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<strong>Default Fee</strong> – A loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non– federal sources (such as a lender or servicer). Also referred to as DFee and/or FDF.

agency shop (J5)<br />A voluntary UNION SHOP, extensively present in the US public sector, in which employees pay the equivalent of union dues in return for that union acting as a bargaining agent. It is used to evade the ban on CLOSED SHOPS in RIGHT-TO-WORK STATES.

<strong>FT</strong> – Full Time, an enrollment status indicating the student is carrying a full academic workload as determined by the school.
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