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<strong>Federal Default Fee (FDF)</strong> – A loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as by a lender or servicer). Also referred to as DFee.

compensatory finance (H5)<br />Expenditures by a government to offset LEAKAGES from the CIRCULAR FLOW of income. Thus, the impact of taxes, savings and imports which reduce the value of the MULTIPLIER for a national economy can be reduced by a government increasing its public expenditure and boosting exports through subsidizing export industries.
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supplier-induced demand (DO)<br />Demand for a good or service determined by the producer because of the consumer's ignorance of the need for it. The best example is medical services where consumers lack the knowledge required to diagnose a condition and prescribe a treatment.
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Pharmacy Technician employment possibilities are abundant. Pharmacy technicians deliver the results in a multitude of function settings like retail pharmacies these types of as CVS, Walgreens and Osco, hospitals and elderly treatment amenities. The hrs are commonly diverse from the "typical" 9-5 organization several hours, usually requiring evening buy viagra and weekend give good results. Desire very sturdy for the subsequent five-10 years considering the newborn boomer era is getting into the stage of their lives in which they are alot more possible to use prescriptions.

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gold shortage (N2)<br />The world shortage of gold in 1900-72. In this period, US wholesale prices rose 300 per cent, a much greater rise than in the monetary gold price (up only 75 per cent). The shortage was brought about to a large extent by the small margin between the production cost and the selling price of gold, a disincentive to producers. An increase in the price of gold pushed up US Treasury holdings from $7 billion in 1934 to $20 billion in 1939, but the shortage continued, exacerbated by the Second
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Populism, Nationalism and Industrialization, rev. edn, London: Routledge. Lipton, M. (1977) My Poor People Stay Poor, London: Temple Smith.<br /> Little, I.M.D. (1982) Economic Development: Theory, Policy and International Relations, New York: Basic Books.<br /> Myrdal, G. (1956) Development and Underdevelopment, Cairo: National Bank of Egypt.
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<strong>ANN</strong> – Type of Dear Colleague Letter providing training announcements.

piece rate (J3)<br />A specific wage rate per unit of output. Piece rates were a major method of paying workers and now are useful in incentive pay schemes.<br /><em>See also:</em> time rate

<strong>Change Transaction Send File (CTSF)</strong> – The CommonLine file type used to send change transactions to guarantors, lenders, and/or servicers so that FFEL Program loans may be updated. CTSFs are divided into pre-disbursement transactions (@1-09) and post-disbursement change transactions (@1-10).

<strong>R record</strong> – Response record, a record type included in CommonLine response files. An “R record” is sent to the original source of a change transaction send file.
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<strong>Multiple changes</strong> – Feature within MODEL Direct allowing a single change to be applied to multiple borrowers/loans at one time. Change types supported include multiple hold/release and multiple cancellations.

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indicator variable (E6)<br />An economic statistic which describes the current state of an economy and guides a policy-maker in his or her actions, particularly whether to deflate or reflate the economy.<br /><em>See also:</em> coincident indicators; economic indicators
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cartalist (E4)<br />A person believing that the value of a currency depends on the power of the issuing authority and not on its intrinsic value or its convertibility into gold.<br /><em>See also:</em> Banking School; fiat money; metallist

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<strong>MODEL Direct</strong> – A web loan delivery product offered by the MDHE and developed by ASA, the MDHE' s servicer. MODEL Direct allows schools and lenders to inquire on loans or borrowers, submit change transactions, manage files, and guarantee new loans within a real-time environment. See http://www.dhe.mo.gov/model.shtml for more information.
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FV = S + [I - (I - D)]
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