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<strong>Suspension</strong> – Suspension of the eligibility of a school, lender, or servicer to participate in a guarantor' s programs for a specified period of time until specified requirements are met.

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social dividend scheme (H3)<br />An integration of income maintenance with income taxation. The state fixes an income maintenance payment related to household size in order to prevent dire poverty. Income above this payment is subject to progressive taxation but income below it is supplemented by 'dividends' in the form of a cash sum. Although long advocated by many political parties, such schemes are difficult to implement.<br /><em>See also:</em> negative income tax; poverty trap

Glass-Steagall Act 1933 (G2, K2) Banking Act 1933 (USA) which separated INVESTMENT BANKING from deposit-taking banking with the aim of discouraging speculation and conflicts of interest, e_g. between underwriting new share issues and normal COMMERCIAL BANK lending. It banned the payment of interest on demand deposits and allowed the Federal Reserve System to set RESERVE REQUIREMENTS. Since 1980, there have been US calls for the repeal of the Act so that US banks can have as wide a range of financial products as European banks. Japan's version of Glass-Steagall (Article 65 of its Securities and Exchange Law)<br />was also much criticized <br /><em>Reference</em><br />Benston, GL (1990) The Separation of Commercial and Investment Banking. The Glass-Steagall Act Revisited and Reconsidered, London: Macmillan.

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