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Oinks (Jl)<br />Double income, no kids: US professional couple with a high joint income and no dependants.
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<strong>Base year</strong> – For need analysis purposes, the calendar year preceeding the award year.
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eligible liability (E5, G2)<br />Sterling deposit liabilities (excluding deposits with an original maturity of over two years) + sterling resources obtained by switching foreign currencies into sterling. From 1971 to 1981 in the UK, commercial banks had to maintain 12\lo per cent of their eligible liabilities in the form of reserve assets.
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<strong>Disbursement date</strong> – The date loan funds are issued to the school or escrow agent. For a paper check, the disbursement date is the date the check is issued. For an electronic funds transfer via ACH or wire, the disbursement date is the date the funds are transferred from the lender to the school or escrow agent. (Note: under limited circumstances, a lender may also issue funds directly to the borrower.)

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