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<strong>MAPCS</strong>  Missouri Association of Private Career Schools.        
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<strong>COA</strong>  Cost of Attendance, an estimate of a student' s total education-related expenses for an enrollment period. The COA generally includes tuition, fees, room, board, books, supplies, and personal expenses. May also be referred to as the budget.        
        
market risk (DO)<br />The possible losses caused by a volatile market subject to frequent price changes. Also known as 'price risk'.        
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<strong>Recertification</strong>  A process occurring every three years through which institutional eligibility for participation in the MDHE' s state student financial assistance programs is reviewed. Institutions must complete a recertification application to maintain eligibility.       
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