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<strong>Cure</strong> – Reinstatement of a loan' s guarantee upon completion of a prescribed series of loan collection activities. Also defined as the process by which the loan' s guarantee is reinstated.
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risk (DO)<br />The chance of an event occurring in accordance with a known probability. Actuarial calculations based on past experience make it possible to insure against the occurrence of such event. A person who is risk averse would require very favourable odds to make a bet; a RISK LOVER would take a gamble even when the odds are unfavourable; a risk-neutral person will be concerned not about the likelihood of particular bets being successful but on average with making a profit.<br /><em>Reference</em><br />Bernstein, P. (1996) Against the gods: the remarkable story of risk, New York, Chichester and Toronto: Wiley.<br /> Dembo, R.S. and Freeman, A. (1998)<br />Seeing tomorrow: rewriting the rules of risk, New York, Chichester and Toronto: Wiley.
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<strong>Budget</strong> – Synonymous with Cost of Attendance (COA). In financial aid terms, a budget is an estimate of a student' s total education-related expenses for an enrollment period. The budget generally includes tuition, fees, room, board, books, supplies, and personal expenses. For the Charles Gallagher program, the standard budget for each institution consists of the institution' s prior year tuition and fees, room and board, and book costs reported through IPEDS, as well as standard budget figures determined by the MDHE using the Consumer Price Index (CPI). For the College Guarantee program, the budget is the lesser of the institution' s Gallagher budget or the average cost of attendance at the University of Missouri-Columbia.
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