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<strong>NDSL</strong> – National Direct Student Loan, renamed the Federal Perkins Loan Program in 1992. (Note: this is NOT the same program as the William D. Ford Direct Loan Program, or FDLP.)
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primary labour market (J4)<br />That part of a national labour market consisting of large firms whose workers have good pay, job security and training.<br /><em>See also:</em> dual labour market; internal labour market; secondary labour market
credit crunch (E5)<br />A shortage of bank loans and other forms of credit which brings about the curtailment of a business's activities or even its collapse. Credit can be limited by its price, by the type of borrower or by the state of the lender's balance sheet relative to the criteria used by a regulatory body (this often happened in the USA under REGULATION Q). The crunch comes under regulation because the lenders cannot use their own funds.<br /><em>Reference</em><br />Wojnilower, A.M. (1980) 'The central role of credit crunches as recent financial history', Brookings Papers on Economic Activity 2: 277-326.
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