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<strong>PIN</strong> – Personal Identification Number.
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elasticity of supply (DO)<br />The responsiveness of the quantity supplied to a change in the price of that factor, good or service.
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Agricultural Adjustment Act 1933 (Q1)<br /> The basis of US federal support to farmers which has provided price support to maintain farm incomes. It created the COMMODITY CREDIT CORPORATION to execute its policy.

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rescheduling of debt (F3)<br />The conversion of short-term debt into long-term debt negotiated by countries or companies finding it difficult to repay debt when payment is due. Countries reschedule their debt by applying to the Paris Club.<br /><em>See also:</em> Group of Ten; world debt problem
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market socialism (L2, P4)<br />1 A planned economy which attempts to improve allocation by using markets. This type of ECONOMY experienced many economic problems; for example, the most famous case, the former Yugoslavia, experienced high inflation, low economic growth and rising unemployment.<br /> 2 Various forms of workers' control and self-management.<br /><em>See also:</em> industrial democracy; workers' participation <br /><em>Reference</em><br />Devine, P.J. (1988)Democracy,and Economic Planning, Cambridge: Polity Press.<br /> Prout, C. (1985) Market Socialism in Yugoslavia, Oxford: Clarendon Press.
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<strong>SAR</strong> – Student Aid Report, the paper output record provided to the student after completing the FAFSA. The SAR contains the student' s EFC and results of federal database matches. The electronic version of the record, which is sent to the school, is called the ISIR.

misintermediation (GO)<br />Mismatching the maturities of assets and liabilities by banks and other financial intermediaries who borrow short and lend long. The consequences of this are financial instability and the possibility of increased fluctuations in an economy.<br /><em>See also:</em> disintermediation; intermediation; maturity mismatch; term structure of interest rates <br /><em>Reference</em><br />McCulloch, J.H. (1981) 'Misintermediation and macroeconomic fluctuations', Journal of Monetary Economics 8(July): 103-15.

<strong>Subscription reports</strong> – Standard production reports available from the MDHE and within MODEL Direct. Subscription reports may be received daily, weekly, or monthly. To subscribe to one of these reports or to change the frequency, select the Manage Subscriptions option within MODEL Direct' s Manage Reports menu.
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measure of economic welfare (D6)<br />GROSS NATIONAL PRODUCT adjusted by the subtraction of 'bads' (which include pollution and services such as law and order) and the addition of 'goods' (which include household activities such as do-it-yourself (DIY) work) which are not conventionally measured in NATIONAL INCOME accounting. Nordhaus and TOBIN introduced the term.

<strong>CBO</strong> – Congressional Budget Office.

is then expanded to take into account mergers and acquisitions. It is essentially an optimistic account that regards large DISECON OMIES OF SCALE as unlikely.<br /><em>See also:</em> managerial models of the firm <br /><em>Reference</em><br />Marris, R. (1964) The Economic Theory of Managerial Capitalism, London: Macmillan.<br /> Penrose, E.T. (1959) The Theory of the Growth of the Firm, Oxford: Basil Blackwell.

Rawlsian justice (D3)<br />1 A revival of social contract theory with general application to basic social and political institutions.<br /> 2 Anti-meritocratic EGALITARIANISM.<br /> 3 A non-utilitarian approach to justice.
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<strong>Fixed rate</strong> – An interest rate that is fixed at the time the loan is obtained (as opposed to a variable rate, which may change at specific times or based on specific indicators). As of July 1, 2006, interest rates on FFEL Program loans are fixed, replacing the variable rate loans that existed prior to that date.
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<strong>Accrued interest</strong> – Each day interest is calculated on the unpaid principal balance of a loan and increases (accrues). Interest accrues on a subsidized Stafford Loan after the grace period is completed and the borrower enters repayment. For unsubsidized Stafford, parent PLUS, and Grad PLUS Loans, on the other hand, interest begins to accrue after the first disbursement of the loan.
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the UK from 1925 to 1932) and in effect in the 1960s.<br /><em>See also:</em> dollar standard; gold bullion standard

Bailey, Samuel, 1791-1870 (B3)<br />A major opponent of the Ricardian theory of value, mainly known for his A Critical Dissertation on the Nature, Measures and Causes of Value: Chiefly in Reference to the Writings of Mr Ricardo and his Followers (1825) in which he equated value with 'esteem' and emphasized its essentially relative nature. In his attack on intrinsic and labour theories of value, he stressed the importance of the forces of supply and demand as determinants of relative value. His entire career was spent on the Sheffield Town Trust (a quasi-governmental agency), although he stood for election to parliament in 1832 and 1835.<br /> <br /><em>Reference</em><br />Bailey, S. (1825, reprinted 1931) Critical Dissertation on the Nature, Measures, and Causes of Value: Chiefly in Reference to the Writings of Mr Ricardo and his Followers, London: Series of Scarce Tracts in Economic and Political Science, No. 7.<br /> Rauner, R.M. (1961) Samuel Bailey and the Classical Theory of Value, London: G. BelL Seligman, E.R.A. (1905) 'On some neglected British economists', Economic Journal13: 335-63, 511-35.
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<strong>OFee</strong> – Origination Fee, a fee charged to offset the federal government' s cost of interest subsidies (for subsidized Federal Stafford Loans) and reinsurance payments for loans that either default or are eligible for forgiveness or discharge. This fee, if charged to the borrower, may be subtracted from the borrower' s loan proceeds at the time of disbursement.
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