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Aid and Trade Provisions (H5, 00)<br />UK governmental assistance to exporters to make their contractual terms more attractive. Some of the 'aid' goes to the richer developing countries instead of the poorest. This government financial help is paid as a subsidy to companies and not directly to its ultimate beneficiaries.

<strong>HTML</strong> – HyperText Markup Language, the authoring language used in the creation of websites and documents for the World Wide Web. Reports available within MODEL Direct may be exported in an HTML format, allowing the information to be viewable on the screen or printed from the web browser.

<strong>Scholarship</strong> – Financial assistance that is usually based on merit or ability and that does not have to be repaid.
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Sherman Act 1890 (L4)<br />The founding statute of the US federal ANTITRUST legislation. This Act prohibits 'all contracts, combinations and conspiracies in restraint of trade' (section 1) and monopolization in interstate and foreign trade (section 2). The Act was followed by further federal legislation and similar statutes for individual states.<br /><em>See also:</em> antitrust; Celler-Kefauver Antimerger Act; Clayton Act; Federal Trade Commission Act; Robinson-Patman Act <br /><em>Reference</em><br />Bork, R.H. (1978) The Antitrust Paradox, New York: Basic Books.

<strong>XML</strong> – EXtensible Markup Language. Common Record: CommonLine (CR:C) files are XML files.

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<strong>AGI</strong> – Adjusted Gross Income, an income figure on federal tax returns used to perform need analysis and verification.
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borrower's risk (G1)<br />The hazard of not knowing whether the expected returns to a project will materialize.

<strong>Anticipated disbursement date</strong> – The date loan funds are expected to be issued to the school or escrow agent. A school establishes the anticipated disbursement date(s) for a loan at the time of certification.
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specialization (D2, LO)<br />1 Subdivision Or DIVISION OF LABOUR.<br /> 2 A reduction in the number of economic activities of a country with a view to reducing costs and maximizing output. One of the major examples of specialization is in international t rade, first justified by the doctrine of absolute advantage and subsequently by CDMPARATIVE advantage. Advocates of specialization always point out the general increase of real incomes which results from factors of production being employed in their best uses.

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<strong>IPEDS</strong> – Integrated Postsecondary Education Data System, an annual report filed by postsecondary educational institutions to the U.S. Department of Education. IPEDS data is submitted to the National Center on Education Statistics (NCES).
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money market mutual fund (G2)<br />US UNIT TRUST consisting of money market secuntles. THRIFTS have provided this means of allowing small investors to participate in short-term money markets; corporations find the funds useful for liquid investments.
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<strong>Enrolled</strong> – The status of a student who has been admitted to an educational program or has completed an institution' s registration requirements.

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<strong>DE</strong> – U.S. Department of Education, which may also be referred to as ED, USDE, or simply the Department.

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<strong>State Fiscal Year (SFY)</strong> – A period from July 1 through June 30 of the following calendar year for the state of Missouri.

Accelerated Cost Recovery System (H2)<br /> US federal tax allowance introduced in 1981 and subsequently modified. Most capital goods were assumed to have a life of three, five or ten years; as many were more durable, this system was a means of cutting corporate taxation. An example of SUPPLY-SlOE ECONOMICS.

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double taxation of savings (H2)<br />Taxing both the income out of which savings are made and the income from the savings when they are invested. Many income tax systems have this feature.
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informal economy (PO)<br />Part of an economy consisting of unrecorded and often illegal economic activities. In developing economies the informal sector is the subsistence agricultural sector, in developed economies subcontracting activities such as tailoring. The dynamic of this sector, springing from the avoidance of governmental regulation, produces well-known consequences - long hours, a disregard for safety, do-it-yourself activities and barter. Also known as the unofficial economy.<br /><em>See also:</em> black economy; time budget survey <br /><em>Reference</em><br />Alessandrini, S. and Dallago, B. (eds) (1987) The Unofficial Economy: Consequences and Perspectives in Different Economic Systems, Aldershot: Gower.<br /> Thomas, JJ. (1989) Informal Economic Activity, Hemet Hempstead: Philip Allan; Cambridge, MA: MIT Press.

<strong>SAR</strong> – Student Aid Report, the paper output record provided to the student after completing the FAFSA. The SAR contains the student' s EFC and results of federal database matches. The electronic version of the record, which is sent to the school, is called the ISIR.

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<strong>Gallagher grant</strong> – Missouri' s Charles Gallagher Student Financial Assistance Program, administered by the MDHE until the 2006-07 academic year and replaced by Access Missouri August 28, 2007.

<strong>State Student Financial Aid Committee</strong> – A committee of Missouri financial aid administrators established in February of 2005 to make recommendations to improve and strengthen the Missouri student financial assistance programs. (Formerly known as “the state aid program task force.” )
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global monetarism (F3)<br />A proposed regime of fixed exchange rates with a collective MONETARY POLICY for participant countries. The aim of this form of MONETARISM is to stabilize the average price of traded goods.

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<strong>In-school status</strong> – Occurs when a Stafford Loan borrower is enrolled in school at least half time, the grace period has not yet been used, and the borrower has not yet entered repayment. If the borrower returns to school before the grace period is fully used, the borrower continues to qualify for in-school status. Also be referred to as the “interim status.”
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countervailing duty (F1)<br />A selective TARIFF on imports to counter government subsidies in the exporting nation. This is used to reduce some trade distortions.

& A perfect negative relationship has the value -1; a perfect positive relationship +1. Val ues in between these extremes will depend on how strong the relationship between x and y is.

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