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replacement labour force (J2)<br />The use of migrant labour to fill job vacancies created by the movement of indigenous workers from areas of decline to the more prosperous regions of a country. In the UK, for example, immigrant labour in the 1950s took up employment in declining areas, especially northern England and the West Midlands, where inferior jobs existed as a consequence of the shift of UK workers to the south east of England.
<strong>Capitalized interest</strong> – Accrued interest that is periodically added to a loan' s principal balance. Interest accrues on a subsidized Stafford Loan after the grace period is completed and the borrower enters repayment. For unsubsidized Stafford, parent PLUS, and Grad PLUS Loans, on the other hand, interest begins to accrue after the first disbursement of the loan. Lenders may capitalize any accrued interest on a quarterly basis or at other scheduled time frames.
<strong>SAR</strong> – Student Aid Report, the paper output record provided to the student after completing the FAFSA. The SAR contains the student' s EFC and results of federal database matches. The electronic version of the record, which is sent to the school, is called the ISIR.
<strong>Suspension</strong> – Suspension of the eligibility of a school, lender, or servicer to participate in a guarantor' s programs for a specified period of time until specified requirements are met.
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