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<strong>TRIO</strong> – Special federal programs for students from disadvantaged backgrounds.
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<strong>Nelnet</strong> – A for-profit FFEL Program secondary market and servicer that originates, disburses, services, and purchases FFEL Program loans.
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<strong>CBA</strong> – Consumer Bankers Association.
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Davos man (FO)<br />A businessman, banker, official or intellectual who is a literate and numerate graduate with a belief in individualism, market economics and democracy. These men, from any culture, control governments and their economic capabilities. The World

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<strong>Administrative Wage Garnishment (AWG)</strong> – Process by which federal student loan holders may withhold a portion of a borrower' s wages after a loan is in default.
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2 COLLECfiVE BARGAINING that USeS productivity measures as a major determinant of increases in pay.<br /> <br /><em>Reference</em><br />McKersic, R.B. and Hunter, L.C. (1973) Pay, Productivity and Collective Bargaining, London: Macmillan.

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ïðîñòèòóòêè â Óôå äëÿ äâîèõ 40 ëåò ïðîñòèòóòêè ã èâàíîâî èíòèìíûå çíàêîìñòâà â Âåëèêîì óñòþãå ñåìåéíîå èíòèì ôîòî äåâóøåê þíûå ïðîñòèòóòêè øëþõè â ýíãåëüñå áåñïëàòíûé ñàéò ñåêñ çíàêîìñòâà íà 1-2 ðàçà íàáåðåæíûå ÷åëíû ðò òðàíññåêñóàëêè çíàêîìñòâî èíòèì çà äåíüãè â îäèíöîâî ñåêñ çíàêîìñòâà äëÿ ãååâ è ñåìåéíûõ ïàð èç ìîñêîâñêîé îáëàñòè ñåêðåòàðøà øëþõà øëþõè êèåâà ïî 300 ãðí èíòèì ñ ìàëåíüêèìè äåâî÷êàìè ïðîñòèòóòêè äîñóã ìîñêâû òðàíññåêñóàëû ìîñêâû äîñóã
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ïðîñòèòóòêè ã ÷åðêàññû èíòèì çíàêîìñòâà áóãóðóñëàí èíòèì ñåêñ çíàêîìñòâà â ã. ïåíçå ïðîñòèòóòêè èç ðÿçàíè ñåêñ çíàêîìñòâà ÷àñòíîå ôîòî ÷åëÿáèíñêèå ñàéòû èíòèì çíàêîìñòâ ñåêñ çíàêîìñòâà ñ äåâóøêàìè óêðàèíà ã. êàõîâêà äîñóã èíòèì ëîáíÿ êîãàëûì ñåêñ èíòèì ôîòî äåâóøêè äîíåöê èíòèìíûå çíàêîìñòâà èíäèâèäóàëêè ì ñåìåíîâñêàÿ ñåêñ çíàêîìñòâà + ïî âåá êàìåðå ñåêñ õàíòû ñåêñ çíàêîìñòâà + â êèðîâå ÷åïåöêå ñåêñ çíàêîìñòâà â ã. áðÿíñêå øëþõè äëÿ ìèíåò ñåêñ çíàêîìñòâà â èðêóòñêîé îáëàñòè èíòèì óñëóãè â ×åðåïîâöå èíäèâèäóàëêè íîâîðîññèéñê òåëåôîí

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<strong>Department of Higher Education (DHE)</strong> – The Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the MDHE. The agency' s website may be found at www.dhe.mo.gov.

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equal opportumtles. President Nixon announced its demise in 1973.

<strong>Income-contingent repayment schedule</strong> – A repayment schedule for some Direct Loans under which the borrower' s monthly payment amount is adjusted annually, based on the borrower' s income, family size, and debt amount.

<strong>Secondary market</strong> – An entity that purchases education loans from eligible lenders. The secondary market obtains funds from investors or public bonds and uses those funds to purchase existing education loans from lenders.
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<strong>PRI</strong> – Participation Rate Index, a cohort default rate appeal option for postsecondary institutions with a low percentage of students participating in the federal loan programs.

Okun, Arthur M., 1928-80 (B3)<br />US economist and policy adviser who was educated at Columbia University and taught at Yale University from 1952 to 1963. He was a member of the coUNCIL oF ECONOMIC ADVISERS from 1964 to 1968, the year in which he was chairman. His most influential work was with the BROOKINGS INSTITUTION as its senior fellow from 1969, contributing to Brookings Papers on Economic Activity as joint editor. His fame largely rests on his The Political Economy of Prosperity (1970), Equality and Efficiency - The Big Trade-off (1975) and his posthumous classic Prices and Quantities - A Macroeconomic Analysis (1981). His work as a macroeconomist had the major concern of attaining economic growth without inflation; the trade-off between equality and efficiency also interested him.<br /><em>See also:</em> discomfort index; invisible handshake; leaky bucket; Okun's law <br /><em>Reference</em><br />Gordon, R.l and Hall, R.E. (1980)

prices policy (E3)<br />An anti-inflation policy often used in conjunction with an INCOMES POLICY to set rules for the determination of product prices. There has been a variety of such policies in France: price freezes, target average prices with freedom to vary indi-
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<strong>DL</strong> – Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program. Direct lending is codified in federal regulations within 34 CFR 685.

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<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.
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<strong>Overaward</strong> – Any amount of a student' s total financial assistance package (excluding Pell Grants) that exceeds the student' s financial need. May also be referred to as an overpayment.

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<strong>Rehabilitation</strong> – A process by which a borrower with a defaulted FFEL Program loan may regain eligibility for Title IV aid by adhering to strict repayment requirements.

<strong>MARIO</strong> – Missouri Advantage Repayment Incentive Option, a student loan forgiveness program for individuals working in Missouri' s life science companies. MARIO was created by a partnership between the MDHE, MOHELA, and the Missouri Department of Economic Development.
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<strong>ASA</strong> – American Student Assistance, the MDHE' s servicer for FFEL Program loans.

<strong>A+ Schools Program</strong> – A program administered by the Missouri Department of Elementary and Secondary Education (DESE) which provides paid tuition and fees as well as other financial incentives for students who fulfill needed requirements, graduate from a designated A+ high school and who attend a Missouri community college or vocational-technical school. More information is available at: http://www.dese.mo.gov/divimprove/aplus/index.html.
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<strong>DHE</strong> – Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the MDHE. The agency' s website may be found at www.dhe.mo.gov.
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<strong>Interest rate</strong> – The maximum rate of interest that is charged on student loans is defined within federal statutes. In the FFEL Program, lenders often reduce the interest rate from the statutory maximum during the in-school or repayment periods for borrowers who pay on time or who meet specified eligibility requirements.
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