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Old 08-01-2011, 08:34 PM   #1
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<strong>DL</strong> – Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program. Direct lending is codified in federal regulations within 34 CFR 685.

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<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.
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<strong>Overaward</strong> – Any amount of a student' s total financial assistance package (excluding Pell Grants) that exceeds the student' s financial need. May also be referred to as an overpayment.

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Old 08-02-2011, 12:39 AM   #2
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<strong>Rehabilitation</strong> – A process by which a borrower with a defaulted FFEL Program loan may regain eligibility for Title IV aid by adhering to strict repayment requirements.

<strong>MARIO</strong> – Missouri Advantage Repayment Incentive Option, a student loan forgiveness program for individuals working in Missouri' s life science companies. MARIO was created by a partnership between the MDHE, MOHELA, and the Missouri Department of Economic Development.
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<strong>ASA</strong> – American Student Assistance, the MDHE' s servicer for FFEL Program loans.

<strong>A+ Schools Program</strong> – A program administered by the Missouri Department of Elementary and Secondary Education (DESE) which provides paid tuition and fees as well as other financial incentives for students who fulfill needed requirements, graduate from a designated A+ high school and who attend a Missouri community college or vocational-technical school. More information is available at: http://www.dese.mo.gov/divimprove/aplus/index.html.
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Old 08-03-2011, 11:50 PM   #3
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Old 08-02-2011, 01:01 AM   #4
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<strong>DHE</strong> – Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the MDHE. The agency' s website may be found at www.dhe.mo.gov.
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<strong>Interest rate</strong> – The maximum rate of interest that is charged on student loans is defined within federal statutes. In the FFEL Program, lenders often reduce the interest rate from the statutory maximum during the in-school or repayment periods for borrowers who pay on time or who meet specified eligibility requirements.
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Old 08-02-2011, 10:03 PM   #5
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<strong>Grace period</strong> – The period that begins the day after a Stafford Loan borrower ceases to be enrolled at least half time and ends the day before the repayment period begins. During the grace period, the borrower is not required to make payments on the principal of the loan.
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<strong>AWG</strong> – Administrative Wage Garnishment; federal student loan holders may withhold a portion of a borrower' s wages after a loan is in default.

<strong>FP</strong> – Type of Dear Colleague Letter addressed to FFEL Program participants.
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Old 08-02-2011, 11:13 PM   #6
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<strong>CDA</strong> – Central Disbursing Agent, a lender, servicer, guarantor, or other entity that combines disbursement funds and data from multiple origination sources and issues a single EFT transfer and disbursement roster to the school.

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<strong>CBO</strong> – Congressional Budget Office.

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Old 08-03-2011, 01:34 AM   #7
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convergence criteria (F3)<br />The five macroeconomic rules set out in the Treaty of Maastricht for member countries of the European Union to enter the single currency, the euro: the public deficit to be no more than 3 per cent of GDP; average inflation rate over 1997 not to exceed 1.5 per cent of the three bestperforming member states; gross government debt to be less than 60 per cent of GDP; the national currency to fluctuate within the margins set by the Exchange Rate Mechanism for at least two years, avoiding devaluation and severe tensions; long-term interest rates to be no more than 2 per cent of the three member countries with the greatest price stability.

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diversification discount (M2)<br />The discount arising from a firm having several divisions each with the authority to make investments. The discount occurs owing to the lack of co-operation between divisions.
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Old 08-03-2011, 04:19 AM   #8
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<strong>Cost of Attendance (COA)</strong> – An estimate of a student' s total education-related expenses for an enrollment period.
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general union (J5)<br />A TRADE (LABOR) UNION which organizes workers from different occupations and industries, e.g. the Teamsters (USA), the Transport and General Workers' Union (UK). General unions are often so large as to dominate a national trade union movement.<br /><em>See also:</em> craft union; industrial union

<strong>Missouri College Guarantee PLUS Program</strong> – A scholarship program based on financial need, academic achievement, and participation in the federal TRIO Programs. This scholarship program was administered by the MDHE through the 2006-07 academic year and was replaced by Access Missouri August 28, 2007.

New Earnings Survey (J3)<br />An annual survey of UK earnings published by the Department of Employment in 1968 and every year from 1970. It provides detailed statistics on the occupational, industrial and regional distributions of employment incomes.

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Old 08-03-2011, 05:51 AM   #9
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<strong>FAA</strong> – Financial Aid Administrator, a staff member at an eligible school who administers financial aid programs.
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Old 08-03-2011, 09:40 AM   #10
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<strong>NOG</strong> – Notice of Loan Guarantee and Disclosure Statement, which is sent to lenders upon the guarantee of a loan by the MDHE. The lender then sends a copy of the NOG to the borrower.

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special employment measures (J2)<br />A variety of UK schemes to reduce unemployment of particular types. The Job Release Scheme aims to cut labour supply; the Community Programme and Enterprise Allowance aim to create jobs, especially for the long-term unemployed; and the Youth Training Scheme and Young Workers Scheme aim to cut youth unemployment.

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