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physical quality of life index (D6)<br />A measure of ECONOMIC WELFARE more sophisticated than GROSS NATIONAL PRODUCT per capita. This index, pioneered by the Overseas Development Council of Washington, DC, is based on the percentage of literacy in a population, infant mortality and life expectancy after age 1 (to avoid double counting of infant deaths). Some countries rank much lower by this index than by per capita gross national product, e.g. oil-producing countries. Critics of the index are concerned about its narrowness as there are so many other physical indicators of welfare.<br /> <br /><em>Reference</em><br /> Morris, M.D. and Alpin, M.B. (1980) Measuring the Condition of the World's Poor: The Physical Quality of Life Index, New Delhi: Promilla.
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<strong>Standard repayment schedule</strong> – A repayment schedule under which the borrower pays the same amount for each installment payment throughout the entire repayment period OR pays an amount that is adjusted to reflect annual changes in a variable-rate loan.
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