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Old 08-04-2011, 11:44 AM   #351
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<strong>Financial Aid Director (FAD)</strong> – A staff member at an eligible school who heads the financial aid office.

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Old 08-04-2011, 12:13 PM   #352
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<strong>Accrued interest</strong> – Each day interest is calculated on the unpaid principal balance of a loan and increases (accrues). Interest accrues on a subsidized Stafford Loan after the grace period is completed and the borrower enters repayment. For unsubsidized Stafford, parent PLUS, and Grad PLUS Loans, on the other hand, interest begins to accrue after the first disbursement of the loan.
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social ownership (L3)<br />A form of public ownership similar to NATIONALIZATION. It is different from the type of UK nationaliza tion introduced in the 1940s in that members of the public hold non-voting shares and there is a greater degree of WORKERS' PARTICIPATION in management.<br /><em>See also:</em> co-operative; industrial democracy
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exchange rate regime (F3)<br />The system chosen by national governments for the mutual determination of their exchange rates. The main choice is concerned with the extent to which there are fixed parities between different currencies, e.g. under the BRETTON wooos system and under the EUROPEAN MONETARY SYSTEM or FLOAT!NG EXCHANGE RATES.
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repurchase agreement (E5)<br />A finance method used by the BANK oF ENGLAND and the FEDERAL RESERVE BANKS of the USA to give banks and other financial institutions extra liquidity by buying government securities for a short period, usually a day, the borrower agreeing to repurchase at a stated price. It is very popular with financial institutions as a means of maintaining their inventories of securities at a low cost.
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Old 08-04-2011, 12:40 PM   #353
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policy credibility (E6)<br />A characteristic of a policy conducted by rational agents who have used the correct economic model and all available information when forming their expectations.<br /><em>See also:</em> new classical economics policy harmonization (E6, H2)<br />1 The alignment of the economic policies of one country with those of another. This form of economic integration can remove barriers to the movement of goods and services and factors of production. In the EUROPEAN COMM UNITY, there have been many attempts to do this, especially between countries belonging to the EUROPEAN MONETARY SYSTEM.<br /> 2 Taxation treaties between countries which establish the rules for the taxation of incomes of individuals who receive incomes from countries of which they are not residents.

<strong>CSR</strong> – Code of State Regulations. The regulations from the state of Missouri related to the Missouri Department of Higher Education and its administrative functions and authority are codified in Title 6, Division 10, Chapter 2. This is abbreviated as “6 CSR 10-2.” The Missouri CSRs may be retrieved from the secretary of state website at http://www.sos.mo.gov/adrules/csr/current/6csr/6csr.asp.
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Old 08-04-2011, 01:07 PM   #354
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<strong>OAKFAP</strong> – The Ozark area group of financial aid professionals, normally meeting in Springfield.

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of taxation matches the amount of PUBLIC Gooos received by each taxpayer. The principle was first enunciated by Thomas Hobbes (1588-1679), Hugo Grotius (1583-1645) and John Locke (1632-1704). In essence taxpayers and a government exchange taxes for services. Since public goods are collectively provided and taxes are individually paid, a taxation system on this basis will always be criticized. For example, it would be difficult to allocate charges for the maintenance of external defence to individuals in proportion to their consumption. Until governments know more of the preferences of taxpayers it will be impossible to apply the principle exactly.

collaborative production (L2)<br />A form of workplace organization which decentralizes production. This reaction to TAYLORISM can take many forms, including TEAMWORK and QUALITY CIRCLES.

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Old 08-04-2011, 01:32 PM   #355
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<strong>Period of enrollment</strong> – As defined by federal regulation, the period for which a Stafford or PLUS loan is intended. The period of enrollment must coincide with a bona fide academic term established by the school for which the school' s charges are generally assessed. For instance, a semester, quarter, or entire academic year might be a student' s period of enrollment.

property and limited future increases of those assessments to 2 per cent per annum and rate increases to 1 per cent per annum.
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<strong>OPE ID</strong> – An 8-digit identification number, including a 6-digit number followed by a 2-digit branch code, assigned by the U.S. Department of Education' s Office of Postsecondary Education (OPE) division after approving an institution to participate in the federal student aid programs. Schools that don' t administer Title IV aid but want their students to qualify for in– school deferments are also assigned an OPE ID number.
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Old 08-04-2011, 01:59 PM   #356
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<strong>Bursar, or Business Office</strong> – The institutional office that is responsible for the billing and collection of school charges.

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<strong>LOA</strong> – Leave of Absence, an approved break in enrollment, not including a regularly scheduled semester break or spring break, that is requested by the student and approved by the school. The student' s request must be in writing and must include the reason for the leave. An LOA cannot exceed 180 days in any 12-month period.
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Old 08-04-2011, 02:24 PM   #357
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<strong>AL</strong> – Alternative loan, the CommonLine loan type code used to identify any non federal student loan, also referred to as “private loan.”
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<strong>MARIO</strong> – Missouri Advantage Repayment Incentive Option, a student loan forgiveness program for individuals working in Missouri' s life science companies. MARIO was created by a partnership between the MDHE, MOHELA, and the Missouri Department of Economic Development.
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Old 08-04-2011, 02:47 PM   #358
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accelerator principle (E2)<br />A major theory of investment which asserts that the amount of net investment in a given time period will be equal to a coefficient approximating to the amount of capital needed to produce another unit of output multiplied by the change in income. An early writer using this principle was Aftalion in Les Crises periodiques de surproduction (1913); later Lundberg, HARROD, SAMUELSON, HICKS and Goodwin included it in their investment equations. The basic principle, expressed in an equation where I is net investment in year t, a is the accelerator coefficient and L1Y is the annual change in income, has been modified to take into account different reaction times to a change in income and the existence of EXCESS CAPACITY.
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<strong>COA</strong> – Cost of Attendance, an estimate of a student' s total education-related expenses for an enrollment period. The COA generally includes tuition, fees, room, board, books, supplies, and personal expenses. May also be referred to as the “budget.”
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<strong>Verification</strong> – A school' s procedure for checking the accuracy of information reported by students on their FAFSAs.
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Old 08-04-2011, 03:14 PM   #359
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<strong>Holder</strong> – An eligible lender that owns a FFEL Program loan.

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rentier (D3)<br />A person whose income is entirely derived from the ownership of FINANCIAL CAPITAL or other property. KEYNES in his GENERAL THEORY forecast the disappearance of this class of persons through an abundance of capital reducing its return to zero.

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