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<strong>Reallocation</strong> – A change transaction performed when a student' s eligibility changes, requiring an increase (or decrease) in the subsidized portion of a Stafford Loan and a corresponding decrease (or increase) in the unsubsidized portion. Within CommonLine file specifications, reallocations are requested by submitting the CTSF @1-13 and @1-14 transactions.

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collusion (L2)<br />Joint action, usually by ouGoPousTs, to control prices and market shares. It is illegal in most capitalist countries, e.g. in the USA under ANTITRUST legislation. As Adam SMITH, the apostle of competition, observed in his Wealth of Nations (Book 1, ch. X, Part II), 'People of the same trade seldom meet together, even for merriment and diversion, but the conversation ends in a conspiracy against the public, or in some contrivance to raise prices.'

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<strong>Wire</strong> – A realtime method of transferring funds electronically.

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