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barter economy (PO)<br />One of the earliest forms of an economy in which goods are directly changed for other goods without using money as a medium of exchange. Prices are expressed in relative terms, e.g. X amount of A = Y amount of B. Transactions can be expensive as high search costs can be incurred in the pursuit of trading partners. However, to avoid taxation and create employment, in some areas of, for example, Canada and the UK, the exchange of services has replaced the usual market.
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<strong>Cure</strong> – Reinstatement of a loan' s guarantee upon completion of a prescribed series of loan collection activities. Also defined as the process by which the loan' s guarantee is reinstated.
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risk (DO)<br />The chance of an event occurring in accordance with a known probability. Actuarial calculations based on past experience make it possible to insure against the occurrence of such event. A person who is risk averse would require very favourable odds to make a bet; a RISK LOVER would take a gamble even when the odds are unfavourable; a risk-neutral person will be concerned not about the likelihood of particular bets being successful but on average with making a profit.<br /><em>Reference</em><br />Bernstein, P. (1996) Against the gods: the remarkable story of risk, New York, Chichester and Toronto: Wiley.<br /> Dembo, R.S. and Freeman, A. (1998)<br />Seeing tomorrow: rewriting the rules of risk, New York, Chichester and Toronto: Wiley.
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<strong>Budget</strong> – Synonymous with Cost of Attendance (COA). In financial aid terms, a budget is an estimate of a student' s total education-related expenses for an enrollment period. The budget generally includes tuition, fees, room, board, books, supplies, and personal expenses. For the Charles Gallagher program, the standard budget for each institution consists of the institution' s prior year tuition and fees, room and board, and book costs reported through IPEDS, as well as standard budget figures determined by the MDHE using the Consumer Price Index (CPI). For the College Guarantee program, the budget is the lesser of the institution' s Gallagher budget or the average cost of attendance at the University of Missouri-Columbia.

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<strong>National of the U.S.</strong> – As defined by the Immigration and Nationality Act, a U.S. citizen or a noncitizen who owes permanent allegiance to the United States. This term includes all U.S. citizens as well as the citizens of American Samoa and Swain' s Island. Also referred to as U.S. National.

merchant capitalism (NO, PI )<br />An economic system consisting of wholesalers who advance funds to manufacturing workers to produce goods for the merchants' ma rket. This stage of economic development was succeeded by INDUSTRIAL CAPITALISM.

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