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<strong>Academic Year (AY)</strong> – For the purposes of federal student aid, a period that begins on the first day of classes and ends on the last day of classes or examinations and that consists of at least 30 weeks of instructional time. The standard federal and state definition of an academic year is July 1 through June 30. (Note: the acronym “AY” may also refer to the Award Year.)
eftpos (G2)<br />Electronic funds transfer at point of sale, i.e. automatic debiting of customers' bank or credit card accounts. This is the major method of introducing the cashless society but unlikely to replace the present variety of payment methods.<br /><em>See also:</em> debit card
ment monopoly on the issue of paper currency is a cheaper form of government borrowing than the issue of interest-bearing bills. Circulating Annuities (1800) also suggested a new type of paper currency, and in True Alarm (1801) he contributed to the raging BULLIONIST CONTROVERSY of the period by tracing the effects of excessive country bank issues on prices, as well as enunciating a theory of value based on utility. Of the Balance of Trade (1801) attacked MERCANTILISM, Defence of a Maximum (1801) advocated price controls for grain and Institute of Political Economy (1801-4) set out his views on the role and limits of government policy, as well as discussing whether political economy is an art or a science.<br /><em>Reference</em><br />Dinwoody, J. (1989) Bentham, Oxford: Oxford University Press.<br /> Stark, W (1955)Jeremy Bentham's Economic Writings, London: Allen & Unwin.
<strong>ALAS</strong> – Auxiliary Loans to Assist Students. This federal student loan program was available from 1981 to 1986; in 1986 it was re-named the Parent Loans for Undergraduate Students (PLUS) program.
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