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General Agreement on Tariffs and Trade (F1)<br />A multilateral trade agreement signed in 1947. It covers all major trading countries with the exceptions of the Soviet republics and China. It was originally intended to be part of the International Trade Organization, a body intended to police international transactions, and, together with the INTERNATIONAL MONETARY FUND and the woRLD BANK, constituted a new international economic system. As the INTERNATIONAL TRADE ORGANIZATION was never established, the General Agreement on Tariffs and Trade remains as a treaty. Under Article 1, each contracting party to the agreement pledged to offer most favoured nation treatment to the others; Article 3 challenged trade discrimination by requiring contracting parties to charge only domestic taxation on imports from treaty partners; Articles 11 to 15 stated that quantitative restrictions on imports were permitted, after consultation, for balance of payments reasons. Trade has gradually been liberalized in a number of rounds of negotiations.<br /> Most disputes between members have been solved, with the exception of the problem of the subsidization of agricultural products. But it can be argued that the continued existence of voLUNTARY EXPORT RESTRAINTS and deals such as market sharing have retained PROTECTION in a modem guise.<br /><em>See also:</em> Dillon Round; Kennedy Round; Tokyo Round; Uruguay Round; World Trade Organization<br /><em>Reference</em><br />Hoekman, B.M. and Kostecki, M.M. (1995) The political economy of the world trading system: from GATT to WTO, Oxford and New York: Oxford University Press.<br /> Oxley, A. (1990) The Challenge of Free Trade, Hemet Hempstead: Harvester Wheatsheaf
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<strong>Economic hardship</strong> – A period during which the borrower is working full time but is earning an amount that does not exceed the greater of the minimum wage or the poverty line for a family of two. Economic hardship also exists if a borrower' s monthly payments on federal student loans are equal to or greater than 20 percent of his/her monthly income.
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