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<strong>EDExpress</strong> – A PC-based software offered by the U.S. Department of Education to schools to administer the Federal Pell Grant Program and the direct loan program.

<strong>DESE</strong> – Department of Elementary and Secondary Education, the Missouri state agency overseeing the state' s elementary and secondary public school systems as well as the A+ Program.
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certificate of deposit (G2)<br />A marketable bank deposit receipt which has the advantage of allowing the holder to gain the higher rate of interest associated with fixed or long-term deposits. Certificates of deposit (CDs) were introduced in the USA in 1961 and grew in volume after 1973 when REGULATION Q no longer insisted that there had to be a ceiling to the rate of interest. Dollar CDs have had to be registered securities from 1983 onwards. The Eurodollar CD was introduced in London in 1966 and the sterling CD in 1968. Companies, and even banks, depositing surplus funds short term
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deposit account (G2)<br />An interest-bearing bank account (UK) which cannot be withdrawn without due notice (in most cases, at least seven days). In the USA, such accounts are known as savings accounts or time deposits.
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<strong>FDF</strong> – Federal Default Fee, a loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as by a lender or servicer). Also referred to as DFee.

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a specific problem, or to cover before a more permanent member of staff is recruited or to cope with a seasonal upsurge in demand. As these stop-gap managers are often self-employed, the companies using their services can save many employment costs.
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clearing bank (G2)<br />A UK coMMERCIAL BANK which accepts deposits from the public and gets its name from being a member of the clearing house which 'clears' cheques by settling interbank indebtedness. There are separate sets of clearing banks for England and Wales, Scotland and Northern Ireland. The Scottish and Northern Irish banks also have the right to issue banknotes. A bank of this kind is distinguished from other financial intermediaries in that its reserves are the monetary liabilities of the government sector, i. e. bills, bonds and deposits with the central bank.

<strong>PSI</strong> – Postsecondary Institution.
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profit-related pay (J3)<br />Employee remuneration cons1stmg of, or based on, PROFITS as well as wages and salaries. This form of pay has the advantages of fluctuating with profits, so that a firm's wage bill falls in bad times and rises only in times of prosperity, and possibly influencing worker behaviour as the divide between ownership and employment is bridged by giving employees two types of factor income. There are long-established examples of this approach, e.g. granting Scottish fishermen shares of the proceeds from each catch of fish, and profit distributions to Japanese workers. With fiscal encouragement and a managerial desire to reward increased performance without raising labour costs, there are likely to be more pay schemes related to profits. One disadvantage of this type of pay is that employees may resist further recruitment of staff as more employees will reduce per capita entitlements to profit.
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<strong>MDHE</strong> – Missouri Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the DHE. The agency' s website may be found at www.dhe.mo.gov.
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<strong>Coordinating Board for Higher Education (CBHE)</strong> – The governing body overseeing the Missouri Department of Higher Education. The CBHE is comprised of 9 board members and meets 5 times each year.
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work co-ordinates the provision of this capital in several European Community countries.

indirect factor content (D2)<br />The total amount of the FACTORS OF PRODUCTION used in all stages of production prior to the last to achieve a particular output.
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commodity reserve currency (F3)<br />A currency with a value based on a 'basket' of commodities representative of average consumption. This currency tends to be stable over time, as happened under the GOLD STANDARD, and can take a variety of forms reflecting the technical characteristics of commodities at a particular time and the desired level of stability. However, it has been argued that few commodities are suitable for inclusion in the 'basket', e.g. on account of storage difficulties, but using commodity futures could eliminate many of these problems.<br /><em>Reference</em><br />Friedman, M. (1953) Essays in Positive Economics, pp. 204-50, Chicago: University of Chicago Press.
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A graduate in mathematics, engineering and economics from Arizona, Oklahoma, Virginia and Harvard Universities. Professor at Harvard from 1965 to 1970 and from 1983; economic adviser to the president of the woRLD BANK in 1970-2 and the bank's vice-president in charge of development policies in 1972-82. His quantitative approach to DEVEWPMENr Eco. NOMlcs views self-sustaining economic growth as a function of industrialization, which is itself associated with a switch from agricultural to industrial products in the commodity structure of a coun try's exports. In 1959, he published a widely used INPUT OUTPUT text. He collaborated with ARROW and others in 1961 to produce the CONSTANr ELASTICITY OF SUBSTITUTION PRQ. DUCTION FUNCTION which substan tially replaced the popular COBB DOUGLAS PRODUCTION FUNCTION.<br /><em>Reference</em><br />Arrow, K.J., Chenery, H.B., Minhas, B.S. and Solow, R.M. (1961) 'Capital-labour substitution and economic efficiency', Review of Economics and Statistics 43: 225-50.<br /> Chenery, H.B. and Clark, P. (1959) Int erindustry Economics, New York: Wiley.

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<strong>Rescheduling a disbursement</strong> – A pre-disbursement change transaction updating the date loan funds should be issued to the school or escrow agent. Within CommonLine 4 files, this transaction is referred to as a disbursement date change and is located within the @1-09 record.

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