference</em><br />Salmon, M. (1982) 'Error correction me- chanisms', Economic Journal92: 615-29.

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<strong>Repayment start date</strong> – the date the repayment period begins. For Stafford Loans, the repayment period begins on the day following the last day of the grace period. For PLUS Loans, repayment begins on the date the loan is fully disbursed. (PLUS Loans are, however, eligible for an in-school deferment when the borrower is enrolled at least half time.)

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Old 08-06-2011, 06:35 AM   #3
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funding (H6)<br />Conversion of short-term debt to longterm debt. Before governments had control over CENTRAL BANKS, funding was seen as a means of protecting a treasury against a short-term collapse of confidence in government securities leading to heavy sales of TREASURY BILLS and GOVERNMENT BONDS. Funding can also be practised by a firm, e.g. it can raise cash to pay off shortterm liabilities such as bank loans by issuing shares, thereby lengthening its debt.
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autarky (PO)<br />1 Self-sufficiency.<br /> 2 A completely closed economy which does not engage in international trade. Although many economies have wanted such independence from the rest of the world to increase employment, their enthusiasm has been tempered by an examination of the other effects of protection.<br /><em>See also:</em> utopia
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information externality (D8)<br />The supply of a PUBLIC GOOD by a private individual; for example, the activity of a pioneer that indicates to successors whether a venture is worthwhile.
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data (C8)<br />Measured observations obtained from officially or privately collected statistics: the raw material of empirical economics.
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Old 08-07-2011, 05:33 AM   #4
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efficient market (D4)<br />A market in which prices reflect all available information. In a weak version of this market prices reflect past prices; in a stronger version, prices reflect fully all publicly available information. Profits in an efficient market cannot be made by studying historical prices as the traders have that data already. This concept is crucial to the macroeconomic theory of the RATIONAL EXPECTATIONS School. The efficient market hypothesis applied to the stock market is the RANDOM WALK hypothesis.<br /><em>Reference</em><br />Mandelbrot, B. (1966) 'Forecasts of future prices, unbiased markets and martingale models', Security Prices: A Supplement Journal of Business 39: 242-55.<br /> Samuelson, P. (1965) 'Proof that properly anticipated prices fluctuate randomly', Industrial Management Review 6: 41-9.

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<strong>SLAP</strong> – St. Louis area group of financial aid professionals.
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common resource problem (QO)<br />The difficulty of assigning to a particular user the cost of using a resource available to several users.

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Old 08-07-2011, 09:07 AM   #5
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equate planned spending with actual output, assuming that interest rates maintain the money market in equilibrium.

<strong>Federal Register</strong> – A federal government publication that lists regulations, regulatory amendments, notices, and proposed regulatory changes for all federal executive agencies.

hidden reserves (G2)<br />Bank reserves allowed by law to be kept off a bank's published balance sheet to increase its perceived strength. All UK CLEARING BANKS prior to 1968 had this privilege; after then only UK MERCHANT BANKS.
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<strong>Separation date</strong> – Another term for a student' s OSD (out of school date) or LDA (last date of attendance).
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Old 08-07-2011, 09:33 AM   #6
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federal funds rate (E5)<br />The rate at which the member banks of the FEDERAL RESERVE SYSTEM trade reserves with each other. Banks with more reserves than required lend their surplus to other banks with a deficiency. Although this rate is determined by the demand for and supply of excess reserves in the banking system, the Federal Reserve can influence it.<br /><em>See also:</em> prime rate of interest
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<strong>MIBA</strong> – Missouri Independent Bankers Association. May be found on the world wide web at www.miba.net.

<strong>Cure</strong> – Reinstatement of a loan' s guarantee upon completion of a prescribed series of loan collection activities. Also defined as the process by which the loan' s guarantee is reinstated.

yuppie, yuppy (Jl)<br />A young urban professional. Most of these aggressive young graduates are employed in financial centres such as New York and London. These health-conscious workaholics firmly believe in free market economics. Their high salaries have made it possible for them to contribute to the GENTRIFICATION of inner city areas.

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Old 08-07-2011, 10:02 AM   #7
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overvalued currency (F3)<br />A currency with a value above its sustainable market rate.
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Choquet expected utility (DO)<br />A valuation of the EXPECTED UTILITY of an action over a set of potentially relevant probability models. The minimum of possible expected utilities is maximized.
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Old 08-07-2011, 11:20 AM   #8
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<strong>MODEL</strong> – Missouri Direct for Educational Loans, the MDHE' s system used to guarantee and track FFEL Program loans and borrowers.
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employment rate (EO, J2)<br />The proportion of the LABOUR FORCE employed. This alternative to the unemployment rate is used to estimate the level of demand in a national economy.<br /><em>See also:</em> activity rate; labour force participation rate
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marginal private damage (QO)<br />The cost to a firm of producing another unit of a good or service generating externalities, e.g. a chemical works will have to bear the costs of corroded pipes.<br /><em>See also:</em> marginal social damage

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Old 08-07-2011, 01:39 PM   #9
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Old 08-07-2011, 01:55 PM   #10
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