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barter economy (PO)<br />One of the earliest forms of an economy in which goods are directly changed for other goods without using money as a medium of exchange. Prices are expressed in relative terms, e.g. X amount of A = Y amount of B. Transactions can be expensive as high search costs can be incurred in the pursuit of trading partners. However, to avoid taxation and create employment, in some areas of, for example, Canada and the UK, the exchange of services has replaced the usual market.
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<strong>MLN</strong> – Missouri Learners' Network, an organization that shares information, promotes educational opportunities provided by Missouri schools, and refers students to participating institutions for educational programs, courses, and learner services.
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functional income distribution (D3)<br />The distribution of the NATIONAL INCOME between the factors of production, usually land, labour and capital. Statistics on this indicate, for example, the proportion of the national income going to wages and salaries.<br /><em>See also:</em> labour's share of national income
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<strong>Meteor</strong> – Financial aid database providing information on students and their aid awards for FFEL Program loans, Pell Grants, state scholarships and grants, and other sources of aid. Also referred to as Meteor Network or Meteor Project.
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<strong>CSR</strong> – Code of State Regulations. The regulations from the state of Missouri related to the Missouri Department of Higher Education and its administrative functions and authority are codified in Title 6, Division 10, Chapter 2. This is abbreviated as “6 CSR 10-2.” The Missouri CSRs may be retrieved from the secretary of state website at http://www.sos.mo.gov/adrules/csr/current/6csr/6csr.asp.
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<strong>Code of State Regulations (CSR)</strong> – The regulations from the state of Missouri related to the Missouri Department of Higher Education and its administrative functions and authority are codified in Title 6, Division 10, Chapter 2. This is abbreviated as “6 CSR 10-2.” The Missouri CSRs may be retrieved from the secretary of state website at http://www.sos.mo.gov/adrules/csr/current/6csr/6csr.asp.

<strong>Private loan</strong> – A non federal student loan, also referred to as “alternative loan.” Private loans are offered to students and/or parents by many, many lenders, secondary markets, and other private entities.

<strong>ICM</strong> – Integrated Common Manual, a policy and procedure manual for FFELP participants. The manual and related tools may be found at www.commonmanual.org.

<strong>Assignment</strong> – Language placed on or attached to the promissory note indicating a change or transfer of loan ownership (e.g., when a loan is sold by a lender to a secondary market).

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recognition lag (E6)<br />The length of time elapsing before an economic decision-maker is aware of a change in economic circumstances. This can occur because economic statistics take time to collect and are published less frequently than a decision-maker needs.<br /><em>See also:</em> implementation lag
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no-load fund (G1)<br />A MUTUAL FUND not charging sales commisswn.<br /><em>See also:</em> load fund
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<strong>DHS</strong> – Department of Homeland Security. On March 1, 2003, the DHS absorbed the former federal agency, Immigration and Naturalization Service (INS). At that time, the INS was renamed the U.S. Citizenship and Immigration Services (USCIS).
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collateralized mortgage obligation (G1) A bond based on a portfolio of mortgages with interest and capital repayments paid by the original mortgagors.
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sliding scale (F1, J3)<br />A variable schedule of wages, payments or tariffs.
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<strong>Missouri College Guarantee Program</strong> – A scholarship program based on financial need as well as high school and college academic achievement and administered by the MDHE through the 2006-07 academic year. This program was replaced by Access Missouri August 28, 2007.
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Fogel, Robert William, 1926- (B3) Educated at Columbia and Johns Hopkins Universities, he taught at Rochester, Chicago and Harvard Universities before being appointed Charles R. Wargreen Professor of American Institutions at Chicago in Quantity 1981. His renowned works on economic
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job separation (J6)<br />A voluntary or involuntary termination of a person's employment.

<strong>Header</strong> – A term that comes at the beginning of the school' s scheduled academic year (SAY).

income-consumption curve (DO)<br />A graphical representation of the relationship between changing amounts of consumption of alternative goods as real income changes, using INDIFFERENCE CURVES and BUDGET LINEs. The parallel budget lines show real income increases as one moves away from the origin. The income-consumption curve joins together the points of tangency between indifference curves l1, lz, 13 and 14 and budget lines representing different income levels. The curve can be used to demonstrate which of two goods is the INFERIOR GOOD.<br /> <br /><em>See also:</em> Engel's law; price-consumption curve
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<strong>Change Transaction Send File (CTSF)</strong> – The CommonLine file type used to send change transactions to guarantors, lenders, and/or servicers so that FFEL Program loans may be updated. CTSFs are divided into pre-disbursement transactions (@1-09) and post-disbursement change transactions (@1-10).

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Group of Seventy-seven (F1)<br />The group of LESS DEVELOPED COUNTRIES at the United Nations: all of these countries attended the first meeting of the UNITED NATIONS CONFERENCE ON TRADE AND DEVELOPMENT in 1964.
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