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Old 07-28-2011, 01:38 PM   #1
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shifts in demand or supply curves (DO) An upward or downward movement of a whole demand or supply curve because a variable, other than price, has changed. A change in consumer tastes, in consumer incomes or in the prices of other goods can move a demand curve; a change in technology or governmental regulation can move a supply curve. These shifts are always the result of a failure of the CETERIS PARIBUS condition.<br /><em>See also:</em> identification problem
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equilibrium (DO, EO)<br />A state of balance such that a set of selected interrelated variables has no inherent tendency to change. In economics, a major example is the balance of the forces equating demand and supply. sMITH in his discussion of prices used the idea of market prices fluctuating around the NATURAL PRICE which can be considered a central price. The SUBSISTENCE THEORY OF WAGES regarded expansions and contractions of a population as equilibrating forces making the subsistence wage rate the long-run equilibrium wage. An equilibrium can exist for an economy as a whole, for a sector of it, for a particular market or for an institution, such as a firm. Although the term is applied principally to static models, there can be an equilibrium in dynamic models when variables proceed along an equilibrium-type path. Equilibria can be stable or unstable, temporary or permanent: some of them do not exist. The Marshallian and Keynesian cross-diagrams are the most famous diagrammatical representations of equilibrium (E, equilibrium). National income<br /><em>See also:</em> general equilibrium; temporary equilibrium<br /><em>Reference</em><br /> Amendola, M. and Gaffard, J.-L. (1998) Out of equilibrium, Oxford and New York: Clarendon Press.<br /> Caravale, G. (ed.) (1997) Equilibrium and economic theory, London and New York: Routledge.<br /> Fisher, F.M. (1983) Disequilibrium Foundations of Equilibrium Economics, Cambridge: Cambridge University Press.<br /> Samuelson, P.A. (1965) Foundations of Economic Analysis, 2nd edn, New York: Athenaeum.
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<strong>American College Testing (ACT, Inc.)</strong> – An independent not-for-profit organization that provides assessment, research, information, and program management services in the areas of educational testing and planning, career planning, and workforce development.

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Old 07-28-2011, 01:42 PM   #2
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Old 08-01-2011, 09:51 PM   #3
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International Securities Regulatory Organization (G1)<br />The partner of the INTERNATIONAL STOCK EXCHANGE since 1986 in regulating the market activities of UK stock exchanges.

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<strong>PPA</strong> – Program Participation Agreement with the U.S. Department of Education that permits a school to participate in the Title IV federal student financial aid programs.
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Old 08-01-2011, 10:17 PM   #4
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<strong>LLR</strong> – Lender of Last Resort, a student loan lender that agrees to make Stafford Loans to qualified students, regardless of the type of school, school' s CDA, etc. The MDHE offers an LLR program for Missouri students.
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balanced growth (04)<br />1 Growth of different sectors of an economy at the same rate. This has been advocated by many development economists as a strategy. Ragna r Nurske propounded the view that growth should take the form of the co-ordinated and simultaneous application of capital to a wide range of industries so that the national economy would not be a mixture of expanding, declining and stationary sectors.<br /> 2 Steady state growth such that the real variables of the economy, including output and employment, grow at the same positive rates.<br /> <br /><em>Reference</em><br />Rosenstein-Rodan, P.N. (1943) 'Problems of industrialization of Eastern and south-eastern Europe', Economic Journal 53: 202-11.
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<strong>Subrogation</strong> – A transfer in the ownership of a defaulted FFEL Program loan from a guarantor to the U.S. Department of Education. Loans to be subrogated are determined by established federal criteria, revised annually by DE.

<strong>NATTS</strong> – National Association of Trade and Technical Schools.
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Old 08-03-2011, 11:26 AM   #5
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<strong>State Student Financial Aid Committee</strong> – A committee of Missouri financial aid administrators established in February of 2005 to make recommendations to improve and strengthen the Missouri student financial assistance programs. (Formerly known as “the state aid program task force.” )
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<strong>SAP</strong> – Satisfactory Academic Progress. To remain eligible for most types of financial aid, the student must maintain satisfactory academic progress as defined by the school.
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Old 08-03-2011, 12:40 PM   #6
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martingale (C7)<br />Originally a French betting system in which the stakes are doubled after each loss to assure a favourable outcome with a high probability of success. This mathematical model of a fair game, a stochastic process, has been applied to the analysis of asset prices, particularly to see whether the rates of return to assets are such that asset prices and cumulated dividends at their present values are equal to the discounted value of a mutual fund.<br /><em>Reference</em><br />Hall, I' and Heyde, C.C. (1980) Martingale Limit Theory and its Applications, New York: Academic Press.<br /> Le Roy, S.T. (1989) 'Efficient capital markets and martingales', Journal of Economic Literature 27 (December): 1583-621.

<strong>Guarantee</strong> – A conditional legal obligation for the guarantor to reimburse the FFEL Program lender for some portion of a loan that is not repaid by the borrower due to default, death, disability, or other reason defined in federal regulations.

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Old 08-03-2011, 01:05 PM   #7
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<strong>SLAP</strong> – St. Louis area group of financial aid professionals.

sector DEREGULATION in New York and London caused these agencies to flourish.
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Keynesian equilibrium (EO)<br />A short-term equilibrium in a static model of an economy which is not necessarily a FULL-EMPLOYMENT equilibrium.

option demand (DO)<br />Demand for a good or service which is usually not consumed by the person rega rding it as desirable, e.g. private car users may desire there to be a public transportation service not for themselves but for those who cannot a fford private transportation. A high option demand can reduce the price of the good or service in question: demand for insurance is of this kind - the more entering an insurance scheme, the lower the premiums for insuring against a particular risk.<br /><em>See also:</em> sponsor demand
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Old 08-05-2011, 07:22 PM   #8
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Old 08-03-2011, 01:54 PM   #9
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indirect utility function (D3)<br />The total utility of a consumer related to the prices of consumption goods and the consumer's income.<br /><em>See also:</em> direct utility function

scarcity index (DO)<br />The real cost of capital and labour inputs per unit of an extractive output which is expressed as an index of the prices of extractive outputs relative to non-extractive outputs.<br /> <br /><em>Reference</em><br />Barnett, H.J. and Morse, C. (1963) Scarcity and Growth: The Economics of Natural Resource Availability, Baltimore, MD: Johns Hopkins University Press.
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occupation (J2)<br />The work activity of a person defined according to the education, skill, responsibility and experience demanded by an employer.<br /><em>Reference</em><br />International Labour Organisation (1968) The International Standard Classification of Occupations, Geneva: ILO.

<strong>Special allowance</strong> – A percentage of the daily average unpaid principal balance paid to a lender by the U.S. Department of Education on eligible FFEL Program loans. Special allowance is only paid when the regulatory maximum student loan interest rate is below market rates.

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Old 08-03-2011, 06:28 PM   #10
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<strong>Consolidation</strong> – The combining of existing federal student loans into one new loan with an interest rate equal to the weighted average of the loans being consolidated. Consolidation can result in lower monthly payments but higher total debt.

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