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<strong>R</strong> – Code used to request a “release” on a disbursement or to indicate a released status, as defined within CommonLine file specifications.
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<strong>Dear Colleague Letter (DCL)</strong> – A communication from the U.S. Department of Education that explains, clarifies, or provides guidance regarding federal regulations and statutes.

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<strong>Endorser</strong> – A signer of a promissory note who is secondarily liable for a loan obligation. A lender may require a PLUS applicant with adverse credit history to obtain a creditworthy endorser in order to receive the loan.

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beta stock (G1)<br />Five hundred or so stocks and shares which are the most actively traded on the STOCK EXCHANGE AUTOMATED QUOTATION system after alpha stocks.<br /><em>See also:</em> alpha stock; delta stock; gamma stock
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Standard International Trade Classification (F1)<br />A classification of commodities and manufactured goods almost universally employed to describe imports and exports. The ten principal sections are as follows: <br />0 food and live animals<br />1 beverages and tobacco<br />2 crude materials, inedible, except fuels<br />3 mineral fuels, lubricants and related materials<br />4 animal and vegetable oils, fats and waxes<br />5 chemical and related products not<br />elsewhere specified<br />6 manufactured goods, classified chiefly by material<br />7 machinery and transport equipment<br />8 miscellaneous manufactured articles<br />9 commodities and transactions not classified in the previous sections & These sections are further subdivided into two-digit sections and subsequently into three-, four- and five-digit sections. <br />
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labour process theory (JO)<br />Marxist theory which shows the changing forms of the submission of labour to capital by analysing social relationships between workers and capitalists to indicate how suRPLUS VALUE is created and values are transformed into prices.
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<strong>AFDC</strong> – Aid to Families with Dependent Children, a public assistance program.
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economic paradigm (B4)<br />A major principle central to a school of economics as it provides a fundamental analytical tool of economic theorizing. MARGINAL!SM and NEOCLASSICAL ECONOMICS, for example, have been able to demonstrate the powerful applications of the marginal concept backed up by calculus. In periods when there has been great dissatisfaction with the state of economics, a cry for a new paradigm has often heard: in the 1930s the concepts of KEYNES in his

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poverty in terms of a lack of income, not of food supply.

disequilibrium economics (DO, EO)<br />The analysis of non-clearing markets or national economies with less than FULL EMPLOYMENT. In macroeconomics, the DYNAMIC MULTIPLIER shows how disequilibrium occurs in the economy as a whole; in the MULTIPLIER ACCELERATOR MODEL changes in the national income are studied. KEYNESIAN ECONOMICS is believed to be essentially a theory of disequilibrium rather than a theory of GENERAL EQUILIBRIUM as NEO-KEYNES!ANS would assert.<br /><em>Reference</em><br />Barro, R.l, Howitt, P.W and Grossman, H.L (1979) 'Macroeconomics: an appraisal of the non-market clearing paradigm', American Economic Review 69: 54-69.<br /> Hey, J.D. (1981) Economics in Disequilibrium, Oxford: Basil BlackwelL Muellbauer, J. and Partes, R. (1979)
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<strong>FFEL Program</strong> – The Federal Family Education Loan Program loans that were authorized by Title IV, Part B, of the Higher Education Act of 1965, as amended. FFEL Program loans are funded by private lenders and are guaranteed by state agencies or other non-profit organizations. FFEL Program loans include Federal Stafford (subsidized and unsubsidized), Federal PLUS (for parents or for graduate/professional students), and Federal Consolidation Loans.

macroeconomic demand schedule (EO) The schedule showing different combinations of the price level and real income to
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announcement burden of a tax (H2)<br /> The loss of PRODUCER'S and CONSUMER'S SURPLUSES as a consequence of a tax change. The announcement has the effect of adjusting taxpayers' behaviour, e.g. in supplying labour.<br /> <br /><em>Reference</em><br />Pigou,A.C. (1928)A Study in Public Finance, Part 11, ch. 5, London: Macmillan.
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<strong>NPRM</strong> – Notice of Proposed Rulemaking, an announcement in the Federal Register of proposed regulations with explanation and a specified period during which public comment is invited.
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<strong>MIME</strong> – Multi-purpose Internet Mail Extensions, a standard messaging protocol used to exchange text in languages with different character sets and multi-media email among many different computer systems that use internet mail.
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