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Eurobond market (Gl)<br />An international market, founded in the early 1960s, as a PRIMARY and SECONDARY MARKET in BEARER BONDS issued OUtside the country of that particular currency. The anonymity of this market has attracted investors who wish to remain discreet about their holdings. Previously able to avoid any regulation, it is now under the ASSOCIATION OF INTERNATIONAL BOND DEALERS in the UK. It has become a leading world securities market.

<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.

Bergson social welfare function (D6) The welfare of a community in a given time period expressed as a function of the amounts of consumer goods produced, the amounts of labour and non-labour factor inputs and the production unit for which the work is performed. BERGSON, in his approach, intended to challenge the view that a community's welfare is the sum of individuals' welfare.<br /> <br /><em>Reference</em><br />Bergson, A. (1938) 'A reformulation of certain aspects of welfare economics', Quarterly Journal of Economics 52: 310-34.
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<strong>Auxiliary Loans to Assist Students (ALAS)</strong> – This federal student loan program was available from 1981 to 1986; in 1986 it was re-named the Parent Loans for Undergraduate Students (PLUS) program.

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current operating profit (M2)<br />The current value of output sold over a period, less the current cost of related inputs.

<strong>E-sign</strong> – Process of electronically “signing” a FFEL Program loan application, FAFSA, or other student aid document by providing information in an electronic format such as within a web loan delivery product (e.g., the MDHE-ASA product, MODEL Direct).
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Mundeii-Fieming model (E1)<br />An open economy model extending the IS-LM model on which an FF curve is imposed to show that the economy is in equilibrium when there are equilibria in its money and goods markets and its imports equal its exports. The TERMS oF TRADE affect the positions of both the IS and FF curves.<br /><em>See also:</em> IS-LM curves <br /><em>Reference</em><br />Mundell, R.A. (1968) International Economics, New York: Macmillan.
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capital re-switching (D2)<br />A return to more CAPITAL-INTENSIVE methods of production because a technique has become more profitable through an increase in the marginal product of capital or a fall in the rate of interest.<br /><em>See also:</em> Cambridge controversies

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<strong>Mapping Your Future (MYF) Online Stafford Exit Counseling Leaflet</strong> – A guide to completing student loan exit counseling online through Mapping Your Future, This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml
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<strong>EFC</strong> – Expected Family Contribution, the amount the student or student' s family is expected to pay toward the student' s cost of attendance as a result of the Federal Need Analysis Methodology.
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ñìîòòðåòü ïîðíî îíëàéí áåñïëàòíî ïîðíî
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ñìîòåòü ïîðíî îíëàéí áåñïëàòíî áåç ñìñ
ïîðíî âèäåî áðàòà è ìàòåðè ñåêñ ðîëèê
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7345 ïîðíî â õîðîøåì êà÷åñòâå êóíèëèíãóñ
7189 ïîðíî âèäåî îíëàéí ñî ñòàðûìè
3823 ñêà÷àòü áåñïëàòíóþ ïîðíóøêó
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1919 ãåé ïîðíî õóé
3935 ïîðíî ãåè âèäåî ãðóïïîâóõà
423 ïîðíóõà îíëàéí
6174 ñòóäåíòû ïîðíî õõõ
8071 ïîðíî ôîòî ÿïî
9004 ãëóáîêàÿ ãëîòêà ñìîòðåòü ïîðíî îíëàéí

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Society for Worldwide Interbank Financial Telecommunications (G2)<br />A private network established in 1973 in Brussels and operational from 1977 by European banks for the transfer of funds; by 1988 this financial information service had been extended to Asia, Australia and Latin America.
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competition policy (L4)<br />The set of statutory measures of a country, or of the EUROPEAN COMMUNITY, which attempt to control dominant monopolies, RESTRICTfVE PRACTICES and ANTI-COMPETITfVE PRACTICES, to monitor mergers and to protect consumers.<br /> In the UK, this policy was gradually developed from 1948. The Monopolies and Restrictive Practices (Inquiry and Control) Act 1948 permitted the Board of Trade to refer to the newly constituted Monopolies and Restrictive Practices Commission 'monopoly situations' where one-third of the supply of goods was supplied by one firm, or two or more interconnected firms, in order to ascertain whether that situation was against the 'public interest', which was regarded as the promotion of efficiency, the suitable pricing of goods for domestic and foreign markets and technical progress. The commission's report on 'Collective discrimination' recommended the separate and judicial investigation of restrictive practices. The Restrictive Trade Practices Act 1956 set up a register of permitted restrictive agreements and a Restrictive Practices Court to ascertain whether it was right to regard an agreement as against the public interest. The legislation was also extended in 1964 by the Resale Prices Act to cover individual enforcement of RESALE PRICE MAINTENANCE. References to the renamed Monopolies and Mergers Commission were possible under the Monopolies and Mergers Act 1965 where a monopoly situation was strengthened or the value of assets taken over was in excess of ?5 million. The investigation of firms supplying services was another concern of the 1965 Act. Further legislation on restrictive practices in the 1968 Restrictive Trade Practices Act brought INFORMATION AGREEMENTS within the ambit of the Restrictive Practices Court. The Fair Trading Act 1973 set up the office of Director-General of Fair Trading with wide powers to investigate and refer to the Monopolies and Mergers Commission. The monopoly situations which could be investigated included those with only a quarter of the market, not only nationally, but also in
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<strong>Default Fee subsidy</strong> – Term used to refer to a Default Fee that is paid by a third party on behalf of the borrower.
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financial leverage ratio (G2, G3)<br />Total debt as a proportion of total assets; also known as gearing. This is an indication

chaebol (LO, M1)<br />Korean group of giant companies controlled by a family-owned holding company.<br /> See also: zaibatsu

<strong>Reaffirmation</strong> – A borrower' s acknowledgment of a loan repayment obligation, including all principal, interest, and other costs, in a legally binding manner.

Japanese auction (DO)<br />An ENGLISH AUCf iON that does not accept any new bidders after the bidding starts. The bidders must indicate whether they want to continue to bid, or drop out.

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<strong>MIME</strong> – Multi-purpose Internet Mail Extensions, a standard messaging protocol used to exchange text in languages with different character sets and multi-media email among many different computer systems that use internet mail.

<strong>Consolidation</strong> – The combining of existing federal student loans into one new loan with an interest rate equal to the weighted average of the loans being consolidated. Consolidation can result in lower monthly payments but higher total debt.
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agribusiness (Q1)<br />A large organization which processes or distributes agricultural products. It benefits from ECONOMIES OF SCALE and is managed as an industrial firm, separating personnel, marketing, finance and production functions.<br /> <br /><em>Reference</em><br />Davis, J.H. and Goldberg, R.A. (1957) A Concept of Agribusiness, Cambridge, MA: Harvard University Press; London: Barley & Swinfen.
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<strong>CL unique ID</strong> – Abbreviation for “CommonLine unique identifier,” a sequence of numbers and letters (17 characters) typically assigned by the guarantor at the time of guarantee. Components of the unique identifier include the 6-digit school OPE ID (positions 1-6), a 4-digit school branch code (positions 7-10), a 1-digit system ID (position 11), and an incremental code (positions 12-17).

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yellow stripe price (G1)<br />A stock market price shown on a screen of the STOCK EXCHANGE AUTOMATED QUOTATION SYSTEM which refers to large BARGAINS of a particular stock.

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