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<strong>FDF</strong> – Federal Default Fee, a loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as by a lender or servicer). Also referred to as DFee.
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cash flow (M2)<br />1 The net amount of money received by a firm over a given period.<br /> 2 Retained profits and funds set aside for depreciation. This flow permits a firm to finance its own investment.
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<strong>Release of proceeds</strong> – Delivery of loan proceeds by the school to the borrower. (Note: This term is NOT equivalent to the lender' s process of disbursing funds to the school.)

<strong>OPE ID</strong> – An 8-digit identification number, including a 6-digit number followed by a 2-digit branch code, assigned by the U.S. Department of Education' s Office of Postsecondary Education (OPE) division after approving an institution to participate in the federal student aid programs. Schools that don' t administer Title IV aid but want their students to qualify for in– school deferments are also assigned an OPE ID number.
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first-degree price discrimination (D4) Selling different units of output at different prices so that each price is the maximum amount of money a consumer will pay.<br /><em>See also:</em> price discrimination

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<strong>AGD</strong> – Anticipated Graduation Date, the date a student expects to graduate. May also be referred to as the Expected Graduation Date.
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<strong>Repayment period</strong> – The period during which payments of principal and interest are required. The repayment period follows any applicable in-school or grace period (for Stafford Loans) and excludes any period of authorized deferment or forbearance.
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pecuniary returns (D3)<br />Rewards to a FACTOR OF PRODUCTION in the form of money.<br /><em>See also:</em> non-pecuniary returns
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productivity (04)<br />The amount of real output produced by one unit of a factor input. Labour and capital productivities have been extensively studied to understand the process of economic growth and the international trade performance of individual countries. US studies show that productivity is higher in more CAPITAL-INTENSIVE industries, which are also unionized and where the cost of turnover and supervision is lower and there is more industrial harmony. Labour productivity is measured as output per person, assuming that the quantities of other factors employed are constant (a difficult assumption in the case of capital). In general, labour productivity can be regarded as a function of investment and the business cycle, as well as the degree of supervision of the workforce and of salary differentials and incentives_<br /><em>Reference</em><br />Barrell, R., Mason, G. and O'Mahony, M. (eds) (2000) Productivity, innovation and economic performance, Cambridge, New York and Melbourne: Cambridge University Press Davies, S.W and Caves, R.E. (1987) Britain's Productivity Gap -A Study Based on British and American Industries, 1968-77, Cambridge: Cambridge University Press Denison, E.E. (1967) Why Growth Rates Differ, Washington, DC: Brookings Institution Kravis, LB. (1976) 'A survey of international comparisons of productivity', Economic Journa/86 (March): 1-44.

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<strong>Custom Reports</strong> – A reporting feature within MODEL Direct allowing reports to be created on demand with customized filter criteria and with real-time data.
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freeport (F1)<br />An enclave in which imported goods are processed and then re-exported. This production arrangement has been a great
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