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<strong>SSA</strong> – Social Security Administration.

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breakeven analysis (C1, D4)<br />A graphical representation of the relationship between total costs and total revenue with breakeven taking place where total cost is equal to total revenue (i.e. average cost is equal to average revenue).
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neo-Malthusians (B1)<br />Followers of MALTHus who in the nmeteenth century advocated birth control as a means of checking population growth; in the twentieth century they have been more concerned to emphasize the conservation of natural resources, given limited technical progress.<br /><em>See also:</em> Club of Rome <br /><em>Reference</em><br />Soloway, R.A. (1982) Birth Control and the Population Question in England, 18771930, London and Chapel Hill, NC: University of North Carolina Press.
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<strong>CDA</strong> – Central Disbursing Agent, a lender, servicer, guarantor, or other entity that combines disbursement funds and data from multiple origination sources and issues a single EFT transfer and disbursement roster to the school.
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<strong>Federal Direct Loan Program (FDLP)</strong> – The William D. Ford Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program.
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<strong>Loan transfer</strong> – Any action that results in a change of the system used to service a loan.

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POS machine (G2)<br />Point of service register in a shop communicating directly with the customer's bank.<br /><em>See also:</em> debit card
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command and control regulation (Q2) Administrative and statutory rules concerning pollution control. Sources of pollution are narrowly defined, specific control devices prescribed and emissions standards applied. Critics of this approach to POLLUf lON coNTROL assert that it ignores both the extent of pollution damage and the costs of regulation.
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<strong>Charles Gallagher Student Financial Assistance Program</strong> – A Missouri state need-based grant program administered by the MDHE through the FAMOUS system until the 2006-07 academic year. This program was replaced by Access Missouri August 28, 2007. (This program was formerly known as the Missouri Student Grant Program.)
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<strong>Assignment of a loan</strong> – Any change in the ownership of a loan.

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environmental tax (Q2)<br />A tax on a polluter related to the external costs of private production.<br /><em>See also:</em> effluent fee

<strong>CAM</strong> – Common Account Maintenance, the FFEL Program industry' s electronic data standard used by lenders, servicers, and guarantors. Created by the National Council of Higher Education Loan Programs (NCHELP), CAM specifies the type of content, record format, and file structure for sharing data on borrowers and their loans.

<strong>Fiscal Year (FY)</strong> – An annual budgetary period. A fiscal year may be defined as a calendar year or other period, such as a State Fiscal Year (July 1-June 30) or Federal Fiscal Year (October 1 - September 30).

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<strong>Institutional aid</strong> – Financial aid programs created, funded, and administered by any given postsecondary institution.

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industrial training grant (I2, J2)<br />A payment made by central government or by a fund financed by the firms of an industry to pay for vocational training. Without such grants it would be difficult for many small firms to finance adequate training and there would be a tendency for firms undertaking little training to attempt to acquire trained workers by paying above-market wage rates. In a period of great technological change, industrial training has become central to the survival and successful future of many firms.<br /><em>See also:</em> general training
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