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middle product (D2)<br />A semi-finished good requmng further processing before being suitable for final consumption. It is both an output of a productive process and an input to another. Much of the trade between subsidiaries of a MULTINATIONAL company is of this kind.<br /><em>See also:</em> intermediate good <br /><em>Reference</em><br />Sanyal, K. and Jones, R.W. (1982) 'The theory of trade in middle products', American Economic Review, 72: 16-31.

excess capacity (DO)<br />1 In competitive theory, a level of output below that level of output which minimizes average total cost. 2 More generally, any output level less than the maximum amount technically possible.<br /><em>See also:</em> X-efficiency

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Regulation Q (E4, E5)<br />The ceiling to the rate of interest US COMMERCIAL BANKS could pay on deposits of less than thirty days' maturity in the period 1933-85. This maximum rate was fixed from time to time by the US FEDERAL RESERVE SYSTEM. One of the aims of the regulation was to reduce the cost of housing finance as THRIFTS would be able to operate with low interest rates. As the regulation was evaded by bankers borrowing abroad to replace domestic deposits, the growth of the EURODOLLAR market was encouraged and much ms!NTERMED!AT!ON occurred. In 1980, it was decided to phase out the regulation over a five-year period.

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<strong>Financial aid package</strong> – The total amount of financial aid that a school awards a student for any given aid year. Also referred to as “financial aid award.”

<strong>FY</strong> – Fiscal Year, an annual budgetary period. A fiscal year may defined as a calendar year or other period, such as a State Fiscal Year (July 1-June 30) or Federal Fiscal Year (October 1– September 30).

base currency (F3)<br />The CURRENCY used to quantify a RISK.

last-in, first-out (J2, M2)<br />1 A principle for the rotation of inventories/physical stocks. In UK NATIONAL INCOME accounting conventions it enables all items to be valued at current prices; a firm using this principle is able to finance the replacement of stocks in inflationary periods.<br /> 2 The employment policy of firms which lay off first the workers who have been recruited most recently.<br /><em>See also:</em> first-in, first-out
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