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C.O.B.R.A Herve Leger Red V neck Sleeveless Custom Bandage Dress, which stands for Consolidated Omnibus Budget Reconciliation Act, allows former employees to continue with there current health insurance coverage for up to nine months after being let go from their place of employment Herve Leger Pink Square neck Sleeveless Charming Bandage Dress, at having to pick up 100% of the coverage cost. There is currently a bill in Congress Herve Leger Single Strap Sale, that if passed will extend the period from nine months to fifteen. The government currently offers a stimulus package that provides assistance with paying the medical costs for C.O.B.R.A, but this package will expire on the 31st of December 2009, if the bill in Congress is not passed. Should this happen there will be millions of unemployed individuals without medical coverage Herve Leger Fuchsia Square neck Cap Sleeve Vogue Bandage Dress, and requiring them to shop around for the purchase of a new medical coverage policy. One that is affordable and will provide them with the basic coverage that they require.
If you find that your C.O.B.R.A is expiring and you need to search for a new medical coverage policy Herve Leger DarkViolet White Sleeveless Delicate Strapless Dress, you should contact the company that is currently providing you coverage under C.O.B.R.A. This insurance company may be able to give you the same benefits you are currently receiving in an individual insurance plan, at an affordable rate. Once you have contacted them you should then contact numerous insurance agents and brokers as they will also be able to assist you in finding an insurance plan that will replace the one you are about to lose.
It is important that you do not just except the coverage that you current insurance company is offering, as you may be able to get a better prices premium or better coverage by switching to another insurance company. You will want to obtain insurance policies from various companies and look through each for comparable plans. Once you have a few policy that are comparable in all areas, including co payments Buy Herve Leger Dress, deductibles and maximum out of pocket expenses, you should then contact the providers to obtain premium quotes. By obtaining the premium quotes you will then be able to compare each policy by cost and chose the one that will cost you less Herve Leger Black Tan Scoop Spaghetti Straps Seductive Bandage Dress, over all Herve Leger Red White Sweetheart Straps Never out of fashion Bandage Dress, through out the year.
Costs can vary greatly between insurance companies Herve Leger Bandage Wholesale, so you need to examine the policies carefully and then present any questions you may have to the insurance professional representing that specific company. This person should clearly explain all details to you so that you have a complete understanding of what you are getting for the premium you will be paying. If none of the policies fit within your budget Herve Leger CyanBlue Spaghetti straps Sweetheart Stunning Bandage Dress, you will have to investigate what other options are available to you.
There are two other options that you can choose if you are unable to find an affordable premium. The first is to look into local groups or organizations that you may be interested in joining. Often times these clubs and organization will carry a group insurance plan, where the members will be able to by into medical coverage at a reduced cost. If you are unable to find any organizations in your area, your second option would be to purchase a high deductible policy. Although this policy will cost you a large amount in deductible fees 2011 Hot Selling Grey and Black Single Strap, your monthly premiums will be much less. With high deductibles policies, however Herve Leger Black Sleeveless Gorgeous Strapless Dress, you will want to be sure to save up the funds required to cover your deductible should you need medical assistance. Your insurance company will not pick up the coverage unless you have completely met the deductible of your plan.