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Old 08-04-2011, 08:45 PM   #1
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Old 08-05-2011, 05:20 AM   #2
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Old 08-05-2011, 11:59 PM   #3
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<strong>NCES</strong> – National Center for Education Statistics. The NCES is a division of the U.S. Department of Education and the Institute of Education Sciences and is the primary federal entity for collecting and analyzing data related to education. The NCES collects IPEDS data from schools.

<strong>Interest rate</strong> – The maximum rate of interest that is charged on student loans is defined within federal statutes. In the FFEL Program, lenders often reduce the interest rate from the statutory maximum during the in-school or repayment periods for borrowers who pay on time or who meet specified eligibility requirements.

<strong>Satisfactory Academic Progress (SAP)</strong> – To remain eligible for most types of financial aid, the student must maintain satisfactory academic progress as defined by the school.

land (D2, Q3)<br />1 The fixed FACTOR OF PRODUCTION described by RICARDO as 'the original and indestructible powers of soil'.<br /> 2 All natural resources.<br /> 3 A source of VALUE. PETTY and CANTlLLON both regarded it as the basis, with labour, of value, the latter asserting a par between land and labour as a particular quantity of land is necessary to provide subsistence to a worker, e.g. 1 worker = X acres. In practice it is difficult conceptually to separate land from other factors of production: its return is merged with that of the return to the capital expended upon it and other factors of production can be as fixed in supply for long periods of time.<br /><em>See also:</em> differential theory of rent; economic rent; rent <br /><em>Reference</em><br />Barlowe, R. (1978) Land Resource Economics and the Economics of Real Estate, Englewood Cliffs, NJ: Prentice Hall.

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Old 08-06-2011, 02:12 AM   #4
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<strong>Code of State Regulations (CSR)</strong> – The regulations from the state of Missouri related to the Missouri Department of Higher Education and its administrative functions and authority are codified in Title 6, Division 10, Chapter 2. This is abbreviated as “6 CSR 10-2.” The Missouri CSRs may be retrieved from the secretary of state website at http://www.sos.mo.gov/adrules/csr/current/6csr/6csr.asp.

<strong>Private loan</strong> – A non federal student loan, also referred to as “alternative loan.” Private loans are offered to students and/or parents by many, many lenders, secondary markets, and other private entities.

<strong>ICM</strong> – Integrated Common Manual, a policy and procedure manual for FFELP participants. The manual and related tools may be found at www.commonmanual.org.

<strong>Assignment</strong> – Language placed on or attached to the promissory note indicating a change or transfer of loan ownership (e.g., when a loan is sold by a lender to a secondary market).

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Old 08-07-2011, 07:36 PM   #5
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Old 08-06-2011, 03:59 AM   #6
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job separation (J6)<br />A voluntary or involuntary termination of a person's employment.

<strong>Header</strong> – A term that comes at the beginning of the school' s scheduled academic year (SAY).

income-consumption curve (DO)<br />A graphical representation of the relationship between changing amounts of consumption of alternative goods as real income changes, using INDIFFERENCE CURVES and BUDGET LINEs. The parallel budget lines show real income increases as one moves away from the origin. The income-consumption curve joins together the points of tangency between indifference curves l1, lz, 13 and 14 and budget lines representing different income levels. The curve can be used to demonstrate which of two goods is the INFERIOR GOOD.<br /> <br /><em>See also:</em> Engel's law; price-consumption curve
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Old 08-07-2011, 11:23 AM   #7
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<strong>Professional Judgment (PJ)</strong> – The flexibility given to a financial aid administrator to make adjustments to student eligibility for federal Title IV aid and for Missouri state aid on a case-by- case basis.
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Old 08-07-2011, 06:57 PM   #8
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price cap regulation (L5)<br />A method of limiting the price increases of public utilities, especially telecommunications, by a formula including an X factor. The formula could take the form of 'permitted price increase = consumer price rise - X'. Such regulation aims to encourage the utilities to be more efficient. In the UK the formula is known as RPI - X, the adjusted retail price index.
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<strong>Title IV</strong> – The section of the Higher Education Act of 1965, as amended, that authorizes federal student loan, work, and grant programs.
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<strong>Subscription reports</strong> – Standard production reports available from the MDHE and within MODEL Direct. Subscription reports may be received daily, weekly, or monthly. To subscribe to one of these reports or to change the frequency, select the Manage Subscriptions option within MODEL Direct' s Manage Reports menu.

<strong>Template</strong> – Feature within MODEL Direct allowing a school to establish common values, such as loan period dates, that can be applied to multiple loans being certified.
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Old 08-07-2011, 06:59 PM   #9
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